How to refuse a friend s loan without hurting your peace

Hello, I'm quite embarrassed by this question. Now the feelings are all fading, and some have even become enemies from friends, just because of the loan money hurt the harmony. In fact, now borrowing money depends on the person, if the character is not good, not only will the relationship hurt, but it is also possible that the money will not be returned.

Therefore, you must be cautious about borrowing money now, in fact, whether you borrow or not, between real friends, friends will always be friends, and it will not affect the relationship. If your real friend may be embarrassed to ask you to borrow money, some may find that your friend is in trouble and take the initiative to lend it to your friend. So sometimes you don't have to worry too much about borrowing money.

If you borrow it, you should help, and if you don't borrow it, you should be, and your friends will understand you.

Nowadays, there are a lot of things that hurt feelings because of borrowing money, and we must be cautious when encountering such things. In short, when it comes to borrowing money, it's good to do what you can. Borrowing money is also for a better relationship with friends, not for hurting friends.

Therefore, according to your own ideas, if you don't want to borrow, you can't help, and your friends should understand you, and your true friends won't hurt you because of money, so you don't have to think too much, don't be too embarrassed. Hope it helps!!

At this time, it depends on the reason you choose, for example, what kind of problems you have encountered in reality, or who borrowed your money, and now you don't have to wait to find a random reason to refuse.

You can tell her about the current difficulties, and you don't need to say that your friends will probably understand the dilemma that you don't want to borrow money.

To know why your friends are borrowing money, you shouldn't always stop borrowing such money.

How do you refuse to borrow money from friends and family? Learn these 3 sentences to solve your troubles without hurting your anger.

1.Direct refusal: Tell the other person directly that you don't have any extra money to lend them for the time being, and you don't need to give much explanation.

3.If you can't borrow money, but you can offer other help, such as finding a job or providing other resources, you can offer it.

4.Tactful rejection: You can express your rejection with euphemism, such as "I'm sorry, I can't lend you money right now, I hope you understand." ”

5.Suggest other ways to borrow: If you really can't borrow money, but know of other ways to borrow, you can suggest that the other person try other methods.

Tell him he doesn't have any money. Own money ****, saved regularly and so on. As long as you don't want to borrow, you can always find reasons and excuses, depending on whether you are willing to say it or not.

Don't hesitate to refuse, you can simply say what your money is used for and inform the situation. Tell your friend that it's hard for you to borrow money right now, but you can help in other ways.

In fact, you can also directly tell your friends that you don't have any money, and if the other party turns around, it means that the relationship with you is not particularly good, and there is no need to borrow money.

You can tell your good friend the truth, and tell the other party that you really don't have so much money to lend to each other now, so that you can get the understanding of your good friend.

How do you refuse to borrow money from friends and family? Learn these 3 sentences to solve your troubles without hurting your anger.

Under normal circumstances, the other party himself is really in a hurry, to open to you, this social society, unless you are also using, and there is no money, otherwise more than half of it is impossible to refuse, now he is looking for you to borrow money, you don't borrow, in the future you can not borrow money from others, you can lend less, even if you lack this part of the money, it will not affect your normal life, the IOU must be written by the other party, you can go to the IOU to say, you can write an IOU, it is more worry-free and effort-saving.

You can make excuses for yourself by saying that you need money urgently.

Borrowing money from others is actually a matter of helping others, of course, it is also a matter of your affection and wishes, if we refuse, there is actually nothing wrong, but too direct refusal will undoubtedly hurt the face of others, so at this time, we should still be tactful.

For example, when someone borrows money from us, we can make excuses for ourselves, highlight our difficulties, and say that we are currently going to buy a house or do something, and we urgently need money, so that the borrower will not continue to embarrass us. Of course, the purpose of this is actually to maintain feelings, not only to not damage their own interests, but also to save everyone's face.

The scope of borrowing money is very wide, relatives and friends are the objects of borrowing money, friends borrow the most money, but there are many people who borrow money and do not pay it back, most of them are embarrassed to open their mouths after borrowing money, and over time this money becomes a debt that will not be returned. This has become a phenomenon that many people do not realize is wrong.

Refusing to borrow money from someone can be a tricky one, especially if the person borrowing money is your friend or family member. However, there are certain tricks to refusing to borrow money, and below I will detail how to decline someone to borrow money gracefully.

1.Turn reactive into proactive.

When someone borrows money from you, you can say, "I'm sorry, I'm having a bit of a hard time right now, and I'm not going to lend it to you." In this way, you can not only let the other party know that you are also in difficulty now, but also turn the passive into the active, and borrowing money will not become the envy of others for you, but a process of help that you take the initiative to offer.

2.Reveal your reasons.

