Is online pocket financial management reliable, how is pocket financial management, and is it safe?

If you need to invest in wealth management, recommend ABC wealth management products, and purchase ABC wealth management products according to your own investment preferences, risk tolerance, capital liquidity, etc., you can enter the homepage of China Merchants Bank, click "Personal Service-Investment and Wealth Management-Bank Wealth Management", and filter the product information you need according to your needs.

Since May 27, 2016, the personal online banking and palm banking channel "Kuaiyibao" has been renamed as "ABC Kuaiebao", and the contracted product has been changed to "ABC Dividend Daily Settlement A (000907)", and the contract is signed with the first business, that is, the first business is signed at the same time, and the functions of regular investment, intelligent regular investment, combination, and quick redemption are opened.

The new product supports T+0 real-time redemption, daily settlement of income, and supports the setting of automatic balance transfer, linked credit card and personal loan transfer, and the minimum value of the minimum retention amount is 100 yuan.

The counter contract is still the old "Kuaiyibao", and you need to terminate the old product before you can sign the new product "ABC Kuaiyi eBao".

How to set up the quick e-treasure business in the personal palm bank: enter the personal palm bank, select "Investment" - "ABC fast e-treasure", and click the setting icon in the upper right corner of the home page to enter the setting homepage. You can cancel the contract of "ABC Express e-Bao", change the bound mobile phone number, enable the automatic transfer in of the balance of the closed balance, and turn off the automatic transfer out.

It is rare to place a house and a housepad.

It's not a scam and it's relatively safe, but any financial product is risky, so choose carefully.

Pocket wealth management is a rising star in the P2P industry, but the limelight is strong, especially in the field of mobile phones, which was launched on January 18, 2015, and the trading volume has exceeded 100 million yuan by March 14, 2015.

With a registered capital of 50 million, Pocket Wealth Management is a mobile platform that provides comprehensive Internet financial management, focusing on mobile terminals, and is affiliated to Shanghai Lingrong Network Technology.

According to the product type, the wealth management varieties of pocket wealth management can be divided into current and fixed, and according to the type of project, it can be divided into standardized financial products (bank bills, trusts, **, insurance wealth management, etc.) and non-standardized products (high-quality P2P products, etc.). Wealth management products include pocket treasures that can be deposited at any time, as well as bank bills, trusts, **, insurance and wealth management, high-quality P2P products, etc., and investors can complete the purchase and transfer of wealth management products and the transfer and withdrawal of personal assets in the pocket wealth management mobile client.

In May 2015, Pocket Wealth Management completed a round of financing of 100 million yuan, which is a typical example of realizing the dual financing of "listed company + VC". After obtaining 100 million yuan of funds led by SAINT ANGELO, a listed company, Pocket Wealth Management jointly launched the "Xiaoyu Financial Service" with Wenzhou Loan and SAINT ANGELO, and planned to integrate crowdfunding services, Internet credit, big data services, third-party payment, etc. in the future to form an ecological closed loop and create an Internet financial industry chain.

It has been used for three years, the total investment is maintained at 1 10w, at present, in addition to the trouble point when recharging (postal 10,000 a day), the withdrawal is still very fast, basically within 5 minutes, mine is the postal and agricultural bank, other banks I don't know, it seems that last year's fund depository or something was provided by the Nanchang Bank, in general, there is no problem that can not be withdrawn or too long (except holidays).

In the first year, I invested 10,000, and then directly for a year, and the income at that time was, and then I used 1% of the gain coupons, in total, and at the end of the year, I transferred a total of 1000+, I don't care about how to calculate it.

In the second year, I directly added 5w, but this year's interest basically dropped by 1%, now 10w, I can almost earn 8000 10000 a year, but at present I have not saved more than half a year fixed, basically a month or three months, one month is now, three months is 7% + 1% (more than 90 days often raise interest rates), a year is. Short-term investment can reduce some risks, but it is only comforting.

Now I feel like I want to put it all out, don't play this, but I feel like I earn these for nothing in a year, and I have enough oil money, so financial management is not recommended for those who do not have enough self-control, otherwise you will invest more and more, in case the platform collapses, then you will be uncomfortable, it is recommended to invest 5 10% of your annual income, do not exceed this number, otherwise if there is a risk or something, you will regret it.

I don't have much research on financial management, ** and the like I don't dare to buy, only buy some** and the like, this kind of pocket similar to small money to raise funds, to put it bluntly, is to use the small money of your multiple small households into hundreds of thousands or millions of funds to provide other large households (companies or individuals) who need money, these big pockets should first verify his credit and specific use and whether he has the ability to bear the risk of loss before giving him a loan (a bit similar to loan sharks, but more than loan shark insurance, is also relatively legal).

So, once there is an uncontrollable problem with this big account, then you are likely to have a certain loss, but so far I have not suffered any losses.

I don't know if I can help you.

