My husband is 28 years old this year, is it good to buy Ping An Fu whole life insurance

Xueba talks about insurance, focusing on insurance evaluation! What kind of insurance should you buy at the age of 28, maybe you need this article:What kind of insurance is suitable for 28 years old? 》

It is wiser to buy insurance at the age of 28, with a generally higher physical fitness, many types of insurance products to choose from, and cheaper premiums. Without further ado, I'll tell you what kind of insurance is suitable for this age.

1.Social health insurance.

First of all, we must first purchase social health insurance. Social medical insurance is the welfare of the people, so don't waste your own welfare and allocate social medical insurance. The basic protection of social medical insurance is more comprehensive and affordable.

2.Critical illness insurance.

Critical illness insurance is a commercial insurance that we recommend you to consider purchasing first. First of all, let's show you a set of data, lung cancer, which was once known as the "killer of old age", has also begun to show a trend of younger people, and there are cases of this disease in the 10s now. The incidence of lung cancer in men is higher than that in women, and the incidence of lung cancer in people at the age of 35 is increasing rapidly.

Therefore, critical illness insurance is not an exclusive product for middle-aged and elderly people, so don't always think that you are still healthy and ignore it. The sooner you buy critical illness insurance, the cheaper it is, so it is recommended to allocate critical illness insurance as soon as possible.

3.Commercial medical insurance.

Many people will confuse commercial medical insurance and social medical insurance, but in fact, there is a gap between the two;

It can be said that social medical insurance needs to be supplemented by commercial medical insurance to be more complete. Social medical insurance can indeed cover the cost of minor illnesses; If you unfortunately have a long illness, social security can only reimburse 40% of the expenses in the secondary hospital, and the rest of the medical expenses need to be borne by yourself, which is not a small amount of money

Therefore, the supplementary role of commercial medical insurance is highlighted: the part that is not reimbursed by social medical insurance is the part reimbursed by commercial medical insurance, which can alleviate the economic pressure caused by medical expenses.

I recommend that you give priority to buying a million medical insurance, mainly because it is cheap, only 100 yuan a year, and you can enjoy millions of insurance amounts. In addition, its insurance content is relatively comprehensive, including surgery fees, examination fees, anesthesia fees, etc.

4.Accident insurance.

Accidents can happen at any age: for example, at the age of 28, you may also encounter accidents such as accidental slipping on the road and being injured, traffic accidents, etc.; It is important to buy an accident insurance for yourself, and one accident insurance policy only costs about 100 yuan a year. Hope!

Pretty good! It will be much more reassuring to have a guarantee! However, for the same product, Qianhai Life's products will be much cheaper.

Insurance is good, as long as you buy the right insurance for yourself is the best protection.

Summary. Dear, hello, I am happy to answer for you, Ping An Fu whole life insurance is very good, its premium is lower than other related products, and the amount of insurance is more than 10%-20% higher than other types of products, comprehensive protection, and high price ratio.

Is Ping An Fu whole life insurance good?

Dear, hello, I am happy to answer for you, Ping An Fu whole life insurance is very good, its premium is lower than other related products, and the amount of insurance is more than 10%-20% higher than other types of products, comprehensive protection, and high price ratio.

The additional accident insurance has greatly expanded the coverage and is the first pure protection product launched by a large insurance company in the market with a predetermined interest rate of up to 4%. As far as the disadvantage is concerned, it requires the policyholder to continue to pay for at least 20 years, and it is best not to surrender the policy halfway. It is still necessary to do a good job of risk planning and financial planning in advance, and then consider whether you need to buy it in combination with your actual situation.

1. This is a protection insurance, and two things cannot be avoided in a person's life: illness and accident. It is very important for your husband, as the head of the family, to have such insurance.

2. The coverage of this insurance is quite comprehensive: one is critical illness, the second is accidental injury and death, the third is that you don't need to pay premiums in case of accidents, the fourth is accidental medical treatment, and the fifth is hospitalization.

3. This plan can be said to be a lifelong illness protection, an accident to protect against accidents, and nothing can be used as a supplement to the pension in the future.

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