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1. Recipients of assistance for serious illnesses in rural areas.
1. Rural Five Guarantees;
2. People who have no ability to work, no economic income, and no legal support (care) supporters in urban areas;
3. Recipients of the minimum subsistence guarantee for urban and rural residents;
4. Employees who enjoyed regular and quantitative living allowances from the civil affairs department in the 60s of the last century;
5. Key preferential recipients who enjoy regular pension subsidies from civil affairs departments;
6. Extremely poor workers approved by the Federation of Trade Unions;
7. Send low-income family members in urban and rural areas.
2. Rural Serious Illness Relief Standards.
1. If the annual out-of-pocket expenses of individuals suffering from 22 types of major diseases exceed 3,000 yuan, assistance will be given at a rate of 60%; If the annual cumulative answer exceeds 3,000 yuan, assistance will be given at a rate of 20%.
2. In addition to suffering from 22 types of major diseases, the part of the inpatient and serious illness outpatient expenses that exceed 20,000 yuan per year will be assisted at a rate of 60%; For the part exceeding 40,000 yuan in total, assistance will be given at a rate of 20%.
3. The cumulative time of medical assistance expenses and assistance amounts for serious illnesses in rural areas is calculated according to natural years, and the annual assistance amount is capped at 100,000 yuan.
Legal basis: Article 2 of the Regulations of the People's Republic of China on Urban Subsistence Security stipulates that urban residents with non-agricultural household registration who have the right to receive basic living material assistance from local people if the per capita income of their family members living together is lower than the minimum subsistence security standard for local urban residents. "Income" as used in the preceding paragraph refers to all monetary and in-kind income of family members living together, including alimony, alimony or maintenance that should be paid by the legally-prescribed supporter, supporter or guardian, and does not include the pension or subsidy enjoyed by the recipient of preferential care in accordance with state provisions.
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Legal analysis: The objects of policy assistance are generally as follows: 1. The objects of the five guarantees living in extreme poverty; 2. Disabled persons who have no ability to work, no economic income** and no legal support or supporter, and the elderly who have no offspring to support; 3. Poor persons who are listed as the targets of the minimum subsistence guarantee for urban and rural residents; 4. 6. Retirees who do not have a pension who enjoy the living allowance issued by the civil affairs department on a regular basis; 5. Enjoy some key preferential care objects for the regular payment of pension subsidies by the civil affairs department; 6. Extremely poor workers; 7. Urban and rural low-income family members.
Legal basis: "Regulations of the People's Republic of China on Urban Subsistence Security" Article 2 Urban residents with non-agricultural household registration, who have a per capita income of family members living together and are lower than the minimum subsistence security standard for local urban residents, have the right to receive basic living material assistance from the local people. "Income" as used in the preceding paragraph refers to all monetary and in-kind income of family members living together, including alimony, alimony or maintenance that should be paid by the legally-prescribed supporter, supporter or guardian, and does not include the pension or subsidy enjoyed by the recipient of preferential care in accordance with state provisions.
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1。Funding the Rural Cooperative Medical System. Full subsidy for the individual contribution of the extremely poor dependents; Urban and rural subsistence allowance recipients and poor people who have registered and established cards will be given a subsidy of 30 yuan per person per year.
2. Outpatient special disease assistance. The assistance ratio is 10% of the outpatient medical expenses within the annual limit, and the maximum annual limit is 5,000 yuan.
3. Temporary relief.
Recipients of assistance: Families or individuals who have difficulties in basic livelihood due to emergencies, accidental injuries, major illnesses, or other special reasons that cannot be temporarily covered by other social assistance systems, or who still have serious difficulties in basic livelihood after assistance, shall be given emergency and transitional assistance.
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The civil affairs department will have a corresponding subsidy, but this subsidy is not available to all patients with serious illnesses. It is also something that can be enjoyed by people within a certain range. The policies of the civil affairs department are often closely coordinated with the work of the local government, so they have local characteristics, and the specific situation needs to be implemented in accordance with local standards.
Those who have financial difficulties due to serious illness, whose per capita income is lower than the local minimum subsistence allowance, and whose family property conditions meet the requirements of the policy, may apply for the subsistence allowance in accordance with the policy.
Hospitalization due to illness and outpatient clinics for special diseases in urban and rural areas for minimum livelihood security, people in extreme poverty, and poor people who have established Kalika.
Funding the Rural Cooperative Medical System. Full subsidy for the individual contribution of the extremely poor dependents; Urban and rural subsistence allowance recipients and the individual contributions of the poor population who have established files and cards.
Hospitalization assistance. After the reimbursement of various insurances, the remaining expenses will be paid by yourself.
That is, after hospitalization, submit the relevant procedures for participating in NCMS or urban medical insurance to the hospital. When the discharge settlement expenses are settled, a part of the expenses that should be reimbursed is calculated in advance, and the total expenses are deducted, and the patient only bears the out-of-pocket part that cannot be reimbursed. Of course, there is a prerequisite for enjoying this treatment, that is, you must have paid the fees to participate in the New Rural Cooperative Medical System and the medical insurance for urban residents, otherwise, you will not report any of them and pay all of them.
In general: there is no minimum payment line or the minimum payment line is very low for low-income households, extremely poor people, and even those who have registered for cards, and the starting line for other people is very high. The main objective is to reduce the burden of health care for vulnerable groups.
This work is currently being handled by the civil affairs department. Since March 2019, it has been uniformly transferred to the local medical security bureau nationwide.
Thank you for your patience, do you have any questions? I wish you all the best!
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Subsistence allowance, if the family is particularly financially difficult, you can apply for subsistence allowance to maintain daily living expenses.
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1. Rural Five Guarantees; 2. Persons who have no labor capacity, no economic support, and no legal support; 3. Recipients of the minimum subsistence guarantee for urban and rural residents; 4. Those who enjoy the fixed living allowance of the civil affairs department in the sixties. Worker; 5. Key preferential recipients who enjoy regular bereavement subsidies from civil affairs departments; 6. Extremely poor workers approved by the Federation of Trade Unions; 7. Urban and rural low-income family members.
Legal basis: Article 25 of the Social Insurance Law of the People's Republic of China establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents implements a combination of individual payment and subsidy.
Those who enjoy the minimum living guarantee, those who have lost the ability to work, the elderly over 60 years old and minors from low-income families, etc., will be subsidized by **.
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Legal Analysis: The conditions for rural critical illness subsidies are as follows:
As long as you meet the corresponding medical insurance reimbursement scope and seek medical treatment in a designated hospital, you can be reimbursed;
At present, there are 20 types of diseases included in the rural serious illness insurance, with a reimbursement rate of no less than 90%, including childhood leukemia, congenital heart disease, end-stage renal disease, breast cancer, cervical cancer, severe mental illness, drug-resistant tuberculosis, etc.
Legal basis: Social Insurance Law of the People's Republic of China
Article 2 The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and the society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.
Article 3: The social insurance system adheres to the principles of wide coverage, basic protection, multi-level, and sustainability, and the level of social insurance shall be commensurate with the level of economic and social development.
Article 4 Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with the law have the right to inquire about the payment records and personal rights and interests records, and request the insurance agency of the Rubber Club to provide social insurance consulting and other related services. Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions for them.
If you inquire about "Ping An Wisdom Star Whole Life Insurance (Universal)", which belongs to Ping An Life Insurance Co., Ltd., you can call Ping An Life customer service **95511-1 for professional consultation.
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