To borrow or not to borrow, what to call if you borrow money and not pay it back

You man is not tired of ordering!~

What the hell?Why did you share so much with your parents and girlfriend? Are you a family?I understand what you think, there is a reason for what you do, there is no right or wrong, you choose

This is not a contract, it doesn't matter if you borrow or not, from your question, you have a certain principle for doing things personally, which is good, but the truth happens in a certain time, space, and object, you and your parents agreed to only lend to the person to avoid something, and then see if you lend to your girlfriend if it violates the original background psychology, if not, of course you can borrow!

Dig from the roots, and you can surpass!

On-time launch point, launch point, launch point, launch point.

Should borrow, are you a little stingy. Do you say the camera is important or the girlfriend is important?

If your girlfriend is nice to you, you should borrow it. If it's average, it's between the two, after all, it can only be used between two people. Otherwise, you may have to make an inch. If it's not good, don't borrow it.

If you're a woman, don't borrow.

Like her, borrow. Otherwise.. I won't borrow it. Bye. Foolish.

You can borrow if you want.

If you don't want to borrow, don't borrow.

Asking us doesn't do much either.

Basically, no one can convince yourself!

If you don't borrow it, your girlfriend will be angry.

You're also a little too stingy.

It's all family.

It's okay.

I can't bear it, hehe.

Most men in their 20s are in the bleakest moment of their lives, with no career and no money. Most women in their 20s are in the most glorious moment of their lives, she is young and beautiful. So a man in his 20s should cherish the woman who loves him at this time, because she is using the most glorious moments of her life to accompany the darkest moments of your life.

Hehe, if you really want to be good with her, then you are a family, it's a bit bad for you to do this, your girlfriend will say that you are stingy, and your girlfriend will say that you don't love him at all, so you finally make it clear to your girlfriend afterwards, it's best to think of a reason why you can't lend it to her! Now that this matter has passed and it has been resolved, you can pay attention to it in the future!

You can die, and you have to ask someone about this little thing.

Borrowed, of course.

Legal analysis: Hello, borrowing money and not paying it back is called a lai.

Legal basis: Civil Procedure Law of the People's Republic of China

Article 3: The provisions of this Law apply to people's courts' acceptance of civil litigation raised between citizens, legal persons, other organizations, and between them on the basis of property and personal relationships.

Article 236:Parties must perform on legally effective civil judgments or rulings. If one party refuses to perform, the other party may apply to the people's court for enforcement, or the adjudicator may transfer it to the enforcer for enforcement. The parties must perform the mediation document and other legal documents that shall be enforced by the people's courts.

If one party refuses to perform, the other party may apply to the people's court for enforcement.

If the borrowed money is not repaid, and the other party is reminded or negotiated and does not pay it back, the relevant evidence may be prepared, and a lawsuit may be filed in the court, and the court will rule that the other party will repay the money, and if the other party still does not repay the money after the judgment, it may apply for compulsory enforcement of the remaining debts, and if the other party has the ability to enforce the judgment but refuses to do so, it is suspected of committing a crime and must bear criminal responsibility.

Article 675 of the Civil Code provides that the borrower shall return the loan within the agreed time limit. Where there is no agreement on the period for borrowing leniency or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may urge the borrower to return the loan within a reasonable period of time.

"Borrowing money" is very common around us, I have borrowed money from others, and I have also rejected others. Why is it different from person to person? Take a look at the following three points and you'll understand:

1. How closely is the person you borrowed money from about you?

People are social creatures, and what binds them together is emotion, and if you have a deep relationship, the amount of money you borrow is within your reach, and you can give each other time. Of course, a relationship is not something that one person can maintain, and the other person will not have a long-term relationship if they overconsume your feelings without considering your thoughts.

2. How much money do you borrow?

This is a very important thing, if the other party owes more money than you can afford before the change, or what you urgently need now, you can directly uncover it and talk about it, and you can take legal measures if necessary (ps: remember to write an IOU if the amount is too large, save the debit information, etc.), you don't need to worry too much about this kind of selfish person.

