What are the so called 100 major illnesses covered by our Zhongan Insurance?

According to the China Banking and Insurance Regulatory Commission, all critical illness insurance must cover 28 types of critical illnesses, including malignant tumors, acute myocardial infarction, sequelae of stroke, paralysis, heart valve surgery, severe Alzheimer's disease, severe brain injury, major organ transplantation or hematopoietic stem cell transplantation, etc.

In addition, the rest of the coverage for critical illness can be set by the insurance company itself, which will be clearly stated in the insurance policy.

For this basic insurance knowledge, if you don't know it, you may wish to see: super complete! Everything you need to know about insurance is here.

So is Zhongan Insurance reliable? Let's take a look at it.

Generally speaking, we are worried that the insurance company is unreliable, which is nothing more than the fear that the insurance company will not be able to pay if the insurance company fails.

If you want to know whether an insurance company has the ability to make a claim when the insured is out of insurance, it depends on the solvency of the company.

The China Banking and Insurance Regulatory Commission (CBIRC) stipulates that only a core solvency adequacy ratio of not less than 50, a comprehensive solvency adequacy ratio of not less than 100, and a comprehensive risk rating of Class B or above can be regarded as meeting the solvency standard.

If you want to know the solvency ranking of insurance companies, you can see: in the latest solvency ranking in 2022, which company can compensate the most?

According to the latest data, Zhongan Insurance's core solvency adequacy ratio, comprehensive solvency adequacy ratio, and comprehensive risk rating are Class B, which are fully in line with the requirements.

Therefore, you don't have to worry about not being able to pay for Zhongan insurance products!

The 100 critical illnesses covered by Zhongan Insurance, if they are newly defined critical illness insurance, will include 28 critical illnesses stipulated by the China Banking and Insurance Regulatory Commission, such as malignant tumors - severe, severe acute myocardial infarction, severe stroke sequelae, paralysis, heart valve surgery, etc., and other critical illnesses are added by the insurance company itself.

Just look at the terms of the insurance.

Summary. Hello dear! Zhongan Insurance's 100 critical illnesses include malignant tumors - severe, severe acute myocardial infarction, severe stroke sequelae, major organ transplantation, hematopoietic stem cell transplantation, coronary artery bypass grafting, severe chronic renal failure, multiple limb loss, acute severe hepatitis or subacute severe hepatitis, severe non-malignant intracranial tumors, severe chronic liver failure, severe encephalitis sequelae or severe meningitis sequelae, deep coma, deafness in both ears, blindness in both eyes, paralysis, heart valve surgery, severe Alzheimer's disease, Severe brain injury, severe primary Parkinson's disease, severe third-degree burns, severe idiopathic pulmonary hypertension, severe motor neuron disease, loss of speech ability, severe regenerative anemia, aortic surgery, severe chronic respiratory failure, severe Crohn's disease, severe ulcerative colitis.

The above 28 critical illnesses are listed in the 2020 Revised Edition of the Specification for the Use of Disease Definitions in Critical Illness Insurance formulated by the Insurance Industry Association.

Hello pro-vertical beams! Zhongan Insurance's 100 critical illnesses include malignant tumors - severe, severe acute myocardial infarction, severe sequelae of stroke, major organ transplantation, hematopoietic stem cell transplantation, coronary artery bypass grafting, severe chronic renal failure, multiple limb loss, acute severe hepatitis or subacute severe hepatitis, severe non-malignant intracranial tumor, severe chronic liver failure, severe sequelae of Yu Jingyun's encephalitis or sequelae of severe meningitis, deep coma, deafness in both ears, blindness in both eyes, paralysis, heart valve surgery, severe Alzheimer's disease, Severe brain injury, severe primary Parkinson's disease, severe third-degree burns, severe idiopathic pulmonary hypertension, severe motor neuron disease, loss of speech ability, severe regenerative anemia, aortic surgery, severe chronic respiratory failure, severe Crohn's disease, severe ulcerative colitis. The above 28 critical illnesses are the diseases listed in the "Specifications for the Use of Disease Definitions in Critical Illness Insurance 2020 Revised Edition" formulated by the Insurance Industry Association.

In addition, 72 major diseases were added by insurance companies, such as severe cardiomyopathy, chronic pulmonary failure, severe multiple sclerosis, severe pulmonary alveolar proteinosis, etc. Bidou.

Hepatitis, tuberculosis included.

en included.

Kiss you with Li Hao, Zhongan Insurance 6 million medical insurance insurance 1, general medical care: including inpatient medical treatment, special outpatient and outpatient surgery protection. For general medical treatment, there will be a deductible of 10,000 yuan, and the maximum annual benefit amount is 3 million; If there is social security reimbursement, then the policy can achieve 100% reimbursement; If there is no social security reimbursement, then 60% will be reimbursed.

2. Critical Illness Tongyan Medical: It includes protection for 100 critical illnesses and 121 rare diseases, with a maximum annual insurance amount of 6 million; The reimbursement rate is the same as for general medical care. 3. Other guarantees:

Zhong'an's critical illness insurance is all consumer-oriented, and you can send me a private message for details, or Wenzhou insurance consultant Ye Junshuai.

