How much premium should be paid by Ping An Insurance at the age of 24 every year?

What I can do is generally more than 200 yuan per year (there are contracts, except for accident cards, and there are more than 100 accident cards).

The key is to see how you want to protect it, but also to see what aspects of protection you pay attention to. There are many types of insurance, including life protection, critical illness protection, medical insurance, pension, hospitalization medical insurance, etc.

Of course, the more you pay, the more money you can lose, just like when you buy a lottery ticket, the more you bet, the more money you win.

There is also the fact that the amount of money paid does not mean that the protection is comprehensive enough. Basically, one or two thousand yuan a year can be done more comprehensively.

Hello! It's up to you to decide how much you want to pay your annual premium, but don't exceed 15% of your annual income, so that you can have protection without stressing your life, and keep paying premiums to ensure that your protection won't lapse! If you don't know what kind of concerns you want to solve when you choose insurance, you can contact me to help you choose the most complete protection plan among many companies, so that you can leave no regrets in your protection!

I wish you a safe and healthy family and a smooth work! 【Huakang Insurance Supermarket, the insurance butler by your side!】 】

This depends on what insurance you buy, if it is a protection class, accidents, critical illnesses, hospitalizations, medical treatment, etc., all according to the maximum payment time of a year does not exceed 10,000!

It should be designed for you according to your income and protection needs, and the general premium accounts for 10%-20% of the annual family income, welcome to learn more about it.

Hello, it depends on your actual situation, what do you want, how much is the premium you bear, a family protection plan should be about 15% of the annual income, so that it will not bring you pressure, you can contact QQ to learn more.

The establishment of appropriate insurance protection needs to be planned through detailed communication on a family basis, and the information that needs to be provided includes specific occupation, current financial channels, and as much as possible to consider the amount of your family responsibilities, such as supporting parents, child support, housing support, etc., so as to minimize the impact of risk on the family. As for the amount of payment you mentioned, how much should you set the sum insured according to the product you choose? The payment period 、、、 and so on.

Hello, the annual premium is based on how much coverage you need.

Depending on which product you are investing in, the unexpected is different from financial management.

To buy insurance, you should determine the type of insurance and the amount of insurance according to your own needs and economic situation. You can choose an insurance person** to tailor an insurance plan to your situation. I wish you the best of luck as soon as possible!

Depending on your income and current work and family situation, as well as what problems you want to solve through insurance, you can describe your actual situation in more detail.

How much to spend on insurance is the most cost-effective - low premiums and high protection of insurance - financial management that you have to look at.

Hello! What type of insurance do I insure? How much is insured? How many years to pay?。。 Or is it what you are buying insurance for? What is the desired desire? Improve these information so that we can help you make a better answer!

Hello, I don't know what products you buy, the payment for each product is different. The protection is also different, and it is hoped that you will have protection as soon as possible.

If you want to find the most suitable product for you, please also tell me what problems you most want insurance to help you solve, premium budget, family situation and other information, so that I can design the most suitable plan for you.

Hello; How much do you earn per year? How much money are you going to save annually? Plan your insurance plan wisely.

What do you do? What problems do you want to solve through insurance? How much can you pay if you apply for an insurance policy?

What kind of insurance do you have? The premium is different for each type of insurance.

Each is different, how much you want to spend, and what it has to do with your income

Hello, what kind of insurance do you pay attention to、、、 the problem is not specific、、、

How many years do you plan to save and how much do you want to save each year

Generally speaking, critical illness insurance should be the first choice when purchasing insurance. Because, in today's society, environmental pollution is becoming more and more serious, and serious diseases are younger. From a 2-year-old doll to an 80-year-old man, anyone can suffer from a serious illness.

And critical illness is bound to cost a lot of money. According to authoritative statistics, the average medical cost of serious illness is between 8-200,000 yuan. Therefore, it is recommended to buy a serious illness insurance of about 200,000 yuan, and buy it as early as possible while you are young, which is cheap.

