May I ask what is the insurance for life insurance, and the 100 yuan insurance can be reimbursed for

Updated on Financial 2024-02-26
11 answers
  1. Anonymous users2024-02-06

    ADHD this is not reimbursed.

  2. Anonymous users2024-02-05

    Chinese Life Learning Insurance 100 yuan product introduction.

    Issue age: 6-18 years old.

    Insurance period: 1 month, 2 months, 6 months, up to 1 year.

    Benefits: Accidental Injury Disability, Accidental Injury Fracture, Accidental Injury Outpatient Expense Compensation Medical Treatment, Accidental Injury Hospitalization Expense Compensation Medical Treatment, Accidental Injury Hospitalization Day Fixed Payment.

    Chinese Life Flat Insurance 100 Yuan Insurance Notice:

    1. Each insured person can only apply for insurance once through Chinese Life Education Insurance of 100 yuan. The effective date of the insurance contract shall be specified by the policyholder at the time of application, but not earlier than the day after the date of insurance application, and not later than 15 days after the date of application. Insurance coverage is only available after the insurance contract comes into effect.

    2. After successful application, the insured will receive an electronic insurance policy of 100 yuan from Chinese Life Insurance. After successful application, the policyholder can log in to the official Chinese Life** or call Chinese Life customer service**95519 to inquire about the policy information.

    3. If the insured has participated in the basic medical insurance for students and children, the deductible of the accidental injury outpatient expense compensation insurance is 100 yuan, and the payment ratio is 80%, and the deductible of the accidental injury hospitalization expense compensation medical insurance is 0 yuan, and the payment ratio is 90%. If the insured does not participate in the basic medical insurance for student children, the deductible for the compensation of medical insurance for accidental injury outpatient expenses is 200 yuan, and the payment ratio is 70%, and the deductible for the basic medical insurance for children of accidental injury hospitalization expenses compensation medical insurance is 100 yuan, and the payment ratio is 80%.

    4. In the event of an insured accident, you need to print the Chinese Life Education Insurance 100 yuan electronic insurance policy, and go through the claim procedures with the identity certificate, electronic insurance policy, relevant insurance certificate and other materials required by the company. Report**: 95519.

  3. Anonymous users2024-02-04

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  4. Anonymous users2024-02-03

    In the event of accidental death, a lump sum payment will be made. In the event of accidental disability, 10%-100% of the sum insured will be paid according to the disability level.

    The insurance amount for accident outpatient and emergency is 8,000 yuan, and the deductible is 100 yuan each time, and 95% of the insurance coverage is reimbursed.

    The hospitalization medical insurance amount is 60,000 yuan, and the deductible is 100 yuan each time, which can only be reimbursed within the social insurance.

    If you die after illness, the insurance company will pay a one-time illness death insurance benefit, which is 30,000 yuan for the basic version and 50,000 yuan for the premium version.

  5. Anonymous users2024-02-02

    Summary. Hello dear! Glad to answer for you :

    Reimbursement scope of 100 yuan for PICC student insurance: 1. Accidental personal reimbursement includes accidents and accidental disability, and its insurance liability is to pay disability insurance benefits to students and young children (insured) when they are physically disabled due to accidental injuries. 2. Accidental medical reimbursement includes subsidies for outpatient and emergency expenses, which covers a large area, including physical education class falls, bruises, traffic accidents, gas accidents, animal bites, scalds and other accidents.

    3. The hospitalization medical subsidy reimburses the child for hospitalization due to illness, as long as it does not fall under the limited liability exemption, you can apply for compensation.

    Hello dear! I'm glad to answer for you: the reimbursement scope of 100 yuan for PICC Student Insurance:

    1. Accidental personal reimbursement includes accidents and accidental disability, and the insurance liability is to pay disability insurance benefits to students and young children (insured) when they are physically disabled due to accidental injuries. 2. Accidental medical reimbursement includes subsidies for outpatient and emergency expenses, which covers a large area, including physical education class falls, bruises, traffic accidents, gas accidents, animal bites, scalds and other accidents. 3. The hospitalization medical subsidy reimburses the child for hospitalization due to illness, as long as it does not fall under the limited liability exemption, you can apply for compensation.

    Deductible scope of 100 yuan student flat insurance: For 100 yuan student flat insurance, if the total cost of outpatient medical expenses and inpatient medical expenses actually incurred by the insured does not exceed the agreed deductible, the insurance company will not pay for reimbursement. Secondly, for the 100 yuan additional illness hospitalization medical insurance, the protection provided is only responsible for the actual medical expenses incurred when the insured needs to be hospitalized due to illness or accidental injury, and does not include outpatient medical expenses.

    Of course, for self-financed drugs and self-financed medical items outside the scope of social insurance, they are not within the scope of 100 yuan of student insurance compensation.

