What should I do if my friend owes money and doesn t pay it back, and what should I do if my friend

I'm in a similar situation to you right now, last year an old colleague said that he was waiting for the money to pay the down payment of the house, so I lent her some money, and said that he would pay me back next month. What now? It's been more than a year and a half and there is still no information.

At the beginning of this year, we went to a colleague's wedding banquet together, and at that time she said that she would give it to me in two months, and said that there was a time when they had forgotten to borrow money, and I was so angry when I heard it! But there is no way, who told me to borrow it? It's just that I was too soft-hearted at the time, in fact, when I was a colleague before, the relationship was not particularly good, but I was embarrassed to refuse when she opened her mouth, and it was her boyfriend who came to get the money, and I didn't write an IOU or anything.

In fact, I'm most afraid of the relationship between friends with money, and now it's just asking for hardship, if the money is given to her! I feel unwilling, after all, it is also my hard work, my salary is not very high, and it is not easy to save some money. If it's really a few hundred dollars, I really want to forget it, and I'm sad to think about it.

Now it doesn't feel like she owes me money, but I still want her to pay it back. The headache is that if I really ask her to pay back, I can't open this mouth! It's really infuriating!

I hate this feeling very much, if I lend it to those who are very refreshing, at least if I can't pay it back in time, I will discuss with me to say hello or something, she is good, nothing, I'm afraid that after a long time, she will leave this thing behind, and it is not worth it to think about it!

In fact, it is understandable and reasonable for friends to support each other and turn over economically, but it is really tricky if you encounter borrowing money and not paying it back. There are only two ways, one is that if you don't pay it back for a long time, you should treat it as her, forget it. Second, if you feel distressed, you still haven't reflected after hinting a few times, then just say it, if she is unreasonable and turns her face with you, then don't want this kind of friend!

If you owe money and don't pay it back, why can you still be an uncle The main reason is that the cost of debt collection is too high, and there is no cost to owe money, but this is not the case now, the era of owing money and being an uncle is over, and now the litigation fee of less than 10,000 yuan is only 50 yuan, and as long as you have conclusive evidence, you don't need to hire any lawyer at all, you will pay the case to the court, and someone will come.

Find evidence of the loan and coordinate with the debtor to ask for it.

300 yuan is not money, right? Don't you have to pay it back? Now that the economy is so tight, of course we have to pay it back.

But I advise you to still be mentally prepared, 80% of your friends will not pay back the 300 yuan.

A friend of mine borrowed 1,000 yuan from me, but in 2005, and I haven't paid it back to this day.

Alas, I was careless in making friends!

It depends on what kind of friend it is? Of course, it won't be a good friend, or he won't lend it to you or you won't ask him, if you want a normal relationship, you will threaten him, and if you have a bad relationship, you will make it yin.

Tell his girlfriend that he won't be able to stand it;

, three hundred bucks.

People don't pay you back if they have money.

What is it.

Borrowing money is also borrowing from friends

You used 300 yuan to identify the authenticity of a friend, and it was worth it.

First of all, you need to consider how much money you are borrowing, because some ways to ask for money come at a cost. It needs to be done in the following ways:

1. Bitter meat costs money.

As the saying goes: the human heart is made of flesh (there may also be some human hearts made of stone); Think about why you lent money to the other person in the first place. Isn't it because the other person is crying to you about how difficult it is for him?

How much you need this money, and in the end, after you can't bear it, you take out your few savings to help the other party.

Therefore, you also need to find the other party to cry, now it is difficult to the point where you can't survive, and you need this money urgently, don't worry about the other party to give you all the money at this time, how much can you do first, anyway, there is not much debt.

2. Moral kidnapping scheme.

Since you lent money to the other party, you must know the other person and be familiar with the other party. At this time, pretend that you can't contact the other party, and ask your familiar friends to tell you that you can't contact the other party, because the other party owes you money, the more people you tell, the better, and there will always be someone to tell this content to the other party (remember, this is not called rumor-mongering, it is a fact of the situation).

People love face, at least in this circle, if he still wants to stay in a circle that you are both familiar with, he will take the initiative to contact you.

