What is co ownership? What is co ownership

Housing with common property rights refers to the policy commercial housing that provides policy support, is developed and constructed by the construction unit, and the sales are lower than the level of commercial housing of the same location and quality, and the right to use and dispose of it is limited, and the implementation of the policy commodity housing with the buyer according to the share of property rights.

To put it simply: a house that is jointly owned by an individual.

Let's take a look at the difference between co-ownership housing and commercial housing:

First, the way to get land.

The land for the construction of co-ownership houses is a transfer method of "limited house price and competitive land price", and there are restrictions on the average price of the house at the time of auction, which is generally much lower than that of commercial housing. There are also restrictions on the auction of commercial housing land, but not all of them are sold in this "limited competition" way.

2. Property rights. Co-ownership housing, as the name suggests, is the joint ownership of property rights, and the house rental should be shared with the corresponding proportion of profits, and the buyer can redeem the property right after living for a period of time.

The property rights of commercial housing are all owned by the buyer.

3. Conditions of Purchase.

The conditions for co-ownership housing are much stricter than those for commodities, and in addition to meeting the purchase restriction policy, other conditions must be met before they can be purchased. Commercial housing, on the other hand, only needs to respond to most policy trends.

4. Assignment. Co-ownership housing can only be transferred after 5 years, after which either an agency will purchase the buyer's share, or the buyer will transfer the share at the market price to a family that meets the conditions for applying for a co-ownership house. The transfer of ordinary commercial housing does not require 5 years.

What is a condominium home?

Co-ownership: Co-ownership affordable housing.

1. Co-ownership refers to the fact that there are two or more rights subjects in a real estate property, that is, co-owners, and in practice, there are two or more rights of co-ownership and co-ownership.

2. Co-ownership by shares means that the co-owners enjoy certain interests in the co-owned real estate and bear the corresponding obligations according to the size of their shares; Co-ownership of a dissolved brigade means that two or more rights holders enjoy the same rights and assume equal obligations for all the jointly owned real estate. Co-ownership, as the name suggests, the buyer and ** share the property rights of the house.

1. The property rights of the common wisdom of the elderly refer to the fact that there are two or more rights of the real estate of the former Lasheng family, that is, the co-owners, and in practice, there are two or more rights of the co-owners, which are divided into co-ownership and co-ownership.

2. Co-ownership by shares means that the co-owners enjoy certain interests in the co-owned real estate according to the size of their shares, and bear the corresponding obligations; Co-ownership means that two or more rights holders enjoy the same rights and assume equal obligations for all the jointly owned real estate. Co-ownership, as the name suggests, the buyer and ** share the property rights of the house.

Housing with common property rights, that is, ** and the buyer jointly bear the housing construction funds, and the amount of funds of the co-owners and the rights and obligations in the process of withdrawal in the future are specified in the contract when allocating; When exiting, the buyer can only get the realization of the amount of his own assets, so as to realize the closed operation of the guaranteed housing, and the co-ownership housing will play a positive role in transforming the naughty mining and control of real estate.

In 2007, Huai'an City, Jiangsu Province, was the first in the country to propose co-ownership housing; At the end of 2009, Shanghai also began to implement pilot projects for co-ownership housing in Xuhui and Minhang districts.

On December 21, 2020, Wang Menghui, Minister of Housing and Urban-Rural Development, said that it is necessary to accelerate the construction of a housing security system with affordable rental housing and co-ownership housing as the main body.

Operation method: The main method of co-ownership housing is to transfer part of the land transfer income from the local government, and then sell it to the families who meet the conditions of the model at a lower level; At the time of placing, the target of protection signs a contract with the local **, stipulating the share of property rights of both parties, the conditions for the future listing and transaction of the affordable housing and the distribution share of the proceeds.

The practice of co-ownership is to set the property rights first, because there is no room for profit, and avoid the problems of "driving a BMW to live in an affordable house" and "drawing lots for affordable housing for six consecutive numbers". Depending on the degree of difficulty, there can be different proportions of property rights. It has opened up the loan assistance channels for banks and provident fund loans, so that the applicant group can buy houses more conveniently.

**The ratio of ownership to home buyers is the focus of co-ownership housing and the room for future adjustment. In the pilot areas, the adjustment mechanism for the proportion of shared property rights has been continuously optimized, and the proportion of individual capital contribution can be freely chosen by home buyers according to their family's ability to pay. <>

What is co-ownership?

1. Co-ownership refers to the fact that there are two or more rights subjects in a real estate, that is, co-owners, and in practice, there are two types of co-ownership and co-ownership.

