How about Ping An Xinsheng 17 insurance?

It's okay to do a low sum insured with Xinsheng. If you want to make the sum insured higher, it is more cost-effective to live in peace and happiness.

The main protection content of Jin Xinsheng 17 version of insurance is:

1. For 80 types of critical illnesses, if the insured suffers from the critical illness stipulated in the insurance contract and meets the conditions for claiming, he or she can pay 100% of the basic sum assured once.

2. Death benefit, during the insurance period, if the insured dies, the insurance company can pay 100% of the basic sum insured.

3. Exemption for policyholders can be attached.

Jin Xinsheng 17 version of insurance is an insurance of Ping An Life, the main insurance life insurance + additional insurance critical illness insurance, people born 28 days to 60 years old can be insured, can be insured for life, the maximum payment period can be 30 years, the waiting period is 90 days.

Extended information] 1. Is Jin Xinsheng 17 insurance returned?

Jin Shengxin 17 insurance does not return to the principal. Jin Shengxin 17 insurance is a whole life insurance launched by Ping An Insurance, which is a protective insurance, which will not return to the account, only provides the amount of insurance, and only when the insurer dies in an accident during the insurance period, the insurance will play a role and provide the amount of insurance stipulated in the contract. Under normal circumstances, only return-type insurance can return the sum insured, such as protection insurance and consumer insurance, which will only take effect when the scenario specified in the contract occurs.

2. What are the details that need to be paid attention to in Ping An Xinsheng 2017?

Ping An Xinsheng 2017 only covers critical illnesses, minor illnesses and other special insurance content is not covered, and the protection responsibility is relatively simple; In addition, due to the dividends, the premium is expensive, and the cost performance is not high, so you can buy a more comprehensive insurance with a smaller budget. Buying insurance is buying protection, and ordinary working families are not suitable for buying this kind of dividend-paying products. If you prefer the Ping An brand, you can consider protection products such as Ping An Fu and Dafuxing, and for those who pursue cost-effective and more comprehensive protection, you can also compare the critical illness insurance products on the market.

3. What is the introduction of Ping An Insurance Jin Xinsheng 17?

Ping An Insurance Jin Xinsheng 17 is a combination of whole life insurance and critical illness insurance, which can be supplemented with accident insurance and medical insurance. The insurance age of Ping An Jin Xinsheng 17 is 0-60 years old, and the insurance period can be guaranteed for life, and the payment period is 10 years, 15 years, 20 years and 30 years. The coverage includes a death benefit, 100% of the death benefit after adulthood, and a limit on the sum insured for minor death.

45 critical illnesses can be paid once, and 100% of the sum insured will be paid. In addition, the premium can be waived for confirmed critical illness, and there are policy dividends, which are related to the actual operating conditions of the company and are uncertain.

Overall, not bad.

1. The structure of Ping An Life Jin Xinsheng 17 is life insurance + critical illness insurance. There is an option to add accident and medical insurance. In the diagram, you select all the add-ons to calculate the premium for a 10-year-old boy.

2. Disadvantages: (1) The sum insured is very small, when the total annual premium exceeds 3000, the sum insured of the main insurance life insurance and critical illness insurance17 is relatively low, especially the critical illness insurance. The medical expenses for critical illnesses can be in the hundreds of thousands.

The sum insured of 100,000 is useless and does not meet the requirements. If the sum insured is increased, the premium is too high.

2) The coverage is not comprehensive enough, there are only 80 serious diseases, and there are no other mild to moderate diseases. Of the 80 critical illnesses, only 45 are exempt. If the critical illness is paid, other additional insurance cannot be paid, and the protection is very imperfect.

3) There is no secondary compensation for cancer, and high-incidence diseases including cancer are not only expensive and long-lasting, but also have a high possibility of metastasis. Cancer secondary compensation is very important in critical illness insurance coverage.

4) The main reason why accident insurance, medical insurance, accident insurance, and medical insurance are not guaranteed to be renewed is the renewal and suspension of sales of medical insurance and accident insurance. These accident and medical insurance can be purchased this year, but not necessarily the next year.

Expand your information; 1. Insurance refers to the commercial insurance behavior in which the policyholder pays the insurance premium to the insurer in accordance with the contract, and the insurer bears the liability for compensation for the property loss caused by the accident that may occur as agreed in the contract or the insured bears the liability for compensation. Premiums are paid in the event of death, disability, illness, or reaching the age, duration and other conditions agreed in the contract.

