Will my Ping An Insurance be fully refunded 5

Hello: You are hesitant period to surrender, the company should deduct the cost of 10 yuan, the rest of the full refund, if it is the problem of the company's handling personnel, this is the company's handling of personnel in the work of the mistakes, hesitation period surrender, the general handling personnel are to deal with the first time, you can call ** complaint insurance company personnel, you can also negotiate directly with the handling personnel, see how he helps you deal with it.

Hello, the surrender during the hesitation period can be refunded in full! However, if the surrender is not completed due to the personal force majeure. That may not be fully refundable.

You can call 95511 and ask what your situation is. You can also negotiate directly with the handling staff.

According to the insurance company's preservation regulations, the preservation work must be completed within three working days, and the signing date is within the hesitation period, which is the hesitation period surrender. The insurance company is liable for the delay caused by the insurance company.

Hello, if you surrender the policy within the cooling-off period, it is possible to refund in full. In fact, you and the policyholder go to the company's business hall to handle the surrender of the policy, and the money should be credited to your designated account after 3 working days.

Hello! This is the responsibility of Ping An Company, and it can be fully refunded by the insurance company! If you refuse to refund, you can apply to the local arbitration commission for arbitration, or you can complain to the CIRC!

Hello friends, within 10 days of the customer's signing of the policy receipt, it is a hesitation period, and if the policy is surrendered at this time, the cost of 10 yuan will be charged, and the rest will be refunded in full. Please rest assured that this is the right of customers, and Ping An has always put the interests of customers first. Wishing happiness and peace.

If you surrender the policy, it will be refunded in full if it is made within 10 days. And the procedure is very simple and fast. I wonder why it took so long for you to do it yourself this time?

What did the people at the counter say at the time? Why wasn't the refund successful at that time? You can negotiate with the company, if not, then complain to the CIRC.

Hello: It's a pleasure to serve you. I would like to ask you how you applied for insurance.

Now Ping An customers can choose to surrender the insurance directly in the salesman's marketing, or they can bring the original ID card to the local Ping An business outlets! It is recommended that you call 95511 to inquire with Ping An's customer service**. See if your salesman can help you go through the surrender procedures, if not, you can make a complaint!

If you have any questions in the future, please feel free to contact me. Because of professionalism, so trust. I wish you and your family a safe, healthy and happy life!

After the cooling-off period, there is no way to get a full refund. I don't know what type of insurance you buy? If you don't want to pay the fee if you don't want to pay the universal insurance, you can apply for a reduction payment.

Hello! As long as you apply for surrender within the cooling-off period, your benefits will not be affected.

Hello! As long as you surrender your policy within the 10-day hesitation period, your benefits will not be affected.

Hello! If you have to sign a document when you surrender the insurance, you can use that as a basis, and if you don't perform, you can directly go to the Insurance Regulatory Commission to complain to him.

Hello! As long as it is still within the cooling-off period, it can be refunded in full.

Hello! I'm glad to serve you, I'm a salesman of Ping An Life Hunan Branch of China, if it's the company's reason for your situation, then you can ask for a full refund.

Find the salesman who handles it for you to negotiate, if it is caused by the salesman, it should be borne by him.

Hello! You can call 95511 to ask or go to the local safety counter to see what the result is, with the date of your first surrender, didn't you fill in the documents? Ask the counter staff what is going on?

Did you bring the policy with you to go through the surrender procedures when you applied? If it is handled, the surrender will be successful.

That's impossible, as long as the hesitation period has passed.

The CIRC applies for the right to defend the right to see the quality of the service, and there is nothing to say!

Hello! You can call 95511 to inquire whether you want to go through the surrender procedures within the cooling-off period. What type of insurance do you buy? Let us advise you. Peace be upon you!

I don't think it's the right place to go!!

Ping An surrender insurance can enjoy full surrender during the cooling-off period.

The hesitation period is generally 20 days, which is calculated from the date the policyholder receives the insurance contract. During the cooling-off period, the policyholder can refund the entire premium paid as long as he wants to surrender the policy for any reason.