In addition, with an annual income of 100,000 yuan, it is recommended to purchase an accident insurance of 500,000 yuan. These can be purchased in the form of additional insurance on the basis of a life insurance first, which is more cost-effective. You can consider Ping An's universal insurance, which does not require additional money for critical illnesses and accidents, and can also enjoy high protection.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Hello, health insurance is a must to buy, health insurance is a supplement to social security, medical insurance can not be reimbursed, are by commercial medical insurance to top, so it is necessary to buy health insurance.

Ping An Insurance of China pays 25,000 yuan per year for health insurance, is it necessary to buy it?

Hello, health insurance must be bought, health insurance is a supplement to social security, medical insurance can not be reimbursed for the nuclear round, are changed to the collapse of commercial medical insurance to top, so it is necessary to buy health insurance. Poor Mountain.

What kind of insurance to buy is to buy the right one for you, the ability to make a claim in time after the accident, and the amount of the claim.

Hope mine can help you!

Ping An Fu 2017 Portfolio Introduction:

Name of main insurance: Ping An Ping An Fu Whole Life Insurance (2017).

Additional insurance: Ping An Fu early payment critical illness insurance (2017) and other insurance period: lifelong.

Insurance liability: death benefit, critical illness payment in advance.

Payment period: single payment, 10 years, 15 years, 20 years, 30 years Payment method: single payment, annual payment, semi-annual payment, quarterly payment, monthly payment.

Issue age: single payment (18-65 years old); 10 years 15 years 20 years: 18-55 years old; 30 years old: 18-45 years old.

Minimum sum insured: 500,000 for single payment, 150,000 or 200,000 for non-single payment.

The minimum insurance point required for Ping An Fu products is a minimum insurance amount of 200,000, 150,000 for critical illnesses and 150,000 for accidents, and there is no requirement for the minimum premium, which is about 6,000 in 20 years and less than 7,000, and 5,000 in 30 years.

In a legal sense, insurance is a kind of contractual act, that is, through the signing of an insurance contract, the rights and obligations of both parties are clarified, and the insured obtains compensation within the scope of the insurance contract by paying premiums, and the insurer has the right to receive premiums and the obligation to provide compensation.

Insurance is a contractual-legal relationship.

The insurance contract is binding on both parties.

Whether the accident or event agreed in the insurance contract occurred must be uncertain, i.e., accidental.

The occurrence of the accident is beyond the control of the other party to the insurance contract, i.e. the insured.

The insurer is liable to pay monetary or other similar compensation after the occurrence of an insured event.

Insurance should be operated in the form of an insurance policy.

What you need to know when buying universal insurance:

1. Different from bank deposits, because universal insurance charges an initial fee, the first year is 50% of the premium, so the account value has shrunk greatly, even if you give you 5% of the income every year, the account value in the first 10 years is basically negative, friends who fancy the financial function of universal insurance should not ignore this;

2. In addition, the protection cost of the basic sum insured and the critical illness sum insured is increasing year by year, taking a 30-year-old woman as an example, the protection cost of the critical illness sum insured is only 180,000 yuan, 40 years old, 50 years old, (it is purely a lie to say that critical illness is given for free), and it has grown rapidly since the age of 60, so there will be no benefit from buying universal insurance after the age of 35; If you are a longevity star, you must pay a premium every few years after the age of 60 to keep the policy in force.

3. The universal insurance of many insurance companies seems to have good income on the surface, but the compensation is the greater of the insured amount and the account value, when your account value exceeds the insured amount, the compensation is your own money, and some of the fees to be charged every year cannot be less, and you are not negotiable;

Personally, I don't think this product is suitable.

1. You said that you want to pay for 10 years, but the universal insurance is paid for life, and if you don't pay the premium in the future, the premium will still be deducted from the value of the policy.

2. The initial cost of universal insurance is relatively high, 50% in the first year, and the settlement interest rate of universal insurance is constantly decreasing, and long-term payment is required, and long-term holding will have income.

3. Now the product is returned once every two years, such a product is not bad, the income is much higher than that of the bank, and the money is not delayed when receiving money once in two years, and it can also be used as a pension in the future, how suitable it is.

