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Upstairs, what if you can't guess who is going to borrow money?
I think. He borrows money from you, you must have plenty of money, he borrows money from you, you can lend to him, but you can't say that he can give as much as he borrows. You have a mental ground, you find a reason to borrow less from him, and push the boat with the water.
It won't hurt the peace. If you are returned. It shows that he is a person who will be more credible.
The next time you borrow money, you will feel at ease, but you can't borrow it all, just like the first time. If he doesn't pay it back, then you'll feed the dog with your money. You can also see from the fact that you borrowed money, what is the character of this person?
It laid the foundation for your future dealings with him!
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Then you must be very rich, you can give to your friends without borrowing money, think about it.
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First of all, say to the person you think you want to borrow money from: Lend me some money, I've been pretty tight lately.
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Tell him you don't have any money, and don't let him know you have money.
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If the other person borrows money from you, you can say, "I'm sorry, I have a plan for my monthly expenses, and I sympathize with your current situation, but I really can't do it!" "In this way, it will be difficult for the other party to say anything, and he will not touch your soft nail again next time when he is in trouble again.
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If you spend all your money, others won't borrow from you, and you won't be angry!
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1. Quickly block it.
2. Pretend to be your own object.
When a friend who hasn't been in touch for a long time asks you to borrow money, and you don't want to lend it to him, you can pretend that it's not you, it's your daughter-in-law or girlfriend, etc.
For example: "Is my brother here, I have been short of money recently, can you lend me 10,000 yuan?" "I'm his wife, and it's cost a lot of money for my child to go to cram school recently, I'm afraid I won't be able to help this time, I'm really sorry." "It's okay, sister-in-law, the child's tutoring is important, I'll borrow it from someone else." ”
If you are not married, you can say that you are your girlfriend, so that you use another identity that you don't know very well, so that the other party is embarrassed, and you won't speak again.
3. Turn him into someone on the same front as you.
If the other party is not in urgent need of money, it is easier to borrow money from you because of lack of financial means. For example, if he complains, you will complain about it, talk to him for a while first, and turn him into your true friend. After taking care of the relationship before that, say what you refuse.
In this case, refusal will not hurt your friendship.
4. Give the other party a reason why you want to use the money.
When the other party says that a family member is sick and hospitalized and needs to borrow money, you say that a relative recently borrowed 30,000 yuan for surgery, and there is not so much money for the time being. If the other party says to borrow money to buy a house, you say that you want to buy a new car recently and are raising money. Anyway, no matter what the other party says, as long as you say that you have no money recently, or that the money has been used for financial management, and it will expire in a year, the other party is embarrassed to keep asking.
5. Indicate your current situation.
You can tell him about your current situation and difficulties, and show that you are also difficult. What kind of father is sick and needs money, and he also needs money when he finds a partner who is about to get married. In short, let him understand your situation. I can't affect my life by lending me money.
If it's a true friend, he can understand your situation, if it's those ordinary friends, no matter if you are thirty-seven or twenty-one, even if it affects your life, I will lend you money. You can rightfully refuse this kind of friend, and he is by no means your true friend.
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1. Start first, take the initiative to borrow money from a friend who may ask you to borrow money, let him know that your wallet is cleaner than your face, and know that you have no money, they must be embarrassed to speak.
2. Strive for sympathy, when you encounter borrowing money, don't refuse immediately, first ask him the reason for the lack of money, and then you say, brother, we both have the same disease, and we blame the wife for being tight, and when you comfort each other, he doesn't want to borrow money from you.
3. The fake show is really done, he insists on borrowing, that doesn't work, first promised, took him to the ATM, deliberately entered the wrong password, let the card be swallowed, and then pretended to be anxious and scolded, what is the situation, who changed my bank card password, the card was swallowed, and he didn't recruit it.
4. Propose a better candidate, after refusing to borrow money from a friend, give the other party a trick, such as so-and-so is a local tyrant, who just won 5 million, and it will be fun to borrow money from them, so that the other party feels that you are enthusiastic and want to help.
5. If you don't want to be borrowed, you have to know how to pretend to be poor, let me teach you, send a steamed bun with chili sauce in the circle of friends**, and write below that you have to rely on this for the next month, not only no one will borrow money, maybe someone will invite you to dinner.
6. Be sure to borrow urgently and not from poverty, and if there is an emergency, you can lend it to him. If he often borrows from you, then it's better not to borrow from him.
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Make up an excuse to say that there is no money around, of course, don't talk too much, too much explanation is false.
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Use the method of refusal wisely.
