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Let's take a look first, what does the most "willing to borrow" person in China look like?
According to the "2015 China Urban Residents" jointly released by CreditEase Pratt & Whitney Joint Zero Survey"Be willing to borrow money"The ranking shows that China's most "willing to borrow money" has the following characteristics (for reference only, please do not sit in the right seat!). ):
1.Kunming people (92%). Play more with friends who love rice noodles
2.Male (. Men have better face, so they are "ahead" of women in this category.
3.Skinny (. Thin people are much more willing to borrow money than fat people, and not only are they healthy but also more generous without swimming rings
4.Single (. Single dogs are more generous than other groups of people. Alas, it's nothing for a single dog anyway.
5.Libra (. The scales finally rely on lending money to others** "choice difficulty"!
6.Highly educated (. It's good to be a scholar, no, it's good to have friends with a scholar!
Secondly, What is the easiest reason to borrow money?
According to the survey results, more than half of the respondents believe that "buying a house, car and decoration" and "doing business turnover" are the top reasons for borrowing money. Nearly 40% of the respondents are willing to borrow money because the other party wants to "further study"; And the only one who is willing to lend money to others to "buy", **.
Finally, let's take a look at what to do with those who have borrowed money and don't pay it back?
Some netizens complained: "It is the uncle who borrows money, and it is the grandson who asks for money"! Jintou.com said that there is a saying in China:
There is borrowing and repaying, and it is not difficult to borrow again", in fact, it is the latter that is admonished. Credit is the foundation of a person's society. The reason why Lu Xun's impoverished Kong Yiji was able to drink wine on credit in the hotel was because he could always pay off the arrears of wine money in the account book after a period of time.
Taiwanese writer Xia Yuanyu once wrote: "The word 'borrowing' is composed of 'past' and 'people', which probably means that this kind of behavior is the business of people in the past, and people in the past borrowed and repaid. What about neighbors?
Presumably, there is no borrowing but not returning. Therefore, no matter what someone borrows from you, if you are willing to lend it to him, you must have a preparation in your heart that he will not pay it back. In the future, if he can return it to you, then he has the style of the ancients; In your case, it's an unexpected income.
But modern people are smart after all, and now banks lend you money for mortgages and mortgages. As Zhou Libo said: What is a mortgage?
A mortgage is to press you to the ground and peel off your skin layer by layer, and there is a cruelty that is expressed in a gentle way. If you can't repay the loan, then confiscate your mortgaged property! If you borrow it, you must pay it back, are you afraid that you will evaporate in the world?
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Summary. Hello dear! You can post it like this:
xx, hello, when will you be able to repay the (amount) of money you borrowed from me, I need money recently, if possible, you can pay me back in these two days. If you want to be humorous between friends, you can also change your profile picture to "pay back" and send it to the other party: Is the money lent to you last time enough to spend?
Do I want to lend you another 200? Or post: Do you remember borrowing my xx money on the shore of Daming Lake back then?
I hope mine can help you, if you still have any doubts, you can add more details.
How to send a text message asking someone to pay back the money.
Hello dear! You can send it like this: xx, hello, when will you be able to repay the (amount) of money you borrowed from me, I need money recently, if possible, you can pay me back in these two days.
If you want to be humorous between friends, you can also change your profile picture to "pay back" and send it to the other party: Is the money lent to you last time enough to spend? Do I want to lend you another 200?
Or post: Do you remember borrowing my xx money on the shore of Daming Lake back then? I hope mine can help you, if you still have any doubts, you can add more details.
Hello dear! You can send it like this: xx, hello, when will you be able to pay me back the (amount) of money you borrowed from me, I need money recently, if possible, you can pay me back in the next two days.
If you want to be humorous between friends, you can also change your profile picture to "pay back" and send it to the other party: Is the money lent to you last time enough to spend? Do I want to lend you another 200?
Or post: Do you remember borrowing my xx money on the shore of Daming Lake back then? I hope mine can help you, if you still have any doubts, you can add more details.
Hello, tell the other party about their difficulties, skillfully ask the other party to pay back the money, if we feel that it is difficult to speak, ask the other party directly for money; You can ask the other party about the current situation, and then lead to your own difficulties and remind the other party that it is time to return your money. 3. Find an intermediary to remind him, let others go and talk to him, and let him pay back. 4. Invite him to dinner, find an excuse to go to a restaurant to eat in advance, explain at the table that he is short of money recently, and if he is clever, he will pay for this meal, but in order to leave some friendship with each other, it is recommended to pay it yourself, after all, you invite others to dinner.