Unhappy!

Universal insurance is a four no, said to be good, both with the protection function, and the pension function, in fact, nothing is specialized, like a person, eighteen kinds of martial arts, but everything is sparse.

Since you only focus on income, buy specialized financial insurance, like the previous Chinese Life Insurance's "Jiujiu Hongfu" and Taiping Life's "Fu Shou Lianlian", which are quite good financial products, and the income is much higher than that of the deposit bank.

Universal insurance can fool people the most, pay for ten years, there is not much income at all, unless it is paid for more than 30 years, it is more considerable. You must know that the payment period written on the contract of universal insurance is lifelong, although you can choose to pay for ten or twenty years, but the income is definitely less than the lifetime payment, much less. The purpose of this insurance design is to give the rich, the ideal state is to the customer to pay for life, all the salesman to you to describe the bright prospects, are based on this basis.

If you discount the number of years you pay, your earnings will be discounted in the future.

If you don't have much cash value in just 10 years, LS is right, if you charge an initial management fee in the first year, it will be deducted from your premium.

If you don't focus on protection, then you can buy **.

Peace and blessing"""I feel good about this

Xueba talks about insurance, focusing on insurance evaluation! Buy universal insurance, this ranking list you must collect:"Top 10 Popular Universal Insurance Plants for You! 》

Whether the universal insurance of Ping An Insurance of China at the age of 24 is suitable depends on your actual needs, and it is recommended to understand what universal insurance is before making a choice

Universal insurance is a type of insurance that integrates investment income, death protection, and critical illness protection, with multiple protections under one policy. Insurance companies like to sell this kind of insurance product the most, and the name is beautiful: universal insurance is omnipotent.

Even the big-name insurance company Ping An Life is no exception. In recent years, Ping An has a lot of universal insurance, such as smart star, smart star, smart life, smart win life, etc., and it seems that the coverage is quite thoughtful. Is there really such an all-encompassing one, you will know if you read on?

Let's take the popular "outwitting life" on the market to analyze.

Let's take a look at its financial management features first.

The main insurance of this insurance is universal whole life insurance, the insurance company will configure a universal account for you, but before the compound interest increases, the initial fees and protection costs must be deducted, and the specific interest depends on the operation of the insurance company, and the guaranteed interest is. What is the concept, the interest rate of Yu Bao is about now.

As for how to deduct the initial fee and security cost, due to the length of the article, I will not explain it here, you can go to my original article, which has a detailed explanation:Why was Ping's [Outwitting Life] complained by everyone? 》

Let's talk about its safeguard function.

For example, if you have chronic renal dysfunction, the insurance company will not pay you a penny, and you will not pay a penny until it becomes end-stage renal disease. Most critical illness insurance products include mild illness coverage, and the payout ratio can be as high as 50%. You see how it compares to other critical illness insurance:

"Super Complete! A big comparison of 136 popular critical illness insurances in China

Universal insurance is simply to pay for at least 10 years. The cost can be recovered in the 10th year, and the income can be enjoyed in the excess of the years. Death can get a sum of money.

Its selling point is that it has a guaranteed income and can accumulate interest, which is generally higher than the interest rate of the bank. The answer is supplemented by the other is the advance payment for critical illness. This means that in the unfortunate event of a serious illness such as cancer, the insurance company will give you the money you have insured in advance, so that the customer can use the money to go to the doctor or take care of the family.

Before the insurance was paid in advance, many customers died after buying insurance due to a serious illness** and had no money to treat the disease, but in the end, it was not interesting to get money after dying. Therefore, insurance companies are now designed to pay out critical illness insurance in advance. In this way, the product can be more complete and more user-friendly.

There are also hospitalization medical insurance, accident insurance, accidental injury medical treatment, etc. can be added. Some insurance plans also have a premium waiver rider, which means that when the customer has a serious illness, the unpaid premium can be waived, but the insurance benefits can be enjoyed all the time.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"