How to finance a good project?

There are many financing channels: bank loans, private financing channels, equity financing channels, crowdfunding, participating in roadshow competitions, making business plans, screening suitable investors through investment and financing docking platforms, understanding the forum for venture financing, and seeing how peers in the industry find investment.

In general, the financing process has:

Write a business plan.

2.Find investors (you can cooperate with the Enmei Roadshow) 3Participate in roadshows.

4.Interview with the investor individually.

5.Deal** negotiations.

6.Sign a letter of intent to invest.

7.Sign formal legal documents.

8.Equity change (jointly completed with the Industrial and Commercial Bureau and the bank).

9.Get funded.

10.Contact investors to report on the company's status.

A complete financing process takes about one to three months to complete. First, the target investment institution is identified, the financing documents are prepared, the investment institution is contacted, the financing demonstration is conducted, and then the follow-up meeting and due diligence are conducted, and the legal documents are signed until the funds are received.

Go out and find a good platform, because it is true that my project has high returns now and in the future!

The so-called financing refers to a business activity in which an enterprise uses various methods to raise funds from financial institutions or financial intermediaries.

Financing channels generally include: banks, financing platforms, credit cards, policy pledges, pawn shops, and entrusted loans.

What is the project, introduce, suitable for me to vote. I've been looking for good projects to make original investments recently, as long as the idea is good and the market prospects are good, it's fine. Communication plus WeChat: gzxcsw.

Look at what your project is now on a lot of financing platforms.

All platforms that can raise funds have more or less false propaganda in them, and many platforms also involve "self-financing", fake projects, and false funders, such as many Internet financial platforms such as "Hongling Venture Capital" that thundered last year. Don't easily believe that many platforms promise how long to connect with how many funders, the upper limit of the financing amount is very high, the financing conditions are very low, this kind of publicity is for the service fee of the financier, as long as you give them the money, whether the financier can raise the funds has nothing to do with them.

It is recommended to consult formal financial institutions such as banks and trusts, even if private placement is more reliable than this financing platform.

1. Participate in the roadshow competition and self-employment roadshow, which is one of the specific ways for investors to directly contact investors. Entrepreneurs only need to prepare a business plan, emphasize that it will be submitted to the organizer of the competition, and the new project can participate in the competition and meet with investors on the spot after being selected.

2. Looking for the assistance of the independent entrepreneurship financing service platform, this kind of service platform is especially friendly to Internet entrepreneurs, entrepreneurs do not have to work hard to find reliable investors, because the first will integrate many project investment institutions and Chinese stocks including Chang Ticket Investment Research Association two-step verification of investor resources, among which there is no shortage of China's top project investment institutions (such as Sequoia China, Shenzhen Capital Group), after the delivery of new projects can communicate with investors without leaving home.

Financing, in English, is financing, in a narrow sense, is the situation and process of a company's financial fundraising. From a broad perspective, financing, also known as finance, is the integration of cash flow, using a variety of methods to raise or lend funds in the financial sales market. The New Palgrave Dictionary of Economics describes financing as:

Financing refers to the method of monetary transactions used to pay for the purchase of loans that are higher than cash, or the type of loans implemented to raise funds for the purpose of acquiring property. This article mainly writes about the knowledge points of how to finance your own projects, and the content is for reference only.

Legal analysis: Financing can be done in the following ways: borrowing or borrowing, the investor provides funds to the project party in the form of no mortgage or mortgage, the investor does not participate in the operation and management of the project, and collects interest or other forms of return as agreed; In joint ventures, the investors invest cash to participate in operation and management, share benefits and risks; Equity Acquisitions.

Legal basis: Article 7 of the Law of the People's Republic of China on Commercial Banks When carrying out credit business, commercial banks shall strictly examine the credit standing of borrowers, implement guarantees, and ensure that loans are recovered on time. Commercial banks shall recover the principal and interest of the loans due from the borrowers in accordance with the law, and shall be protected by law.

Generally, project financing can be carried out through the following methods: financial leasing in accordance with the law, entrusted loans, loan guarantees, equity acquisitions, etc. In addition, if the company invests in other enterprises or provides guarantees for others, it shall be resolved by the board of directors or the shareholders' meeting or the general meeting of shareholders, and the amount of guarantee shall not exceed the provisions of the articles of association.

Legal basisArticle 16 of the Company Law of the People's Republic of China.

If a company invests in other enterprises or provides guarantees for others, it shall be resolved by the board of directors or the shareholders' meeting or the general meeting of shareholders in accordance with the provisions of the articles of association; Where the articles of association of the company stipulate a limit on the total amount of investment or guarantee and the amount of a single investment or guarantee, it shall not exceed the prescribed limit. If a company provides a guarantee for the company's shareholders or actual controllers, it must be resolved by the shareholders' meeting or the general meeting of shareholders.

The shareholders provided for in the preceding paragraph, or the shareholders under the control of the actual controller provided for in the preceding paragraph, must not participate in the voting on the matters provided for in the preceding paragraph. The vote is passed by a majority of the voting rights held by the other shareholders present at the meeting.

Project finance is financing arranged for a specific economic entity, where the lender is content to use the cash flow and earnings of the economic entity as funds for the repayment of the loan** and to use the assets of the economic entity as security for the loan when initially considering arranging the loan. Project financing can generally be divided into bank loans, raising, bond financing, financial leasing, overseas financing, pawn financing, limb organization, loan guarantee, etc.

In the early stage of starting a business, we entrepreneurs generally first look for angel investment, and carry out project financing in the form of shares or debts through banks, financing platforms, credit cards, friend loans, pawn shops, entrusted loans and other channels. After the later project operation is on the right track, venture capital can also be carried out, or project financing can be achieved through the issuance of ** when the project is mature. Legal basis

Article 126 of the Company Law shall implement the principle of fairness and impartiality in the issuance of shares of the same type, and each share of the same type shall have the same rights. For the same type of issuance of **, the issuance conditions and ** per share shall be the same; The same price shall be paid for each share subscribed by any unit or individual.

Article 126 of the Company Law: The principle of issuance of shares shall be fair and impartial, and each share of the same type shall have the same rights. For the same type of issuance of **, the issuance conditions and ** per share shall be the same; The same price shall be paid for each share subscribed by any unit or individual.

1. Non-recourse project financing: Non-recourse project financing is also known as pure project financing, in which the repayment of principal and interest of the loan depends entirely on the operating efficiency of the project itself.

At the same time, in order to protect its own interests, the lending bank must obtain a security in rem from the assets owned by the project. If the project fails to be completed or fails to operate due to various reasons, and its assets or income are insufficient to repay all the loans, the lending bank has no recourse against the sponsor of the project.

2. Project financing with recourse: In addition to using the operating income of the loan project as the repayment ** and obtaining the property security, the lending bank also requires a third party other than the project entity to provide security. The lender has the right of recourse against the third-party guarantor.

However, the guarantor's liability for the debt is limited to the amount of guarantee they each provide, so it is called limited recourse project financing.