If you surrender the policy during the cooling-off period, it is important to note that if you are unable to receive the policy in time due to special circumstances, it is best to notify the insurance company in advance. After receiving the insurance policy, you must fill in the policy acknowledgment in person and indicate the date, because the insurance company's determination of the cooling-off period is calculated based on the date of receipt. The policyholder must carefully read the terms of the insurance, and ask the **person in time to avoid misinsuring the content if he does not know enough or understands the content that is biased.

If the salesman makes false publicity, high-yield promises, etc., and participates in the insurance purchase under inducement circumstances, even after the hesitation period has passed, the insurance policy can be surrendered in full during the insurance period, but relevant valid evidence needs to be provided. If the insurance company does not induce the insurance or fails to provide relevant proof, after the cooling-off period, Ping An Insurance Company will not surrender the policy in full.

Ping An Insurance surrender can be applied for surrender within the cooling-off period for a full refund.

The cooling-off period means that within 10 days after receiving the insurance contract, if the policyholder does not agree with the content of the insurance contract, the policyholder can return the contract to the insurer and apply for cancellation. During this period, the insurer agrees to the policyholder's application, rescinds the contract and refunds the entire premium received. In the case of surrender during the cooling-off period, the insurance company shall refund all premiums paid by the policyholder and shall not charge any other fees, except for the cost of not exceeding 10 yuan.

If you surrender the policy during the cooling-off period, you must pay attention to the following points:

1. First of all, if you cannot receive the policy in time due to special circumstances, it is best to notify the insurance company in advance;

2. Secondly, after receiving the insurance policy, be sure to fill in the policy receipt in person and indicate the date. The determination of the cooling-off period by the insurance company is calculated based on the date of receipt;

3. Again, the policyholder must carefully read the terms of the insurance and ask the first person in time to avoid misinsuring.

Refunds are available, but not necessarily in full. Ping An Insurance will handle the surrender of the policy according to the customer's request, but the loss of the surrender shall be borne by you. Either surrender the policy during the hesitation period, or understand the guarantees, premiums, and terms of the insurance you want to purchase before purchasing the insurance product.

Try not to surrender after purchasing. Your surrender is a breach of contract, and you won't get much money. As for how much money can be refunded by Ping An Insurance, you can contact ** business or consult Ping An customer service to help you calculate how much money you can refund, but it is recommended not to surrender the insurance easily.

Extended Materials. 1. Ping An Insurance Surrender Process:

1. Call the transfer manual service to surrender the policy.

2. Go to the company's counter to surrender the policy.

Surrender refers to the termination of the legal relationship determined in the contract and the return of the cash value of the insurance policy by the insurer upon the application of the policyholder and the insured and with the consent of the insurer when the insurance contract is not fully performed. In accordance with the Insurance Law of the People's Republic of China and the provisions of this contract. During the insurance period, the policyholder can apply for a surrender of the policy.

Surrender can be divided into hesitant surrender and normal surrender.

II. Requirements and Procedures for Surrender.

Applicants are eligible to apply for surrender. If the insured applies for surrender, the written consent of the policyholder must be obtained, and the policyholder must clearly state who will receive the surrender money. If the applicant has paid less than the date from the beginning of the insurance liability to the date of termination of the insurance liability, the insurer will refund the remaining premium to the policyholder after two years after receiving the premium.

3. The surrenderer shall provide the following documents when applying for surrender.

If the insured requests to surrender the policy, the applicant shall provide a surrender application with the written consent of the insured. The insurance policy and proof of the last payment provided by the surrendering party to prove that the contract was formed. The identity of the insured.

If the applicant or the insured entrusts another person to handle the application, the power of attorney of the applicant or the insured and the identity document of the principal shall be provided.

How can the insurance company lose, if the policy is surrendered, it will not be a full surrender, it is necessary to pass partial compensation, that is, partial surrender, and cannot be surrendered in full, so it can only be partially surrendered.

Ping An Insurance can be fully surrendered in the case of surrender within the hesitation period, and there are non-compliance in the policy. 1.Surrender during cooling-off period:

If the policyholder surrenders the policy within the hesitation period agreed in the contract, the insurance company will refund all the premiums after deducting the cost of production; 2.There is non-compliance in the insurance: If there is evidence that the **person has the following illegal sales behaviors when he applies for insurance, he can surrender the insurance in full:

There is an act of signing on behalf of others; In the sales process, there are money refunds or gifts.

