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Hello! You have the ability to broker, of course, the higher the amount of insurance, the better, and the payment time is 30 years, of course, choose 30.
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High sum assured, high protection. It is good to pay for 20 years.
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Taikang Life's social single, pay 200,000 yuan a year, pay for ten years, and receive 200,000 yuan per year in the future, as well as dividends, and enjoy many benefits of the company.
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As long as the economic conditions allow, the higher the protection, the better, and the longer the protection insurance payment, you can learn about Taikang 100%.
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Hello, a 35-year-old man is the pillar of the family, the old and the young, the heaviest stage of responsibility, should be the first choice of high-protection products, you can contact me to design a suitable insurance for you, to solve your worries in life,
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Depending on your income, the main function of critical illness insurance is income compensation, so the amount refers to your own annual income;
It is recommended to choose an expense reimbursement type insurance plan for medical expenses, which is sufficient and affordable.
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Hello! Chinese Life Corning Lifetime This insurance is very good! You can do 2o million guarantees, and you only pay 2o years for a lifetime!
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The question you asked is really not good, the size of the sum insured and the number of years of payment are related to your ability to spend the annual fee in a year.
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With economic strength, I recommend buying a guaranteed high.
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If you have good financial ability, you should buy a high sum insured.
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It is recommended to buy Taikang Xinrui with additional high-end medical treatment.
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Hello, our company's sunshine may be more suitable for you.
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Learn about Taikang Life Insurance, Xinli Life.
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Summary. A great insurance plan for parents: Million Dollar Medical Insurance.
1. Major and minor illnesses can be reimbursed, with a maximum reimbursement of 1 million. Whether it is outpatient, surgical or inpatient expenses, the part over 10,000 yuan can be reimbursed 100%. Cancer and other major diseases are 100% reimbursed with 0 deductibles, and there is no limit to social security drugs, and the reimbursement amount is as high as 1 million!
2. The premium is low, you can pick this one within 2000, even if the parents have one, it will not cause the family financial burden at all!
I bought Ping An Xinsheng 17 for my 50-year-old father, is it appropriate to pay 7,000 per year? The payment period is 20 years, so the cost is much higher than the insurance amount, and I feel cheated.
Dear, I'm glad to answer for you: I bought Ping An Xinsheng 17 for my 50-year-old father, is it appropriate to pay 7,000 per year? The payment period is 20 years, so the cost is much higher than the insurance amount, and I feel cheated: it is not suitable to kiss him.
At present, in the market, what kind of insurance is suitable for the 52-year-old who is now 52 years old, I don't want to get the money in the future, but there is a guarantee, and the payment can be moderate.
A great insurance plan for parents: Million Dollar Medical Insurance. 1. Major and minor illnesses can be reimbursed, with a maximum reimbursement of 1 million.
Whether it is outpatient, surgical or inpatient expenses, the part over 10,000 yuan can be reimbursed 100%. Cancer and other major diseases are 100% reimbursed with 0 deductibles, and there is no limit to social security drugs, and the reimbursement amount is as high as 1 million! 2. The premium is low, you can pick this one within 2000, even if the parents have one, it will not cause the family financial burden at all!
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Summary. Hello dear, it is a pleasure to serve you <>
If you are a 30-year-old male xing, you can buy Ping An Xinsheng whole life insurance (dividend) with a basic insurance amount of 100,000 yuan, pay for 20 years, and pay an annual insurance premium of 2,910 yuan. The product features of Ping An Xinsheng Whole Life Insurance (Participating) include low premiums and high protection, reflecting the true meaning of insurance; A variety of payment methods to meet the needs of individual xing; The long road of life, safe and lifelong companionship; Annual policy dividends with extra surprises.
At the age of 30, buy Ping An Jin Xinsheng, guarantee 100,000 yuan, how much does it cost.
Hello dear, it is a pleasure to serve you <>
If you are a 30-year-old male xing, you can buy Ping An Xinsheng Whole Life Insurance (dividend), with a basic insurance amount of 100,000 yuan, 20 years of payment, and an annual insurance premium of 2,910 yuan. The product features of Ping An Xinsheng Whole Life Insurance (Participating) include low premiums and high protection, reflecting the true meaning of insurance; A variety of payment methods to meet the needs of individual xing; The long road of life, the envy of the liquid and the lifelong companionship; Annual policy dividends with extra surprises.
Extended Information Pros:1Big Brands:
Ping An of China is one of the top companies in the insurance industry, and few people don't know it. The disadvantages are as follows:1
Lack of coverage: Although 80 illnesses are covered for critical illness, there is no coverage for moderate and mild illnesses. 2.