2. From an economic point of view, insurance is a financial arrangement for apportioning unexpected losses; From a legal point of view, insurance is a contractual act, which is a contractual arrangement in which one party agrees to compensate the other party for losses; From a social point of view, insurance is an important part of the social and economic security system, and it is an important part of social production and social life; From a risk management perspective, insurance is a risk management approach.

3. Insurable interest is the interest of the policyholder or the insured in the subject matter of insurance recognized by law. This is mainly because the insurance contract does not protect the safety of the insurance object itself, but the economic interests of the policyholder, the insured and the beneficiary after the insurance object is damaged. The subject matter of insurance is only the carrier of insurance interests.

4. The subject matter of insurance is the subject matter of insurance. The subject matter of life insurance is the body and life of the insured, while property insurance in a broad sense takes property and its related economic interests and liability for damages as the subject matter of insurance. Among them, the subject matter of property damage insurance is the insured property, the subject matter of liability insurance is the economic compensation liability that the insured should bear, and the subject matter of credit insurance is the economic loss caused by the insured's credit.

I hope I can help you.

Hello, I'm glad to answer for you, Xinsheng 17 this insurance is very good! The additional insurance included in Ping An Jin Xinsheng 17 includes early payment of critical illness insurance, which can give lifelong protection, with a payment period of 20 years, including 45 kinds of critical illness protection, and the proportion of the insured amount is 100%. Diagnosis will be paid immediately during the policy period, and there is also a critical illness waiver benefit.

The coverage period of the supplementary accident injury medical insurance is 1 year, and the payment period is 1 year. In the coverage, you can enjoy general traffic accident insurance, accidental death benefit, hospitalization medical allowance, and accidental death. Ping An Jin Xinsheng 17 insurance is relatively very powerful, and the legal effect of comprehensive protection is also very intimate.

Therefore, as long as it meets the requirements of personal protection and its financial budget, it can be purchased immediately.

Questions. Is it late to return?

Hello, Ping An Jin Xinsheng 17 can not take out the capital after 20 years. Since this product belongs to the consumer-based protection, and the product contract does not require the return of the expiration of the term, only the return-type insurance product can return the principal after the expiration of the contract.

Summary. Hello, dear, Ping An Jin Xinsheng 17 insurance is reliable, the main insurance in Ping An Jin Xinsheng 17 insurance is whole life insurance, the protection period is lifelong, the payment period of the product is 20 years, if the insured dies during the protection period, the insurance company will pay according to the basic insurance amount of the contract. The additional insurance included in Ping An Jinxinsheng 17 includes early payment critical illness insurance, which can provide lifelong protection, with a payment period of 20 years, including 45 types of critical illness protection, and the insured amount is 100%.

During the benefit period, the diagnosis will be paid immediately, and there is also a critical illness waiver benefit.

Hello, dear, Ping An Jin Xinsheng 17 insurance is reliable, the main insurance in Ping An Jin Xinsheng 17 insurance is whole life insurance, the protection period is lifelong, and the payment period of the product is 20 years. The additional insurance included in Yuanzhi Ping An Jin Xinsheng 17 includes early payment of critical illness insurance, which can provide lifelong protection, with a payment period of 20 years, including 45 types of critical illness protection, and the insured amount is 100%. During the benefit period, the diagnosis will be paid immediately, and there is also a critical illness waiver benefit.

Ping An Jin Xinsheng 17 insurance is relatively reliable, and the comprehensive protection effect is also very powerful. Therefore, as long as it meets the needs of personal protection and the capital budget, you can directly purchase the insurance family. Ping An Xinsheng 17 is suitable for children to insured, this product is limited to the age of 0-60 years old, and people who meet this age range can be insured Jin Xinsheng 17.

If the protection content of the product is within the scope of its own needs, it can meet the protection needs, and the surplus personal insurance fund plan can meet the purchase conditions, you can directly purchase the insurance.

Your insurance should be in charge of critical illness How many policies can be withdrawn have a cash value There should be a surrender amount at the back of the place where the corresponding payment has been paid for 2 years Look at it You can also go to the insurance company window to surrender the policy directly.