3. Why does the other party not pay it back?

If the other party fails to repay the money due to natural or man-made disasters or other irresistible factors, it is understandable that in this case, you can give the other party time, and there is no need to urge. It varies from person to person, so I think I can understand it, so let's talk about what is the preposition of the problem:

1. Look at the relationship and feelings before borrowing money.

Not everyone has to borrow, remember to learn to refuse! People who don't usually have much contact and don't have a good relationship with you can completely refuse if they suddenly ask you to borrow money; How iron are people with good relationships? How much money is it worth for you to lend? Do what you can.

2. See if the amount is within your tolerance.

If you feel that you can lend the money, you can borrow it, but you also have to think about whether you can bear the cost of the other party's non-payment. I once read in a book that when you borrow money, you have to think about the possibility that the other party will not pay it back, and if you don't pay it back, you can accept it. Think about this, and I'm sure you'll be able to measure it.

3. If the amount is too large, an agreement is required.

Before borrowing money, no matter how big or small the amount is, remember to set a repayment time, whether a person can repay on time is also an indicator of character, through this you can completely understand a person. In addition, if the amount is too large, be sure to write an IOU, leave evidence of the transfer, don't feel embarrassed, these are very important, will reduce a lot of unnecessary trouble.

Borrowing money, a very common thing in life and everyone will encounter, borrowing or not borrowing, in fact, reflects your attitude towards money, the understanding of the relationship between the two parties, and the expectation of future interest exchange, which also includes emotional response.

Borrowing money is also a sensitive topic, and most people will not speak easily under normal circumstances, and there are many friends or relatives around them, because borrowing money is more stiff than closer.

The borrower will open his mouth, there will be n many factors or reasons, there is your objective cognition and judgment of it, not to mention why I borrowed from you, and now I have received the demand for borrowing, there are the following two handling suggestions?

First, borrow. The money lent is within the range that he can afford, and Senji must not become a burden on himself, he has the right to invest **, it is possible to earn, and it is more likely that he will not be able to come back, leaving a note, not counting the days and looking forward to the other party to repay the money. The brother settles the accounts, and the emotion is after the difference, the rules go first, leave a record, explain the date of borrowing, the date of repayment, the method of repayment, whether the interest is calculated, whether it is an investment, etc.

Second, don't borrow. Briefly explain the reason for not borrowing, and hope that the other party will understand, and give him help within his ability in other aspects other than money, help him solve his worries, and tide over the difficulties together.

There are also people who use borrowing money as a litmus test for a relationship, and this method should be used sparingly. Due to the different situations and moods of each person, it will be self-defeating in many cases.

Don't worry about having money in hand, every expenditure should reflect the value you can perceive, and make yourself happy!

There are many factors to consider when borrowing or not borrowing, but here are some to consider:

Your financial situation: You need to consider your own financial situation before deciding whether or not to borrow money. If you need to use money yourself, or if you are not in a good financial situation, then borrowing money can be a financial burden on you and need to be carefully considered.

Reason and amount of borrowing: You need to understand the reason and amount of the other party's borrowing, and whether the other party has the ability to repay the loan on time. If it's an emergency or if the other party really needs it, borrowing money may be a reasonable option, but you need to consider whether you can repay the loan on time.

Relationship and trust: You need to consider the relationship and trust with the borrower. If you have a good relationship with the borrower and trust each other, then borrowing money may be an easier option.

But if you don't know the person very well, or you don't quite believe that the other person will repay, then you need to think carefully.

Loan agreement: If you decide to lend money to the other party, it is best to make a clear loan agreement in writing, including the amount of the loan, the repayment period, the interest rate, etc., to ensure that your rights and interests are protected.

In short, whether to borrow money or not should be analyzed according to the actual situation, and it is necessary to comprehensively consider multiple factors such as financial situation, reason and amount of borrowing, relationship and degree of trust. If you decide to borrow money, you need to have a clear borrowing agreement in place to protect your rights.