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How to apply for a business loan for college students?
The first problem faced by college students to start a business is the shortage of funds, and this article will systematically explain how to raise knowledge of entrepreneurial loans.
Reminder: Bank of China, Agricultural Bank of China, China Construction Bank, Minsheng Bank, CITIC Industrial Bank and other bank-related people in Rong all said that the bank currently does not offer the business of college students' self-employment loans, and this embarrassing situation is mainly due to the high risk of such loans. A person from the Fuzhou branch office of CITIC Industrial Bank said that banks should also consider their safety while pursuing capital profitability and liquidity.
Loans for college graduates to start their own businesses are riskier than other loans. College students who have just graduated, lack social work experience, and do not have suitable collateral or guarantees, banks generally do not take loans easily. Another industry insider also said that even if college students have the right projects on hand, it is only an isolated phenomenon.
As a business, the cost of the bank's investment in issuing such loans is not proportional to the income.
In fact, the difficulty of college students' entrepreneurial loans is that they cannot provide valid assets as collateral or pledge. The reporter learned that at present, a number of banks in Rong have opened personal business loans for natural persons who have urban permanent residence or valid residence status and are at least 18 years old. This type of start-up loan requires the individual to take a loan pledged by a certificate of deposit, or a mortgage loan on a property and a secured loan.
In terms of tax payment.
All college graduates who are engaged in self-employment shall be exempted from paying the production cost of the tax registration certificate within one year from the date of approval of the business by the industrial and commercial department. Newly established urban labor and employment service enterprises (except for industries restricted by the state) may be exempted from income tax for three years if the number of unemployed persons (including college graduates who have been registered as unemployed, the same below) exceeds 60 of the total number of employees of the enterprise in the current year. After the expiration of the tax exemption period for labor and employment service enterprises, if the newly resettled unemployed persons account for more than 30 of the total number of original employees of the enterprise in the current year, the income tax can be reduced by half for two years with the approval of the in-charge tax authorities.
Operational aspects of the business.
1. Employees can enjoy free discounts for hiring and training. For enterprises founded by university graduates, within one year from the date of approval of their operation by the industrial and commercial department, they can inquire about the supply and demand of talents and labor for free in the personnel and labor intermediary service agencies and public employment agencies affiliated to the personnel and labor security administrative departments, and publish recruitment advertisements for free; Participate in the talent bazaar or talent and labor exchange activities organized by the talent intermediary service agencies and public employment agencies under the personnel and labor security administrative departments; **The talent intermediary service agency affiliated to the personnel department provides free training and evaluation services for graduates of start-up enterprises and preferential treatment for employees of start-up enterprises.
2. Personnel file management is exempt from 2 years of fees. For college graduates who start their own businesses, the talent intermediary service agency affiliated to the personnel administration department will keep the personnel files for them free of charge (including the relevant procedures such as social security, professional titles, file salaries, etc.) for two years. 3. There are separate channels for social insurance participation.
College graduates who are engaged in self-employment may go through the formalities for participating in social insurance insurance at the individual payment windows set up by social insurance agencies at all levels.
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Don't say I'm discouraged from you, do this. If you're unlucky, you won't be killed.
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State-owned enterprises, the actual controller is "Qingdao State-owned Assets Supervision and Administration Commission", and the controlling shareholder is: "Shuangxing Group Co., Ltd." (
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Create a double star world famous brand.
In April 2013, the development goal of "creating an international enterprise group" was proposed; On January 16, 2014, the headquarters of the group was relocated to the West Coast Economic New Zone, sounding the clarion call for the second venture; In March, Shuangxing Green Tire Intelligent Production Demonstration Base and Green Tire Intelligent Equipment Production Base were laid in Dongjiakou.
Transition from shoemaking to tires.
In 2002, Huaqing Tire was acquired; In 2005, Dongfeng Tire was acquired; Realize the transformation from the footwear industry to the tire industry.
Create the first famous brand in China's footwear industry.
With a history of nearly 100 years, Shuangxing Group is the pride of the national industry and has created the first famous brand in China's footwear industry.
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There is no difference between a double-star celebrity and a Qingdao double-star. Double Star Celebrity is the brand of Qingdao Double Star. Qingdao Double Star is the name of the enterprise, and the full name is Qingdao Double Star Celebrity ****.
Double Star Celebrity has a history of 92 years of development Double Star Celebrity is the earliest national footwear industry in China, the main industry involves shoemaking, sports and leisure clothing, sports accessories, printing, real estate, logistics and other fields, a total of 14 member units, sales network throughout the country, Double Star Celebrity has 34 sales companies, nearly 5,000 chain stores across the country, the establishment of the United States, Germany, Russia, the United Arab Emirates and other 8 operating companies, products are exported to the United States, Japan and other more than 80 countries and regions, The total assets are nearly 1.6 billion yuan, the export earnings are 100 million yuan, and the annual sales are more than 2 billion yuan.