Shared Sum Insured: This product is a common sum insured for death and critical illness insurance, to put it bluntly, this amount of insurance can only be covered to one type, if you suffer from a critical illness at the age of 40 and get a critical illness payment, then the death benefit will be gone. 3.
The policy dividend is inexplicable. Dividends ≠ cash value, and the value of dividends is not fixed, but is calculated based on the performance of the insurance company for the year. Sometimes there are dividends, sometimes there are none, and there are many uncertain factors.
4.Premiums are too expensive. The 30-year-old male xing is insured with an insurance amount of 500,000 yuan, and the annual insurance fee is about 10,000 yuan.
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Serious illness medical insurance is a branch of medical security in social insurance, if you still don't understand the difference between NCMS, urban and rural residents' medical insurance, and social security, I believe this information will help you: how to use social security and medical insurance? One article teaches you the reimbursement process!
Whether it is suitable or not depends on your protection needs, risk possibilities, budget, etc., let me give you a brief explanation of the advantages and disadvantages of this insurance.
Serious illness medical insurance is a new institutional arrangement for patients with serious illnesses to compensate for high medical expenses after being reimbursed by basic medical insurance for urban and rural residents.
Many people are asking me what is the scope of serious illness medical insurance, in fact, there is no unified standard across the country to stipulate what are the types of "serious illness" diseases, in general, there are two ways to stipulate the scope of reimbursement:
1.Participate in reimbursement according to the type of disease. For example, some provinces have clearly stipulated the types of diseases covered by the medical insurance for serious illnesses. Take Shandong as an example:
2.Participate in insurance according to the size of the medical expenses. The high medical expenses after being reimbursed by the medical insurance can be reimbursed again in the serious illness medical insurance.
These two are the same, only by participating in medical insurance can you apply for serious illness medical insurance, and medical expenses need to "meet the relevant requirements of domestic medical insurance reimbursement coverage" before they can be reimbursed. I put it in a separate article about how to participate in the serious illness medical insurance and how much it can be reimbursed, if you want to know, you can take a look at this article: How to use social security medical insurance?
One article teaches you the reimbursement process!
However, serious illness medical insurance, like medical insurance, is limited by the three catalogs of sellers, for example, some imported drugs, special drugs, and anti-cancer drugs cannot be reimbursed.
What's more, the loss of income due to illness and inability to work, the need for surplus in the later stage**, and daily living expenses cannot be reimbursed by serious illness medical insurance.
If you want to be reimbursed for this part of the cost, it is a good choice to purchase critical illness insurance. Critical illness insurance is a protection provided in the event of a critical illness, and the insurance company will pay a claim when the insured suffers from a critical illness specified in the insurance contract. There is no restriction on how the funds can be used, so the sum insured should be as high as possible to support a wide range of expenses.
With so many critical illness insurances on the market, how to avoid stepping on pitfalls? Please keep this most complete critical illness insurance inventory information on the market: Top 10 insurance companies are "worth buying" of popular critical illness insurance liquid bucket rolling inventory!
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It is not recommended to choose Xinsheng at the moment, Ping'an Fu and Zhiyue Life, you can choose.
And the planned amount is too low to have much practical significance.
1.The range of choices is relatively wide for the appropriate age of purchase.
2.The expenditure of family premiums should be 10%-15% of the annual family income, and the sum insured should be set at 6-10 times the annual income. However, it should be analyzed on a case-by-case basis.
5.Under the premise of social security, commercial insurance is planned, with a focus on Yila stuffy and critical illness Shanglunyan. Social security and commercial medical insurance, can not be reimbursed repeatedly, remember.
6.At the same time, pay attention to the security of family members, protect the people around them as much as possible, and achieve comprehensive family protection, otherwise the protection is unbalanced, and the meaning of protection will be missing.
7.It is important to prioritize the protection of the main income earners of the family as much as possible.
8.Recommended: Ping An Talisman Participating Insurance, Ping An Universal Insurance, Ping An Fu Whole Life Insurance.
9.My personal advice is to communicate extensively and effectively with ** people, after all, face-to-face communication is the most direct and effective. If necessary, you can also directly call the customer service of the relevant insurance company** for verification and consultation.
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This product has a variety of ways such as one-time friendship, 10 years and 20 years, and the first payment is best before the age of 45.
Universal, worth, critical illness, accident can be 200,000, and medical treatment and the like.
Hello, I happen to be looking for it today. My colleagues in the office also bought it.
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