-
If you want to load money, you can change it to change, otherwise you can bulge up if you load shredded paper.
-
Go to the chest, and put the money in.
-
It's heavy and drumming when you change it to a coin!
-
Put the money in, and it will bulge.
-
If you don't open it, you don't need money.
-
Money-saving tricks to make your wallet bulge!
Life is all about living comfortably, but that doesn't mean we need to spend a lot of money. In life, saving money is a skill that everyone needs to master. Do you know? There are some small habits that can help you save a lot of money, so let's take a look today!
1.Make a budget and keep your expenses under control.
Creating a budget is the most basic way to manage your finances. Budgeting and planning your expenses wisely will keep your purse bag in bulging condition. Moreover, budgeting is not set in stone, and as life changes, we need to constantly adjust our budgets.
2.Eat out less and cook your own meals more affordably.
Not only can you control the quality of your diet, but you can also significantly reduce your spending. Cooking your own meals not only saves you money, but you can also enjoy the fun of cooking. Moreover, self-cooked meals are healthier and make your body healthier.
3.Transfer to public transportation and embrace green travel.
Public transportation is a great way to save money, such as subways, buses, taxis, etc. At the same time, it can also reduce traffic congestion and reduce air pollution. From now on, let's embrace green travel and build a better environment together.
4.Compare prices and find the best price through different channels.
Shopping is an essential part of our lives. However, the same goods** are very different in different places. Compare prices and find the best price on different channels. Moreover, online shopping, grouping, coupons, etc. can also make you save more money.
5.Reuse items and reduce waste.
In life, we need many different items. But do we need to buy new items every time? By reusing items, you not only make fewer purchases, but you also reduce waste. At the same time, it can also be more environmentally friendly.
These five money-saving tips will not only help you save some money, but also allow you to have a healthier and greener lifestyle. From now on, let's take action together and master these tips to make our wallets bulge and our lives better!
-
I think it's better to manage your money as early as possibleMost people don't have any financial planning, and they can't help but buy a lot of unnecessary things at home, and they may use them once or twice, and then never use them again, such as bags and shoes bought by women, and SLRs bought by men.
So, in most cases, I think too well, and you may not be able to save this 1,000 yuan a month.
When should you start your regular investment?
There is no doubt that from now on, it will never be too late. Why should you start? Regardless of the beautiful vision of making money through financial investment, even if we don't want to do anything, how much money do you need to spend after retirement?
Suppose you are now 35 years old, with an annual income of 10,000 yuan, retired at the age of 50, and need to receive a 35-year pension, and you can receive 6,000 yuan from social security every month, in order to keep your quality of life from declining, in these 30 years, your pension gap is 4.02 million yuan!
So, even if you don't want to do anything, you just want to earn income through salary, but the pension problem is also something you have to face, maybe you didn't realize it before, and you don't know how much it will cost, so I used a calculator to help you figure it out.
How much money to invest?
How much money is the right amount to invest? If you're a newbie, you might as well try 10%-20% of your monthly salary, or you can consider using your incremental salary to invest in your finances, which is exactly what I did.
What is incremental pay? For example, your year-end bonus or additional labor benefits, or the boss has given you a salary increase this year, for example, if it has increased by 1,000 yuan per month, then you can use the 1,000 yuan to make regular financial investment.
Why can incremental wages be tried? Because usually according to our original standard of living, you can still maintain your household expenses even if there is no incremental part. Incremental funds are extra money that can improve your quality of life, and as the saying goes, prudence is "buying, buying, buying".
But if we take it differently and use it for financial management, wouldn't this arrangement be better?
I think it's a good idea, and that's how I put it into practice.
Of course, if you are not a novice and already have some experience in investment and financial management, but you may not know how much to take to manage your finances, and you feel a little unplanned, then I can also give you some reference suggestions.