3. Tear the face directly.

If you want to be simple and rude, you can directly find the other party, or the other party's unit or home, and directly pick up the problem of repaying the money. As the saying goes: If you are unkind, don't blame me for being unjust.

It is also a matter of course to repay debts. Since you have to tear your face and do a good job, the other party may care about the impact of the scene and verbally promise to give money.

But you won't necessarily fulfill your promise afterwards, so don't trust the other party, not even a punctuation mark, and pay it back long ago. Be sure to ask the other party to return the money on the spot (it is also possible that the other party is really difficult and cannot pay back the money at once, and there must be a psychological expectation at this time).

4. Consider the actual situation of the other party.

If your relationship is really good, and the other party's family conditions are really limited, then you have to consider it when you take into account various situations, don't set a time to repay the money, and if he has mentioned his difficulties to you or something, then you will wait for him to have some money, and he will naturally pay you back.

5. Court prosecution.

Many times we preach that disputes are resolved through the courts, but we don't know that the cost of going to court to sue is really not small. Some time ago, a friend had a dispute on the construction site because of the problem of project payment, and I consulted a lawyer, about 6-80,000 yuan, and the lawyer's fee was 7-8,000 yuan.

It does not include transportation, lost work and other expenses to and from the court, and the cycle is relatively long, generally from you to submit the materials to ** It takes 2-3 months. However, it is indeed a more effective solution to solve it through legal means, and it is also the bottom line of this society.

I've met such friends before, they just owe money, no, now I think about it and feel very depressed, even if you look for him, it's useless, he didn't pay you back, always told you that two days for you and two days for you, in fact, he always dragged on like this until you didn't want to ask him.

What should I do if my friends don't pay back the money they owe, I have a lot of options.

You have to learn to remind, when she buys a bag, you say: this bag has 500 yuan (500, the amount of money she owes you), if she doesn't mention the matter of repaying the money, continue to remind, when she walks up to you with coffee, you smile and say: coffee machine, there are 500 yuan, no matter what she does, you can pull 500 yuan, see if she can remember.

She still doesn't pay you back, just move the luggage to her house, eat her family, live in her house, when to eat enough five hundred yuan, when to leave, so that you won't feel a loss.

Usually when I lend money to a friend, I am prepared for the friend not to pay it back. I always think that even if you lend him money and he doesn't pay it back to you, then he is still your friend, if you don't have such mental preparation, then don't lend him money, otherwise you will only lose your friend and cause financial losses. Of course, when I encounter your situation, I will go to him once first, if he really does not or does not pay it back to me, I will not mention this matter again, of course, I will not lend him money in the future, this friendship will be over, I think it is more cost-effective to use a sum of money to see through a person.

At this time, he is no longer your friend, when he doesn't want to pay you back, you don't need to treat him as a friend, this is a hammer deal, you can't lend him money next time, you should send him where he belongs, let the law punish him, it's useless to reason with him.

The other party owes money can be divided into the following two channels, help each other privately, negotiate with him first to understand what the situation is, and collect relevant evidence to prosecute. There will be a set of borrowing processes with companies or banks, as long as you follow the process.

If you owe money and don't pay it back, why can you still be an uncle The main reason is that the cost of debt collection is too high, and there is no cost to owe money, but this is not the case now, the era of owing money and being an uncle is over, and now the litigation fee of less than 10,000 yuan is only 50 yuan, and as long as you have conclusive evidence, you don't need to hire any lawyer at all, you will pay the case to the court, and someone will come.

Strange number, I think this is what you can only do to find his friends, or just to find his family to repay the money, and then like this, he may be cheeky in the future, he may be directly restored, or it is just coercion and temptation.

If you don't borrow much, then forget it, maybe people have forgotten it, but if you borrow more, I will remind him appropriately, turn around and tell him that he borrowed my money last time and hasn't paid it back, but if I remind him that he said that he has no money to repay, and I see that he bought more than the money I borrowed, I will directly pick out with him and ask him to pay back the money, whose money is blown by the wind, and then I will not lend him money next time.

For such scoundrels, only the scoundrel method can be adopted.

Ask a friend out for dinner, order a large table of food, eat with an open belly, urinate after a full meal, and finally he can't find you, so he can only pay out of his own pocket.