  6. Anonymous users2024-02-01

    The full name of Xueping Insurance is "Ping An Insurance for Primary and Secondary School Students", which is a kind of personal accident insurance, which is an insurance for the characteristics of primary and secondary school students. The reimbursement scope of 100 yuan student insurance is as follows:

    1. Accidental injury.

    Students who suffer from accidents and accidental disablements are eligible for compensation.

    2. Accidental medical treatment.

    Reimbursement of outpatient expenses for accidental injuries, such as falls, bruises, or traffic accidents during physical education classes.

    3. Hospitalization subsidy.

    If a student is hospitalized due to illness, he or she can be reimbursed within the scope of the student insurance coverage.

    Note: The scope of the deductible is outpatient medical expenses and inpatient medical expenses that do not exceed the deductible, outpatient expenses for hospitalization due to illness, and self-financed drugs and self-paid items of social insurance.

  7. Anonymous users2024-01-31

    Reimbursement is made at a rate of 80%. You need to call ** to the insurance company to report the case, and then after the critical illness is diagnosed, you can get compensation from the insurance company with the diagnosis certificate. At the same time, it is also necessary to provide the original original insurance policy and the invoice for the last premium payment to determine the period of hospitalization at the effective stage of the insurance contract.

    After the above relevant materials are submitted to the insurance company, and then confirmed, the insurance company will reimburse the hospitalization expenses according to the corresponding proportion.

    Extended Information:1Within the coverage of Chinese Life Insurance, hospitalization can be reimbursed, but the reimbursement ratio will be adjusted according to the hospitalization expenses.

    First of all, you need to provide the insurance company with a discharge certificate from a county or secondary hospital or higher, as well as a detailed list of expenses incurred during hospitalization. Secondly, the relevant identity certificate of the insured needs to be issued to the insurance company, and the insurance company will review and confirm. At the same time, it is also necessary to provide the original original insurance policy and the invoice for the last premium payment to determine the period of hospitalization at the effective stage of the insurance contract.

    After the above relevant materials are submitted to the insurance company, and then confirmed, the insurance company will reimburse the hospitalization expenses according to the corresponding proportion.

    2.During the effective period of Chinese Life Insurance, if it is due to accidental injury or other circumstances, and it is covered by the insurance contract, you can apply to the insurance company for reimbursement. At the same time, it is feasible to apply for reimbursement regardless of whether it is located in the insured area or in another location.

    When applying for reimbursement, you will need to submit a detailed statement or list of expenses to be reimbursed to the insurance company, as well as relevant proof of identity, as well as the original original insurance policy and the invoice for the last premium payment. After waiting for the insurance company's approval, you can reimburse the relevant expenses.

    3.Ping An 150 Student Insurance covers accidental death, total disability (with a maximum benefit amount of 100,000 yuan), death from illness (with an insured amount of 100,000 yuan), accidental medical treatment (reimbursement at a rate of 80%), and children's critical illness protection (including 15 types of children's critical illnesses with an insured amount of 100,000 yuan).

    The insurance company will underwrite the application immediately after receiving the application, and the compensation amount will be credited to the policyholder's account after the underwriting is completed.

    4.Inpatient medical coverage.

    1) During the insurance period, if the insured suffers from an accidental injury for the first time, the insurer shall pay the insurance benefits according to the graded and progressive ratio agreed by both parties at the time of insurance.

    2) Hospitalization medical expenses: reasonable and necessary expenses incurred by the insured for each hospitalization in accordance with the provisions of the basic medical insurance management regulations in the place where the insurance is issued.

    3) Outpatient medical expenses for critical illnesses: The expenses incurred by the insured due to some major illnesses can be compensated. Chinese Life Insurance Company.

  8. Anonymous users2024-01-30

    If you are sick, you need to call ** to the insurance company to report the case, and then after the diagnosis of the critical illness, you can get compensation from the insurance company with the diagnosis certificate.

  9. Anonymous users2024-01-29

    Student insurance not only refers to critical illness, but also can be reimbursed for illness and hospitalization.

  10. Anonymous users2024-01-28

    Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

  11. Anonymous users2024-01-27

    For the study of flat insurance, it is a kind of children's insurance with high cost performance, and the range of people it protects is also quite wide, whether it is kindergarten children, or primary and secondary school students and college students are within the scope of the protection of the study flat insurance, and the premium is relatively low, generally between 20-60, although the price is relatively low, but the reimbursement scope of the study insurance is quite comprehensive, and the disability or death protection caused by accidental injury and illness and hospitalization medical protection are included. After the insurance, the handling is relatively simple, the insurance company in order to ensure that all the documents are complete, generally within 7 days will make the corresponding closure notice, the insured or beneficiary after receiving the notice, you can with your ID card and household registration certificate to the corresponding insurance company to receive compensation, whether in the compensation or in the handling, the school insurance is an indispensable existence for children.

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