5. Find another person to borrow money and ask him to pay it back, and the friend borrowed the money and did not pay it back in time, of course, you can also find him and say that he recently borrowed money from so-and-so, and called the party concerned and asked him to pay him back directly in the future.
Having said that, now it's ** not answered, and the message is not returned.
Kiss, if the amount is large, you can take the evidence and tell the other party directly that if you don't pay back, you will sue him.
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The text message asking you to pay back the money reads as follows:1. My dear, do you remember that it was on the shore of Daming Lake.
Borrow my money?
2. Can you lend me money? I didn't have any money to spend last time I lent you money.
3. When I was taking medicine, I saw a piece of news: a person borrowed money from another person, and died if he didn't pay it back.
4. Sing Chen Tuxun's "Your Backpack" for him
The point is to keep aggravating the sentence "why don't you pay back what you borrowed".
5. Oops, I fell, you have to pay me back to get up.
6. I'm asleep, don't call me anything else except to pay back.
7. Did you borrow enough money last time? Do you want me to lend you money again?
8. Others want to account for all kinds of tricks, I am different, I only have three words: please!
9. We will always be friends, after all, you still owe me money and haven't paid it back!
10. It doesn't matter if you are Sanqi.
Twenty-one, four-seven-twenty-eight, or seven-nine-sixty-three, ask the wine to the sky.
Debt repayment. 11. In the past, to make a person disappear, you needed to kill people and hide the body, but now to make a person disappear, you only need to ask: When will you pay back?
12. You see the weather is so good today, those two clouds don't look like you owe me money.
13. You see that the price of that dress is as much as the money you owe me.
14. I heard that those who repay the money today will have good luck in the next year.
15. I have no money for food, or you can beg to pay me back.
16. The yogurt money I drank today reminded me of the money lent to you that year, and I didn't mean anything else, I just wanted to say that it was time to pay it back.
17. It is the hero who is not afraid of collecting debts, but the one who is afraid of debts is really poor. It is difficult to account and it is difficult to go to the sky.
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Pretend to be pitiful, and express a situation where you need money recently, for example, your friend is hospitalized and needs money urgently, and you have borrowed all your money. It's almost, I hope he can pay it back. For example, if you borrow him 1w yuan, you tell him that you want to buy a house and need to pay a deposit of 5w, and now there is only 2w, can you lend 3w to you.
If he says no, you tell him if you can return 1w to you first, and if it doesn't work, you can say how much you have to give first, and then you can find a way to do the rest, etc. If it doesn't work, it can be seen that this person's character is really not good, and you can go directly to the legal process.
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When you need to ask someone to pay back, you can ask them to pay it back through communication tools or social ** messages. The most straightforward way to do this is via SMS or**, or through some specific repayment app. If you have the other party's ** number, you can notify the other party of the repayment by dialing **.
However, in some cases, you may need to use other means to send messages via social** or communication tools to hold them accountable for repayment.
There are a variety of social platforms you can use to connect with each other. One way to do this is to send a private message on the person's social ** account and ask if they are willing to make the payment, or post an announcement on the account where the money is owed to remind the other person. Because social platforms are becoming more and more important, they have become a popular tool for dealing with borrowing and lending.
In addition, if you are using social payment features such as PayPal or venmo, you can easily and conveniently send repayment requests through these platforms.
If you need a more secure approach, you can use a chat tool like WhatsApp, WeChat, or Telegram to send a message. WhatsApp has a feature called "Broadcast Lists", where you can group multiple contacts and send messages through the broadcast list to make them responsible for repayment. When using this feature, you can be sure that your message is only to a specific person, and that the message will not accompany the disclosure of other people's information.
Therefore, it is a very useful channel to get someone to pay back the money.
It should be noted that when communicating with others to request repayment, you need to maintain a keen awareness and strictly follow the courtesy and relevant laws and regulations to avoid unnecessary disputes and inconvenience. It is recommended that you agree on a repayment date and repayment amount with the other party before initiating a business, so that future repayment can go more smoothly. <>
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