I feel that it is** They let me charge one yuan first, but it reflects that it takes ten yuan, and I charge nine yuan, and I withdraw it is another reminder that it takes 100 yuan to withdraw. Don't be fooled.

It's a lie, you can bind a bank card, you can't unbind it, it's not excellent

It is one of the top 10 platforms in Shanghai for pocket wealth management, and its compliance ranking is also high.

Pocket financial management 1, note in the register of funds of 50 million, the first batch of national "inclusive finance" practice enterprises, is a mobile platform that provides comprehensive Internet financial management, focusing on the mobile terminal, belonging to Shanghai Lingrong Network Technology, built by Tencent Department. Wealth management products can be divided into current and fixed according to product types, and can be divided into standardized financial products (bank bills, trusts, **, insurance and wealth management, etc.) and non-standardized products (high-quality P2P products, etc.) according to project types. Wealth management products include pocket treasures that can be deposited at any time, and bank bills, selling Zhaoheng trust, **, insurance wealth management, high-quality P2P products, etc., investors can complete the purchase and transfer of financial products and the transfer and withdrawal of personal assets in the pocket financial mobile client, providing users with a more extensive, more professional and safer investment and financial environment.

There are certain risks in any investment and financial management, and it is necessary to pay attention to the prevention of risks, and the following aspects should be paid attention to:

1. Check the qualification information of the platform, check whether there is ICP filing information, and check whether the registration information, such as legal representative, registered capital, business scale, registered address, etc., is true and valid.

2. Understand the interest rate of the goods released on the platform.

3. Pay attention to partners who have business relations with the platform. Observe the third-party payment company that the platform funds are connected to, and check whether the third-party payment company has a payment license. Nowadays, many platforms claim custody, but in fact, they only use three-party payment, and it is difficult to distinguish between investment borrowers.

4. Pay attention to the risk control of the platform. Whether the platform has sufficient collateral, and whether the platform's risk margin or registered capital is sufficient to resist risks.

5. Product risk control and contract standardization.

Safe. The company is about to go public, and it is also invested by the listed company Baoxi Stool Blind Bird Group.

In terms of income, it started to be very high, and the annual project interest rate was 11% in 15 years, and now it has dropped, but this income is really good.

You have to think more about your own money.

Expansion: Financial management refers to the management of property (including tangible property and intangible property = intellectual property). It is mostly used for the operation of personal property or family property by individuals, and refers to the plan, plan or solution in which an individual or institution sets an economic goal to be achieved according to the current actual economic situation of the individual or the institution, and adopts one or more types of financial investment tools within a limited time limit to achieve its economic goal through one or more ways.

In the process of implementing the plan, it is also called financial management.

Please call the customer service department Tel: 0531-8602-6065 (24-hour manual service).

First, ownership is absolute. Ownership does not require the positive actions of others, as long as others do not interfere, the owner himself can realize his rights. The subject of the obligation of the ownership relationship is all persons other than the owner, and its obligation is not to unlawfully interfere with the owner's exercise of its rights, which is a specific obligation of omission.

Second, ownership is exclusive. Ownership is a property right and has an exclusive nature. The owner has the right to exclude interference from others in the exercise of his rights, and only one ownership can exist in the same thing, and not more than two ownership rights coexist.

Of course, the exclusivity of ownership is not absolute, and the laws of modern countries have different degrees of restrictions on ownership.

Third, ownership is the most complete property right. Ownership is the owner's general and comprehensive control over his property, and the most comprehensive and sufficient property right, which not only includes the possession, use, and income of the thing, but also includes the final right to dispose of the thing. Ownership, as the most complete property right, is the source of other property rights.

In contrast, other property rights, such as the right to use construction land, easement, mortgage, pledge, lien, etc., are only the right to directly dispose of the property in terms of possession, use, and income, and only enjoy part of the power of ownership.

Fourth, ownership is resilient. Although the right of possession, application, income and even disposition can be completely or partially separated from the owner, as long as there are no legal facts that extinguish the ownership (such as transfer, loss of ownership), the owner still retains the right to control his property, and the ownership is not extinguished. When the other rights created in the possession are extinguished and the burden of ownership is removed, the ownership still restores its full state, that is, the separated power still returns to the owner, which is called the elasticity of ownership.

Fifth, ownership is permanent. This means that the existence of ownership cannot predetermine its duration. For example, the parties could not agree that ownership would only have a period of five years, after which the ownership would be extinguished. The agreement of the parties on the duration of ownership is invalid. [1]

Sixth, ownership is conceptual. Conceptual refers to the fact that in modern times, the existence of ownership has been conceptualized, that is, the owner does not need to control the actual possession, and an important transformation from ownership to possession has occurred - the concept of the benefits brought by the exercise of ownership is more important than the control of ownership, which is stronger than ever before, and belongs to the category of "the concept of realizing the interests of all".