2. Co-ownership by shares means that the co-owners enjoy certain interests in the co-owned real estate and bear the corresponding obligations according to the size of their shares; Co-ownership means that two or more rights holders enjoy the same rights and assume equal obligations for all the jointly owned real estate. Co-ownership, as the name suggests, the buyer and ** share the property rights of the house.

What is co-ownership?

1.Co-ownership refers to the fact that there are two or more rights subjects in an immovable property, i.e., co-owners. In practice, it is further divided into co-ownership and co-ownership.

2.Co-ownership by shares means that the co-owners enjoy certain benefits and bear corresponding obligations for the jointly owned immovable property according to their own shares; Co-ownership means that two or more rights holders have equal rights and assume equal obligations to the jointly owned immovable property. Co-ownership, as the name suggests, is shared by the buyer with **.

Co-ownership of property rights refers to the fact that there are two or more rights subjects in an immovable property, that is, co-owners. In practice, it is further divided into co-ownership and co-ownership. The former refers to the fact that the co-owners enjoy a certain amount of income and bear corresponding obligations for the jointly owned immovable property according to their own share.

The latter means that two or more rights holders have equal rights and assume equal obligations for all the immovable property in common. "Co-ownership housing", that is, when low- and middle-income families with housing difficulties buy a house, they can jointly own the property rights of the house according to the proportion of individual and ** contributions.

Co-ownership means that the property right of the house is not exclusive to the individual, but the property purchased by multiple people in partnership, so that many people jointly own the property rights of the house.

Co-ownership means that the property right of the house is not exclusive to the individual, but the property purchased by multiple people in partnership, so that many people jointly own the property rights of the house.

There are two main types of property rights: the first is co-ownership by shares, and the second is co-ownership.

According to the relevant laws and regulations of our country, for this kind of house purchase, the buyer can decide the form of property rights distribution.

If you buy a house in the form of co-ownership, you should allocate the proportion in advance and indicate it on the real estate certificate. If you buy a house in common ownership, then the buyer has the same rights and interests in the property.

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The property rights are as follows:

The property rights are shared and quietly belong to the fact that the property rights of the house are not owned by individuals alone, but the real estate that everyone buys together, and everyone owns the property rights of the house together. There are two types of co-ownership of property rights, one is co-ownership by shares and the other is co-ownership. According to the relevant laws and regulations of China, for this kind of house purchase, the buyer can choose the property rights distribution method.

If you buy a house on a share-by-share basis, you need to allocate the proportions in advance and indicate it on the real estate certificate. In the case of a co-ownership purchase, the buyer has the same interest in the property.

The process of conveyancing a co-ownership property.

1. Both parties to the real estate transaction shall bring the house sale contract, the identity certificates of both parties, the family household registration book, and the original house ownership certificate to the real estate registration window of the real estate transaction center to go through the transfer procedures, and at the same time declare the real estate transaction**.

2. The real estate transaction management center will evaluate the real estate ** declared by the applicant.

3. The buyer of the real estate transaction shall pay the real estate deed tax to the local tax department, and the seller shall pay the business tax and personal income tax, and then bring the relevant fee receipt to the real estate transaction management center, and then continue to pay the real estate transaction fee and production cost.

4. Wait to receive a new house ownership certificate.

5. After receiving the new house ownership certificate, the buyer shall go to the land and resources management department to go through the procedures for changing the land use right with the certificate.

Co-ownership refers to the fact that there are two or more rights holders of a real estate, i.e., co-owners, and in practice there are two types of co-ownership and co-ownership.

The former refers to the fact that the co-owners enjoy certain interests in the co-owned real estate according to the size of their own shares, and bear the corresponding obligations; The latter means that two or more rights holders enjoy the same rights and assume equal obligations in respect of all the jointly owned real estate.

The full name of co-ownership housing is co-ownership affordable housing, which refers to a real estate with two or more rights subjects, i.e., co-owners, and in practice, it is divided into co-ownership and co-ownership. The former refers to the fact that the co-owners enjoy the interests of the co-owned real estate according to the size of their own shares, and bear the corresponding obligations; The latter means that two or more rights holders enjoy the same rights and assume equal obligations in respect of all the jointly owned real estate.

Precautions for property transactions

If the co-ownership house needs to be traded again, it is restricted, and if it is purchased for less than 5 years, the share of the house is not allowed to be transferred according to the national regulations. That is to say, if you want to ** co-ownership housing, it must be five years after **, as a buyer, if you encounter a co-ownership housing transaction, you must be clear about this time boundary. In addition, the respondent to the transfer must be other families who meet the conditions for the purchase of the co-ownership house, and the proportion of the property rights of the transferee remains unchanged.