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Anonymous users2024-02-06Education insurance, also known as children's education insurance, provides corresponding insurance benefits for the educational needs of children at different stages of growth. Children's education insurance is generally purchased as early as possible, as for how to buy education insurance for only children, it should be tailored according to your actual situation. At present, the children's education insurance sold on the market, in addition to the education of junior high school, high school and university, also includes entrepreneurship after joining the work, marriage, and even pension after retirement.
When it comes to purchasing children's education insurance, "premium waiver" is an option that cannot be ignored. The so-called "premium waiver" means that even if the policyholder (parent) encounters an accident or suffers from a critical illness, his or her family does not need to continue to pay the premium, but the policy can still be continued. It is recommended to raise education funds, high returns are important, but when it comes to children's education, it is more critical to ensure that a certain amount of money can be taken out, because most children's education insurance products have a premium waiver function, and its risk prevention function is irreplaceable.
Choose different insurance amounts, different products, and the corresponding ** is also different. If you save more, you will receive more later. The child's education fund must be earmarked.
In addition, when choosing education insurance, parents should be forward-looking, consider other aspects of protection in advance, and choose more competitive insurance products or insurance plans that can be attached to accident insurance, critical illness insurance, hospitalization medical insurance, etc. The following products are recommended for you: WiseTips:
Critical illness insurance should be the first choice for children's protection, and critical illness insurance can effectively prevent leukemia, meningitis and other diseases from bringing financial burden to the family!
Happy Baby" ( Enhanced version A Guarantee content:
Hospitalization 100,000 yuan (including illness and accident) * Accidental injury immediately pay 50,000 yuan insurance benefit * Death benefit 50,000 yuan Minimum monthly cost: 37 yuan Huatai "Happy Growth" Children's Insurance Coverage content:
Accidental death, burns, disability insurance 100,000 yuan * family auxiliary insurance 1,000 yuan monthly * critical illness insurance 100,000 yuan minimum monthly cost: 78 yuan.
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Anonymous users2024-02-05For example, when the child is 18-22 years old, there will be a corresponding education annuity return, which can pay for the child's college education expenses.
Latest! The 8 education fund reviews with the highest yields in 2022 are here.
Below, let's take a look at the specific protection content of Splendid Future Education Annuity Insurance.
As can be seen from the protection chart, Splendid Future Education Annuity Insurance supports children aged 30-10 years old to apply for insurance, and the payment period supports single payment and regular payment, and the protection period can be guaranteed until the first policy anniversary after the insured is 25 years old.
In terms of protection content, Splendid Future Education Annuity Insurance has death protection, as well as growth care funds, high school education funds, university education funds, further education funds, family establishment funds and other annuity returns.
On the whole, the main advantage of Splendid Future Education Annuity Insurance is that the annuity returned can fully cover the expenses of children when they go to elementary school, high school, and college.
And even if the child comes out to work at the age of 25, there is a return of the family and business start-up fund, which can help the child solve a lot of problems that urgently need money in work and life.
In addition, in terms of insurance threshold, Splendid Future Education Annuity Insurance is also relatively relaxed, and its payment period is very flexible, which supports both single payment and regular payment, and can be applied to people with different economic incomes.
How to choose the payment period so that you will not lose?
Finally, the insurance applicable to different age groups is different, and blind purchase may be a waste of money, see here for the specific insurance plan:
How to buy insurance for different age groups? Everyone should have their own plan.
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Anonymous users2024-02-04Rural single-child households still have to pay the NCMS, and there is no exemption from the NCMS insurance for one-child households in the preferential policies enjoyed by the one-child households!
During the period when the state implemented the policy of only one child per couple, the state issued a "certificate of honor to parents of one child" to parents of only one child, and rewards were given in accordance with the policies of the state and various regions. Many of our families have this certificate, and I heard that it is 1,000 yuan a year. NCMS still has to be paid, otherwise there will be no insurance for medical treatment.
Now, after the state implements the comprehensive two-child policy for the policy of the Health and Family Planning Commission, single-child households will no longer enjoy the one-child policy incentives. Single-child households are no longer issued with one-child honor certificates, and those previously issued will continue to be rewarded. If you have a certificate and want to have two children before, the reward will not be issued, and the reward you received before will not be refunded.
Therefore, no matter whether there is a discount or not, you have to pay it, and no one gives a discount, and you don't pay NCMS, nor do you enjoy the reimbursement policy for medical treatment. It used to be more than ten yuan, until now it is two hundred and fifty yuan per person per year.
As long as you are a rural hukou, you have to pay the New Rural Cooperative Cooperative Insurance, you are an only child household, you enjoy the only child reward, only by paying the New Rural Cooperative Insurance, you can enjoy the medical care and pension treatment of the New Rural Cooperative Medical System!
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