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There is no difference. Double Star Celebrity is the brand of Qingdao Double Star. Qingdao Double Star is the name of the enterprise, and the full name is Qingdao Double Star Celebrity ****. Qingdao Shuangxing transformed into tires, and the footwear clothing was authorized to Shuangxing celebrities for production and sales.
Shuangxing Shoes is the largest footwear enterprise in China. It has 6 major shoe production bases such as export shoes, Luzhong, Hanhai, Zhongyuan, injection, and industrial parks, and has more than 40 footwear production lines, mainly producing six categories of products, including hot vulcanized shoes, cold adhesive shoes, cloth shoes, leather shoes, injection shoes, and professional shoes, with an annual output of nearly 100 million pairs of various types of shoes, and the first batch of Shuangxing trademarks were recognized as "China Famous Trademarks"; Shuangxing shoes have ranked first in the sales of similar products in China for 15 consecutive years, and have firmly occupied the leading position in China's footwear industry. Among them, Shuangxing sports shoes, tourist shoes, and leather shoes have won the honorary title of China's famous brand products, and Shuangxing clothing has won the honorary title of "China's garment industry quality qualified, customer satisfaction, and national standard products (units)".
In 2005, it was rated as "Shandong Famous Brand" and national quality inspection-free product. In 2009, he sponsored the Clipper Ocean Race.
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Shuangxing celebrities are completely personal enterprises, and it can be said that they have nothing to do with the listed company Qingdao Shuangxing.
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The double star is the trademark that we are all familiar with stacking two stars on top of each other.
Celebrity is the trademark of the big bird that is now common.
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The level of the franchise fee is affected by many factors, in addition to the profitability factor, including the following:
1 The development stage of the franchise headquarters.
When the franchise business of the headquarters is still in the initial stage of exploration, its franchise concept has not yet been fully and thoroughly tested by the market, and the business risk is greater, in order to attract more investors and expand its influence, the headquarters often does not hesitate to sell concessions at low prices.
2 Assistance provided by affiliate headquarters.
The amount of assistance provided by the franchise headquarters to the franchise store is an important factor in determining the level of the franchise fee, because the more assistance provided, the more the management expenses will be, and the franchise fee charged to make up for the management expenses will also increase accordingly.
3. The management level of the franchise headquarters.
Although the level of the franchise fee has a lot to do with the management level of the headquarters, it is difficult for outsiders to accurately assess the management level of the company at a glance. The characteristics of all walks of life and the doctrines of each school of thought, coupled with the variety of expressions, make outsiders focus only on the form and fail to see the essence. When the headquarters carries out the franchise business, it is not only necessary to make its own management quality really high-grade, but also to pay attention to the outer packaging of management quality, keep improving, and even as small as a brochure and small business card for promotion, it must also be well-printed, and must not be shoddy and damage the company's image.
4. Join the promotion activities carried out by the headquarters.
The cost of the various publicity and promotion activities carried out by the franchise headquarters is often borne by the franchisee and included in the franchise fee, so the franchise fee is proportional to the frequency of the promotion activities carried out by the headquarters, but it is not necessarily proportional to the promotion effect. The headquarters cannot charge as much publicity as it wants to advertise, but must promote it in a planned way and pay attention to the promotion effect.
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I think the double star is good, as for why I feel it, opening a double star in the southwest region will not be restricted by the special star, only the double star restricts the special star, why, because the special star is established on the basis of the double star, so the soil is a little bit of a small tube, and the small tube is not big.
In fact, many people like Kaite Star now, they think that Double Star is the end of the strong crossbow and Special Star is replacing Double Star to enter the market, in fact, they forget an important factor, that is, whether Special Star can exist in the market is still a problem. Personally, I think that Liu Shuli and his wife did not succumb to Wang Hai, who is now pulling them in one hand, and now they have hard wings and can fly, so they want more RMB and power in the double star, it is obvious that Liu Shuli and his wife do not know how to repay the favor, but have to inch in, you think that for the special star founded by this kind of person, we have nothing to look forward to.
The joining procedure is very simple, notify Shuangxing to apply for the first alliance, sign the contract to pay the first fee and the first batch of purchase fees, and open a store on the shelf.
It's time for it.,Others write so much to copy the web page.,I'm typing it out word by word as everyone knows.,It doesn't matter if you don't give points.,Finally, I wish you a prosperous business.。
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You can try to find Mr. Zhu of the Chengdu platform to find out. It can't always be unavailable, what type of shoes are you trying to sell? Sports, vulcanization, leather shoes.
I don't know what a double star is, but I personally think it's better. Each department has a business manager, just look for them for supply, and the investment is not very clear, are you doing ** or what? Open your own store, the procedure, is the group headquarters to inspect your store and some situations, you and the southwest region platform manager to ask, looking for sales.
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It is recommended that you first do a series of market research and integrate your own resources, and then analyze whether the project is worth starting. If you can start the operation, you can finally go directly to the double star company to investigate, so that it is more certain to avoid the impulse and blindness of joining! I wish you a speedy success.
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Of course, it's a double star, and you have to go to the company to inspect it yourself.
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I think you can choose another brand, after all, Double Star is not very good now, and there are not many things that like that brand, what do you think?