How to maintain the value of 5,000 yuan, the deposit bank feels that it is easy to depreciate.

Hello. First, your question is too general and not good.

Second, for the financial management of 5,000 yuan, what is your financial goal, what is the financial management period, and so on, you need to figure it out.

Third, there are pros and cons to all kinds of financial management methods, and only choose a compromise between your ideas and the way you manage your money.

Fourth, everyone upstairs has mentioned insurance and financial management, and I don't fully agree with this plan. 1 The greatest function of insurance is to provide protection, not to maximize benefits. 2. Similar investment products in insurance usually have thresholds, and they usually have benefits in the medium and long term, and there is no benefit at all in the short term.

You are too wise: 5,000 deposited in the bank for a year, you will lose more than 230 (currently); The only ones that can maintain value and make steady profits without losing money are insurance: three-year, five-year, and ten-year dividend wealth management products; There are also long-term Treasury bonds; Other investments are risky

Such as: **, ** and so on.

If you have some understanding of ** can now choose some excellent **, but maybe it will take a long time, and there is another way to buy a kind of dividend-paying insurance, which has both the function of maintaining and increasing value, as well as the function of protection, it is recommended to save a participating insurance.

Index, index, and principal-protected participating insurance.

Personally, I think that the wind is more dangerous, and it is recommended to consider ** and insurance.

I hope mine can be of some help to you.

It is recommended that you buy **, just buy large stocks such as ICBC.

Both the renminbi and the U.S. dollar were depreciating relative to physical goods (note that they were relative to physical commodities, i.e., inflation), so ways should be found to reduce their currency holdings. This is nonsense in the country. However, the popular investment view in the United States is to hold cash, bonds, **, pensions, fixed assets, etc.

In our country, the first two items have been removed.

Secondly, there should not be too few types of investment. In fact, this is a rigid textbook risk diversification theory, but in troubled times, it is necessary to find a relatively simple way, and this is it. So real estate, **, ** should be held in a decentralized manner.

Because it corresponds to the real economy, buying a stock index is equivalent to investing in the entire real economy. If the currency depreciates while the economy continues to grow, it should preserve its value in the long run.

Financial assets, such as foreign exchange and the like, as well as antique art, if you are not an expert, don't touch it. If you really want to buy it, buy it.

Guo Lei's investment in the construction industry is actually a good idea, but you had better also be an insider. In fact, there are always investment opportunities in your industry, and if you used to be an honest office worker who is risk-averse, you might as well explore the investment opportunities around you at this time.

It is recommended to give it to someone you can trust to invest, the kind that has a monthly return or yourself**.