I think you can get a refund, but in this case, you definitely can't get a full refund.

The early surrender of insurance products is based on the cash value of the policy, and under normal circumstances, the cash value of the policy is lower than the sum insured, and the early surrender will result in the loss of principal.

I can help you answer that.

Can Ping An Insurance be surrendered? I don't know why you ask such a question, in my concept, insurance is rarely refunded, even if the family encounters something that needs money urgently, you don't have to return, you can use the policy loan. If you surrender the policy, it is impossible to refund the full amount, unless it is still within the cooling-off period, you will have to deduct a part of the money, which is not cost-effective.

I suggest that you consider carefully, you can also call the Ping An Life Consumer Rights Protection Direct Hotline 4001666333 consult, it is dedicated to serving life insurance customers, providing 7*24 hours online service. Anyway, I think it's too cost-effective to surrender, so I advise you to be cautious.

If Ping An Insurance wants to refund the full amount after surrendering the policy, the user should apply for a refund within the insurance hesitation period before the full amount can be refunded. Generally speaking, the hesitation period of the insurance is between 10 and 15 days, during which the insurance company will surrender the insurance in full in addition to a certain amount of insurance contract cost.

Ping An Insurance can be surrendered at the offline business hall of the insurance company. The policyholder needs to call Ping An Insurance's customer service**, first submit a surrender application to the insurance company, and ask the nearest business outlet of the insurance company. Then, the policyholder brings the policy, bank card, valid payment voucher and other surrender materials to the insurance company's counter.

Among them, the payment voucher requires the policyholder to provide a receipt or invoice for the last payment of insurance premiums. After arriving at the counter, the policyholder needs to fill in the surrender application form and submit the materials to the review window designated by the insurance company. Then, under the guidance of the staff, the policyholder terminates the insurance relationship between the two parties with the insurance company, and waits for the insurance company to return the insurance money after the insurance company's review is completed.

Under what circumstances can Ping An Insurance be fully surrendered?

1.In addition to the full surrender during the hesitation period, after the hesitation period, if the ** person has violated the rules in the sales process, the policy can also be surrendered in full;

2.If the person has inducing or misleading behavior, such as exaggerating the income and claims of insurance products, etc., if there is evidence to prove the existence of the person's audio or video recordings, chat records, etc., which can be used as evidence of full surrender;

3.In the case that he does not know, the ** person has the act of signing on behalf of the person, and can provide the note comparison certificate to request the full surrender of the insurance;

4.**If there is a return or gift during the sales process, you can request a full surrender of the policy.

Although insurance is not a panacea, it is a guarantee that can bring peace of mind. I would like to remind you here that it is best not to surrender the policy unless it is a last resort. First of all, there will be financial losses when you surrender the policy, and secondly, if you want to re-insure, the premium will get higher and higher as you get older, and you may be rejected by the insurance company due to changes in your physical condition or exceeding the prescribed age, so you must be cautious.

What is Surrender?

Surrender means that when the insurance contract is not fully performed, upon the application of the policyholder, the legal relationship determined by the contract between the two parties is terminated, and the insurance company returns the cash value of the insurance policy in accordance with the Insurance Law of the People's Republic of China and the contract.

There are two situations: one is to surrender the policy during the cooling-off period; The second is to surrender the policy outside the hesitation period. During the hesitation period, Ping An Insurance usually supports full surrender, but will deduct 10 yuan of production cost.

If the policy is surrendered beyond the cooling-off period, Ping An will refund the cash value of the insurance policy within 30 days from the date of receipt of the application and relevant supporting materials.

The so-called cash value of the policy is the residual value that can be obtained by giving up the policy. Cash value of the policy = premiums paid by the policyholder Operating costs The risk premiums that the insurance company has borne + the interest accrued on the remaining premiums. Only long-term insurance has a cash value, and one-year consumer insurance has no cash value.

The cash value of long-term insurance is low in the early stage, and surrendering the policy after the hesitation period will face a large loss, which is very uneconomical.