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If the transfer is wrong, can I still get the money back?
I'll answer. Woo-la-la-woo.
From the Know Certification Team 2018-10-31
If you transfer money at an ATM, you can cancel it within 24 hours.
From December 1, 2016, in addition to transferring money to a bank account, customers will transfer money through ATMs. If the account is transferred to a certain bank card, the customer can request to cancel the transfer over the counter or by contacting customer service via ** within 24 hours.
Extended Profile: Solution to Bank Transfer Error:
1. Contact the bank immediately to explain the situation.
After discovering the wrong account, the customer should go to the nearest bank counter as soon as possible and verify with the bank staff whether the other bank's account exists through the printed receipt issued by the ATM on the day of the transfer. If the other party's account does not exist or is invalid, the payment will be automatically returned to the sender's account within a period of time. However, if the other party's account exists and is valid, the sender can request the other party's contact information from the bank staff.
As explained here, the Bank may be reluctant to provide you with the other party's personal information due to public privacy, at which point you can ask the Bank to try to communicate with the other party to assist in the coordination.
2. Report to the public security organs and ask the public security organs to intervene in the investigation.
First, the police asked the bank to verify the identity of the other party, and then communicated with the other party whether they were willing to return the money. This is something that the police can do. Others don't bother others.
3. Submit a civil lawsuit to the court to defend your rights.
Transferring the wrong account is a civil lawsuit that can be resolved through a civil lawsuit. There are two types of cases in which the assignor can be prosecuted when suing in court. The first is to cancel the transfer, and the second is to demand the return of ill-gotten wealth.
The result of both options of action is that the person who received the payment without a legal basis returns the money to the assignor.
There is no need to worry about the possibility of getting the user information of the wrong account. The thing is simple. When filing a lawsuit in court, the bank that transferred the funds and the bank that handled it will be sued and listed as parties to the case.
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Generally, no, unless the large amount or the police.
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Methods of recovering transferred money:
If we now transfer the wrong account on WeChat and transfer it to someone we don't know, don't panic at this time, let's click on me in the lower right corner of WeChat, jump to the new page and click on the payment option. After entering the payment page, we click on the three dots in the upper right corner to close, then we will come to the payment management page, in the payment management page we select the transfer time option.
In the transfer time page, we choose 24 hours to arrive, the longer the better, so that we have enough time to withdraw our funds, at this time we can communicate with the other party, let him return the funds, if the other party refuses to cooperate and chooses to collect, and even if the other party chooses to receive at this time, his side will still show to be credited. This is where we can search for the Tencent customer service applet in the WeChat search bar, and then find the ** of Tencent customer service, explain our situation to the customer service, and after a while, WeChat will return the money we transferred wrongly.
How to withdraw a bank card transfer:
1. If the user uses a bank card to transfer money and finds that the transfer is wrong, and the user does not choose to arrive in real time, then it is enough to go to the bank immediately to apply for revocation of the transfer within 24 hours after discovering the wrong transfer. If the user provides the bank staff with personal identity documents, bank cards, transaction vouchers, etc., and the staff verifies that the information is correct, the transfer will be reversed.
2. If the user chooses to transfer money in real time using a bank card, then the money has reached the other party's account, then the user can only find a way to contact the bank staff to explain the situation, and see if the bank can come forward to help coordinate and let the other party return the funds transferred by the user by mistake. If the other party refuses to return the money, the user can choose to go to the police and ask the public security organ to help recover the funds.
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Because the other party did not receive the payment, the operation method is as follows:
2. Then in the page that opens, click "Send Message" as shown in the image below.
3. Then in the window that opens, click on the plus sign on the right side of the message box and select "Transfer".
4. Then enter the transfer amount and click "Transfer", as shown in the figure below.
5. Enter the password, so that the transfer is successful, as shown in the figure below.
6. If the other party receives it, if you click on the confirmation to receive the money, if the other party does not accept it, you can see the prompt, if the friend does not receive it for 24 hours a day, the transfer amount will be automatically returned.
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If it is a transfer to Alipay, the reason for the return is that the other party has cancelled the Alipay bound to the mobile phone number or email address.
If the transfer is to a bank card, the reason for the refund is that the card number, name and bank cannot be the same when the transfer is made, resulting in the money not reaching the other party's account, so the transferred money will be returned to the payer's bank card.
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The transfer was successful, and the money was returned.
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Will return. Please be patient for an hour or two.
It may be due to cheating or anomalies that it is frozen; Because there will be people who share the task with others because of the paid task, so that the customer service will deal with it seriously; There is also the ...... of cheatingIf none of the above is available, you can find customer service to thaw it! The money will not be gone, unfrozen, and your money can be withdrawn, and it is still there!
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