What does non bank interbank deposit mean, and is there any institution other than a bank that can d

Non-bank interbank deposits refer to:

1) Non-bank financial institutions refer to financial institutions such as insurance companies, trust companies, leasing companies, and ** companies that cannot handle banking business.

2) Interbank deposit business: refers to commercial banks and credit cooperatives.

and deposit business opened by non-bank financial institutions such as ** companies, finance companies, trust companies, etc.

3) Interbank deposits can be divided into two aspects: domestic interbank deposits and foreign interbank deposits.

Domestic interbank deposits refer to the fact that domestic banks and other financial institutions open deposit accounts at their respective settlement locations in order to facilitate settlement, which is for the banks and financial institutions that accept the deposits.

In addition to banks, insurance institutions can also save money, such as wealth management insurance.

Extended Materials. Which banks to deposit money in.

The first is central banks.

That is, the People's Bank of China.

As the center of our country's financial system, it is usually not possible to deposit money with the central bank. The main role is to be responsible for the issuance of the national currency, and the other is to set the bank's deposit and loan interest rates, which are used to macroeconomic control the overall economy. There are also three policy banks that cannot make deposits, and in normal times, they are relatively rarely heard.

Unlike other banks, which are for profit, it is important to know that other banks are equivalent to companies. The main purpose of this policy bank is not to make money, but to better support some projects with relatively large investments but slow returns.

Secondly, in banks where ordinary people can make deposits. The more familiar ones are the state-owned banks, and there are now six state-owned banks. Basically, it can be seen everywhere, and these 6 banks are industry and commerce, agriculture, construction, transportation, postal and Bank of China.

Most of the money saved in ordinary times will choose these six state-owned banks. In terms of financial strength, it is very strong, especially the Industrial and Commercial Bank of China. It is ranked first in the world and has been trusted by depositors.

In addition to state-owned banks, there are 12 joint-stock commercial banks.

Including Industrial Bank, CITIC, and China Everbright Bank.

Wait a minute. The distribution of these banks is basically in some key cities. In terms of the way of operation, it is also more flexible than the state-owned banks, and many innovations are proposed by these banks.

In rural areas, credit unions are more common. This is also the most extensive bank in China, and it should be familiar to all in the countryside. The current development speed is relatively fast, but the scale is generally not very large.

In addition, there are private banks with relatively high interest rates, such as Alibaba.

WeBank. Nowadays, many people will also choose to deposit their money in private banks, and the interest rate is relatively high. Then there are foreign banks, such as HSBC.

and Citibank, among others. But the share of foreign banks has fallen from 2% to insufficient. The number of banks is relatively small.

In investment and financial management.

The interbank deposit business refers to the interbank fund deposit and deposit business carried out by financial institutions. It belongs to the type of corporate deposit, and the interest rate will generally be floated, and the floating ratio will be negotiated with the bank. Interbank deposits can be divided into two types: domestic interbank deposits and foreign interbank deposits.

1.In the case of individual banks, each has interbank deposits to facilitate the use of liquidity; As far as the banking system as a whole is concerned, interbank deposits cancel each other out. Calculate all bank deposits.

, the total amount of interbank deposits should be zero. Interbank deposits and cash in hand and ** banks.

The three assets together constitute a cash reserve.

The banking industry generally sets up an account of "interbank deposits" to account for the daily settlement of current accounts between banks, and various funds deposited by interbank into the bank. Set up the account of "Interbank Deposit" to account for the daily issuance and acceptance of interbank transfers and various current funds deposited by interbank into the bank, i.e., interbank current funds.

2.Business Profile:

Business Overview Interbank deposits, also known as interbank deposits, are deposits made by other financial institutions and other financial institutions, which refer to the funds deposited by other financial institutions in commercial banks for the needs of payment, clearing and business cooperation. Basic Introduction Interbank deposits refer to credit unions.

and finance companies.

Non-bank financial institutions such as trust companies.

Deposit business started. It belongs to the type of corporate deposit, and the interest rate will generally be floated, and the floating ratio will be negotiated with the bank. Interbank deposit can be divided into two aspects: domestic interbank deposit and foreign interbank deposit.

Domestic interbank deposit refers to the opening of deposit accounts by domestic banks and other financial institutions at their respective relevant settlement locations for the convenience of settlement, which is for the banks and financial institutions that accept the deposit. Foreign interbank deposit refers to the deposit account of a certain currency opened in the settlement place of a certain currency by banks engaged in foreign exchange business in various countries in order to facilitate the receipt and payment of international business, which is for the banks and financial institutions that accept the deposit.

3.Included types:

Therefore, the cash flow of financial enterprises is different from the cash flow of general enterprises.

The cash flow and classification of special items of financial enterprises are separately stipulated, and the following cash income and cash expenditure items of financial enterprises shall be regarded as cash flows from operating activities: loans issued to external parties and loan principal recovered; deposits absorbed and principal payments made; interbank deposit and deposit of interbank money; borrowed funds from other financial enterprises; interest income and interest expense; Recovered loans that have been written off in the previous period; Enterprises engaged in ** business, cash received or disbursed by buying and selling**; Cash received from finance leases.

That is to say, it is not the money deposited here by other banks, for example, the money deposited in the bank by private enterprises.

Non-bank interbank deposits refer to: (1) Non-bank financial institutions refer to insurance companies and trust companies.

Leasing companies, ** companies and other financial institutions that cannot handle banking business. (2) Interbank deposit business: refers to the banks and credit cooperatives of various merchants.

as well as ** companies, finance companies.

Deposit business opened by non-bank financial institutions such as trust, public filial piety, and other financial institutions. 3) Interbank deposits can be divided into two aspects: domestic interbank deposits and foreign interbank deposits. Domestic interbank deposits refer to:

Domestic banks and other financial institutions open deposit accounts at their respective settlement locations in order to facilitate settlement, and it is for the banks and financial institutions that accept the deposits. In addition to banks, insurance institutions can also deposit money, such as wealth management insurance.

Non-bank interbank deposits refer to:

1) Non-bank financial institutions refer to financial institutions such as insurance companies, trust companies, leasing companies, securities companies, etc., which cannot handle banking business.

2) Interbank deposit business: refers to the deposit business of non-bank financial institutions such as commercial banks, credit cooperatives, ** companies, Caixiang Lao Huiwu Company, and trust companies.

3) Interbank deposits can be divided into two aspects: domestic interbank deposits and foreign interbank deposits.

1) Non-bank financial institutions that lack grandchildren refer to financial institutions such as insurance companies, trust companies, leasing companies, ** companies, etc., which cannot handle banking business.

2) Interbank deposit business: refers to the deposit business of non-bank financial institutions such as commercial banks, credit cooperatives, and ** companies, finance companies, and trust companies.

3) Interbank deposits can be divided into two aspects: domestic interbank deposits and foreign interbank deposits.

1. Non-bank financial institutions include depository financial institutions and non-depository institutions. Therefore, non-depository financial institutions belong to non-bank financial institutions.

3. Non-bank financial institutions: financial institutions that raise funds in the form of issuing ** bonds, accepting credit entrustment, providing insurance, etc., and use the raised funds for long-term investment.

Non-bank financial institutions include depository financial institutions and non-depository institutions.

1. Depository financial institutions mainly include savings and credit associations, savings and mutual banks, credit cooperatives, trust companies, financial asset management companies, financial companies of enterprise groups, financial leasing companies, and auto finance companies.

2. Non-depository financial institutions include financial companies, common funds, pension companies, insurance companies, etc.

So the answer to your question is that non-bank financial institutions include non-depository financial institutions.