Summary. Dear, I'm glad to answer your <>

The diseases covered by Zhongan Insurance are as follows:1Cancer:

Various malignant tumors, such as lung cancer, gastric cancer, breast cancer, etc.; 2.Cardiovascular and cerebrovascular diseases: coronary heart disease, angina, cerebral infarction, cerebral hemorrhage, hypertension, etc.; 3.

Digestive system diseases: hepatitis, cholelithiasis, pancreatitis, gastric ulcer, etc.; 4.Respiratory Diseases:

Asthma, bronchitis, tuberculosis, etc. <>

What diseases are covered by Zhongan Insurance in <>.

Can diabetes be reimbursed.

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The diseases covered by the Grandson Pian Insurance are as follows:1Cancer:

Various malignant tumors, such as lung cancer, gastric cancer, breast cancer, etc.; 2.Cardiovascular and cerebrovascular diseases: coronary heart disease, angina, cerebral infarction, cerebral hemorrhage, hypertension, etc.; 3.

Digestive system diseases: hepatitis, cholelithiasis, pancreatitis, gastric ulcer, etc.; 4.Respiratory disease Chang fibrosis Nai Kai imitation:

Asthma, bronchitis, tuberculosis, etc. <>

<> diabetes is not reimbursed.

Dear, diabetes can be reimbursed.

Diabetes insurance.

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The diseases covered by Zhongan Insurance are: 5Nervous System Disorders:

Parkinson's disease, Alzheimer's disease, meningitis, etc.; 6.Immune system diseases: rheumatoid arthritis, systemic lupus erythematosus, etc.; 7.

Diseases of the endocrine system: diabetes, thyroid diseases, etc.; 8.Genitourinary Hail Diseases Loud:

nephritis, kidney stones, prostatitis; 9.Diseases: psoriasis, eczema, hives, etc.

Diabetes can be reimbursed, and this insurance includes diabetes.

Diabetes reimbursement for diabetes is not to buy diabetes insurance.

Dear and Kiss, Zhongan Insurance's diabetes reimbursement plan is a health insurance service for people who already have diabetes.

Summary. For example, if you apply for Zhongan Million Medical Insurance, this is to protect all diseases, as long as the medical expenses incurred reach the deductible or above, you can apply to the insurance company for reimbursement. 1. From the scope of protection:

The protection of Zhong'an Million Medical Insurance includes general medical insurance, with an insured amount of 3 million; Critical illness medical insurance with an insured amount of 6 million and 0 deductible for critical illness; It also includes special outpatient services, outpatient surgeries and other benefits. 2. Reimbursement restrictions: Zhong'an million medical insurance is limited to the general department of secondary and above public hospitals.

There is no limit to social security reimbursement, 100% reimbursement after social security reimbursement, and only 60% reimbursement if there is no social security reimbursement. 3. Provide medical expenses in advance: value-added services such as green channel for medical treatment and postoperative home care.

Hello, Zhongan Insurance, is the name of an Internet insurance company, this is the insurance company Qingchang Ransi. Only if you apply for a specific type of insurance, you can protect the disease, for example, you quickly apply for millions of medical insurance, which is to protect all diseases, as long as you are reimbursed by medical insurance, the part of your self-payment exceeds the deductible of the false reputation, you can apply to the insurance company for reimbursement.

For example, if you apply for Zhong'an Million Medical Insurance, this line is to protect all diseases, as long as the medical expenses incurred, Damin can apply to the insurance company for reimbursement only if the deductible is above. 1. From the scope of protection: the protection of Zhong'an Million Medical Insurance includes general medical insurance, with an insurance amount of 3 million; Critical illness medical insurance with an insured amount of 6 million and 0 deductible for critical illness; It also includes special outpatient services, outpatient surgeries and other benefits.

2. Reimbursement restrictions: Zhong'an million medical insurance is limited to the general department of secondary and above public hospitals. There is no limit to social security reimbursement, 100% reimbursement after social security reimbursement, if there is no social security reimbursement, then only 60% will be reimbursed for bridge belt training.

3. Provide medical expenses in advance: value-added services such as green channel for medical treatment and postoperative home care. 4. Underwriting company:

The state stipulates 25 kinds of major diseases:

25 major diseases.

These 25 critical illnesses are included in the critical illness insurance products of different insurance companies. The types of critical illnesses added to the 25 types of critical illness insurance products will be different.

Answer: Hello, the top ten diseases include: (1) Heart disease is the main disease in North America, Europe, and Oceania, especially the elderly are most threatened by this disease, and 750,000 people die from this disease every year in the United States alone. (2) Malignant tumors have not found a specific method in the pain of more than 100 different lesions.

3) Cerebrovascular lesions are seriously harmful to the elderly. (4) Gastroenteritis (including dysentery): This disease has a high mortality rate in underdeveloped countries and regions. (5) There is no special prevention and method for epidemic and pneumonia, and the incidence of pneumonia occurs all over the world, especially in South American countries such as Chile and Mexico.

6) Bronchitis (including emphysema and wheezing), smoking, dust, air pollution and allergenic factors in the environment contribute to the occurrence and development of the disease. (7) Diabetes mellitus is more common in developed countries, and there is no best solution. (8) Liver cirrhosis** has been associated with excessive alcohol consumption and deficiency of certain vitamins.

9) Tuberculosis threatened the whole world in the 19th century, and although it can be controlled, it is still on the rise. (10) Infectious diseases and trauma, especially in underdeveloped countries, have a high mortality rate among children.