You can tell the other person your reason, such as that you are saving up money to pay for a camping trip, or that you are saving up to buy a new computer. That way they will understand why you are saying no and not feel meaningless or apathetic.

3.Categorically refuse, not vaguely.

When you decline someone's request, it's best to make it clear that you can't borrow money rather than be vague or don't actually respond. If someone feels uncertain or euphemistic language, the problem will persist, which will only make you feel more troubled.

4.Other methods are suggested.

If you can't borrow money, but do want to continue to help others, you can consider other ways to help. This includes providing some helpful advice, introducing them to others who can borrow money, or providing some reference books and courses that can help them face their problems head-on.

5.Don't be embarrassed.

Finally, don't feel embarrassed or guilty because you can't borrow money from others. Everyone has their own principles and values, and no one can force you to do things that you are uncomfortable with, and it is normal for others to know that your limits are normal.

Overall, refusing to lend money to others is a sensitive and important issue. In the face of this situation, you need to consider your own interests and decisions, and respect the choices and help of others while accurately expressing your thoughts and emotions.

1. Make excuses for yourself, saying that you are currently in a hurry to borrow money from others is actually a matter of helping others, of course, it is also a matter of your willingness, if we refuse, there is actually nothing wrong, but too direct refusal will undoubtedly hurt the face of others, so at this time, we should still be tactful. For example, when someone borrows money from us, we can make excuses for ourselves, highlight our difficulties, and say that we are currently going to buy a house or do something, and we urgently need money, so that the borrower will not continue to embarrass us. Of course, the purpose of this is actually to maintain feelings, not only to not damage their own interests, but also to save everyone's face.

2. Saying that the family's money can't be the master of their own money, and they have to ask others for instructions to make excuses for themselves, which may be applicable to some ordinary situations, but it is not applicable in some cases, such as the person who borrowed money from you knows that you have spare money, it is obviously not applicable, and at this time, we can take another way of refusal, such as we can say to our friends who borrow money from us, and we can't be the master of the family's money, and it is not ourselves who manage the money. Of course, we also achieved our goal.

1: Tell a friend that you still owe money to others, this trick is the most absolute, friends borrow money from you, thinking that you will have a surplus to borrow from you, and when the other party knows that you not only do not have any remaining money, but also need to borrow money from others, it will be even more embarrassing to talk to you about borrowing money, and even feel ashamed.

2: When it is difficult to refuse head-on, you have to adopt a roundabout tactic, whether it is to change the subject or for another reason, mainly to use the turn of tone - gentle and persistent - never agree, but also not to tear your face. For example, offer sympathy or praise to the other person, and then give reasons for rejection.

Because the other party has psychologically shortened the distance between the two because of your sympathy, they are more able to accept your rejection with a "relatable" attitude.

3: Ask for help from others, first stabilize the borrower, and then use the excuse to go to the toilet and hide in the bathroom to call for help. You can ask your friends to call you, lie about an urgent matter and ask you out, and take advantage of the opportunity to slip away.

Remember to take the borrower out of the house and don't let him wait at your house. So as not to waste your efforts.

4: Before you borrow money, you must check the trust of the borrower, once you lend money to others, you have to believe him. Sometimes he can't decide when he can afford to pay you back, so don't keep urging him to pay back, which is more likely to hurt feelings.

If you know this, you might as well not lend it to the other party in the first place.

In interpersonal communication, we often encounter situations where others borrow money from us. Sometimes, we may be reluctant to lend money because of our own reasons or the purpose of the other party's borrowing. But how do you gracefully refuse someone to borrow money without hurting the other person's feelings?

First of all, we need to be clear about our attitude and why. Before refusing to allow someone to borrow money, we need to think about and analyze our own situation sufficiently. If we really can't or won't lend money, we need to tell the other person in a clear way.

At the same time, we also need to give our own reasons, such as our financial situation does not allow it, there are other plans to spend, etc.

Second, we need to use a gentle tone and manner when refusing. When refusing to borrow money, we can use the opening words such as "I'm very sorry" or "I'm sorry" to express our apologies and respect for the other person's request. Then, we can explain our attitude and reasons in clear and concise language, while avoiding language that is too direct or hurts the other person's self-esteem.

Finally, we can come up with some other help or suggestions. Even if we can't lend money to the other person, we can give some help or advice in other ways, such as recommending other ways to borrow, providing financial advice, or helping to find other people who can help.

In conclusion, refusing to lend money to others is an issue that needs to be handled with caution. We need to be clear about our attitude and reasons, express them in a gentle and polite way, and offer some other help or advice. Only in this way can we maintain good interpersonal relationships while safeguarding our own interests, without hurting the feelings of others.