1. Directly state the reason for refusal.
This method can only be used on true friends, if you really can't help, directly explain the reason, to get the other party's understanding, so that you and the other party's relationship does not break.
2. Complain about your misery to the other party.
When the other person borrows money from you, tactfully state your position and let them know what you have been doing recently and where your money has been spent. said that there is no spare money to borrow from the other party, such a refusal, not only do you not have to lend money to the other party, but you can also get the other party's understanding.
3. Using family and wife as an excuse.
Sometimes, using your wife as an excuse may not be a good idea. Let the other party know that the control of the money is not in your hands, but in the hands of your wife. How can someone who needs to apply for a fee from his wife even to buy a dress for himself have spare money to borrow from you, right?
Although she will be strictly controlled by others as a wife, the money is kept and the relationship is still there.
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Hello, I'm quite embarrassed by this question. Now the feelings are all fading, and some have even become enemies from friends, just because of the loan money hurt the harmony. In fact, now borrowing money depends on the person, if the character is not good, not only will the relationship hurt, but it is also possible that the money will not be returned.
Therefore, you must be cautious about borrowing money now, in fact, whether you borrow or not, between real friends, friends will always be friends, and it will not affect the relationship. If your real friend may be embarrassed to ask you to borrow money, some may find that your friend is in trouble and take the initiative to lend it to your friend. So sometimes you don't have to worry too much about borrowing money.
If you borrow it, you should help, and if you don't borrow it, you should be, and your friends will understand you.
Nowadays, there are a lot of things that hurt feelings because of borrowing money, and we must be cautious when encountering such things. In short, when it comes to borrowing money, it's good to do what you can. Borrowing money is also for a better relationship with friends, not for hurting friends.
Therefore, according to your own ideas, if you don't want to borrow, you can't help, and your friends should understand you, and your true friends won't hurt you because of money, so you don't have to think too much, don't be too embarrassed. Hope it helps!!
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At this time, it depends on the reason you choose, for example, what kind of problems you have encountered in reality, or who borrowed your money, and now you don't have to wait to find a random reason to refuse.
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You can tell her about the current difficulties, and you don't need to say that your friends will probably understand the dilemma that you don't want to borrow money.
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To know why your friends are borrowing money, you shouldn't always stop borrowing such money.
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How do you refuse to borrow money from friends and family? Learn these 3 sentences to solve your troubles without hurting your anger.
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Gracefully refusing to lend money to someone requires consideration of the other person's feelings, while also being firm in expressing one's position. Here are some suggestions:
1.Expressing gratitude: Shou Shuchang first wants to thank the other party for their trust in you. You can say, "Thank you for believing in me, I'm grateful." ”
2.Explain why: Be clear and concise about why you can't borrow money. For example: "I've been in a tight financial situation lately, and I'm afraid I won't be able to help you." ”
3.Offer advice: Offer other solutions whenever possible. For example: "Perhaps you may consider talking to your family to see if they can help you." I think they'll know more about you. ”
4.Show concern: Show that you care about the other person's situation and hope that they will solve the problem as soon as possible. For example: "I know you may be in need of help right now, and I hope you can fix this soon." ”
5.Take a firm stance: Be polite throughout the conversation, but also be clear about your decision. Avoid ambiguous expressions to avoid misunderstandings for the other party.
6.End the conversation: Finally, end the conversation in a kind way. "If you have any other questions, I'll do my best to help. Hopefully everything will get better soon. ”
In conclusion, gracefully rejecting someone to borrow money requires a firm stance while respecting the other person's feelings. By offering advice and showing concern, you can make the other person feel your kindness, which can reduce the negative impact of rejection.
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Asking someone to borrow money is a more personal matter, and you need to express your request appropriately and respect the other person's decision. Here are some appropriate ways to speak:
1.Say hello first: Say "Hello" or "Can you please listen to me for one thing?" ”
2.Indicate the reason: Explain the reason why you need to borrow money, such as "I have recently encountered some urgent matters and need some money to solve them." ”
3.Ask for help: Make a specific request to the other person, such as "If you don't know if it's convenient for you, can you help me borrow a sum of money?" ”
4.Provide a repayment plan to rotate: Show gratitude and promise to repay the loan on time, such as "If you are willing to lend me money, I will pay you back as soon as next month's paycheck is paid, which is really appreciated." ”
5.Respect the other person's decision: Don't force or urge the other party, such as "If you don't think it's okay, I understand your decision." ”
In short, borrowing money from others requires an appropriate tone, attitude and behavior to show your credibility and sincerity, so as to increase the other party's trust and willingness to cooperate.
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