He came to you afterwards to reason, so let's talk about it, "This meal cost 200, our AA system, last time you owed me a total of 1000, in addition to this 100, you still owe 900, is it to cash or scan the code to transfer?" Then he took out his mobile phone and gave him ***, and it was done.

First of all, I will find out about his current living situation from the side, and if he is really having a difficult life and has no money, I will slow it down again. If he has a very good life, whether he is happy or not, I will ask him directly. Because my money is also hard-earned money earned with my own hands, I won't recite the scriptures so much, because he is shameless first.

I'll ask for it directly. Such friends are not worth making, and their brothers will settle accounts. Besides, he's not worthy of your friend anymore.

Such a person is very annoying, and if you are annoyed, you are more annoyed than him, and you annoy him every day. Stick to him. It's going to be for you.

If you really can't, give up this friend.

What should I do if my friend owes money and doesn't pay it back? Look at how I can deal with it easily, netizen: I learned.

Find evidence of the loan and coordinate with the debtor to ask for it.

1. First of all, you have to determine whether he has money and doesn't want to pay it back or really doesn't have money, if you don't have money, you can wait a little longer or ask the other party to write you an IOU or something like keep good evidence;

2. If you have money and don't want to pay it back, you can first collect evidence to sue in court, or find a third-party cuitx collection platform to publish the creditor's rights on the platform for collection;

3. Either way, as long as you can get the money back.

As follows:

The first way is that you can tell the other party that you need money urgently, a very small amount, remember to use different reasons so that he can't refuse you, and borrow back a small amount of money many times until you "borrow" all your money. First of all, after all, they are acquaintances, and if you are in a hurry to use the money, he will also get in the way, and secondly, the amount you borrow is small, and he is embarrassed to say no.

The second way is to ask him to borrow valuable things, suppose the other party has a painting with a relatively high collection value, which is his beloved thing, you tell him that you want to borrow it to observe, and then return it after a while, and when the other party asks for it, we can use various reasons to shirk, come and go, so that the other party will understand.

The third way is to ask the other party to buy something with you, and after you fancy the thing, tell the other party that you don't have a wallet or a mobile phone, but you like it very much, can you lend money to buy it for yourself first.

At this time, you may think, what if the other party asks you to buy it next time? Then you can emphasize again that you like this kind of thing very much, and you may not buy it next time, and politely ask him to advance money to buy it first. At this point, there should be very few people who are very unreasonable.

If there is, it is recommended that such friends should not be associated with either.

The fourth way is to have your parents or wife blackface and ask for it directly from each other until they want to come back. This method also has a certain effect, parents as elders will still have some prestige when speaking, this method is more aimed at their peers, friends and relatives and the like.

1. Consider the amount of money you can borrow. To be honest, if the other party just borrowed one or two hundred yuan from you and didn't pay it back in time, you don't have to worry about this little thing. Such friends are no longer worth your friendship, and you don't need to make a fuss about this little money.

Of course, if the amount is large, you have to remind the other party to repay the money.

2. Treat it as an unintentional reminder. If you are thin-skinned and can't pull your face to ask the other party for debts, you can find an opportunity when chatting with the other party, pretend that you have no intention of chatting about some of your favorite products, and send a link to the other party to see, so that the other party can help you refer to it. After talking to each other for a while, you suddenly say - oh yes, it seems like you borrowed money from me and haven't paid it back.

If the other party belongs to the kind of person who really forgot to pay back the money, he will definitely pay you back the money immediately.

, clever reminder to repay the money。To use this method, it means that the other party really doesn't remember to pay back your money, but just doesn't want to pay it back. In this case, you can directly hint to the other party, saying that you are currently relatively close, and when you lent money to the other party, you also did it out of a kind of understanding for the other party, and now you also hope that the other party can be considerate of you.

This kind of debt collection that is willing to give the other party under the stairs can generally recover the money.

4. Set a repayment period. If you are good friends, and the other party is currently in difficulty and cannot repay you at one time, you can discuss with the other party at this time and set a deadline for repayment, so that you and the other party will have a psychological spectrum, and the time will be repaid, and the other party will not dare to rely on the debt.