What should I pay attention to if I want to open a pawn shop? What procedures need to be handled, an

Bring your ID! Friendly reminder: If MSI's pawn is not ready to be redeemed, it is not recommended to go to the pawnshop is not a ** center, nor is it a second-hand goods trading market, and the price given to you will not be higher than the price you sell directly with second-hand goods.

According to the different levels of pawnbrokers, i.e., the service objects of pawnshops and the purpose of loans, the basic types of pawnshops generally include the following three types. 1. Emergency pawn The purpose of pawn financing is to deal with emergencies, such as natural and man-made disasters, birth, old age, sickness and death. Most of these households are the general public.

In order to solve the urgent need, they often use their own gold and silver jewelry, household appliances and other pawns to deposit money to the pawnshop, because"If you are in a hurry, pawn it is the fastest"Therefore, emergency pawns are very popular with the people and belong to one of the public financing channels. 2. The purpose of investment-type pawn financing is to engage in production or operation, such as using money for business, adjusting positions on projects, etc. Such households are usually individual owners and some small and medium-sized enterprises.

They often use idle materials and equipment in their hands to take a certain amount of money from pawn shops, and then invest them in production or operation, turning dead things into living money, and taking advantage of the time difference in investment and financing to obtain obvious economic benefits. 3. Consumption-based pawn The purpose of pawn financing is neither for emergency nor to make money, but purely to meet some kind of living expenses, such as business trip pawn some travel expenses, travel pawn some pocket money. This kind of pawnbroker is usually a small number of wealthy people, who are not short of money, but they are very optimistic about the pawnshop's function of keeping pawn goods, so they often send valuables to the pawnshop before going out, asking for little money, just to keep the pawnshop safe.

Legal analysis: three certificates need to be applied: 1. The applicant shall apply for the "Pawn Business License" to the city (prefecture) level business where the pawnshop is to be established, which is generally the first examination at the municipal level and issued at the provincial level.

2. Apply for the "Special Industry License" at the local public security organ. 3. Apply for registration with the administrative authority for industry and commerce and obtain a business license.

Legal basis: Article 16 of the Measures for the Administration of Pawnbroking: After the applicant receives the "Pawn Business License", he shall apply to the local county-level people's ** public security organ for the "Special Industry License" within 10 days, and provide the following materials:

1) Application report;

2) "Pawn Business License" and a copy thereof;

3) Resumes and copies of valid identity documents of legal representatives, individual shareholders and other senior management personnel;

4) A certificate of no intentional criminal record issued by the county-level people's ** public security organ where the legal representative, individual shareholder and other senior management personnel are registered;

5) Pawnshop business premises and storage warehouse floor plan, building structure drawing;

6) Location distribution map of video recording equipment, protective facilities, safes (cabinets, warehouses) and fire-fighting facilities installation and installation;

7) Various public security and fire safety management systems;

8) Basic information on public security organizations or public security personnel.

1) There is a registered capital that meets the limit specified in these measures; The registered capital limit is 3 million yuan; For those engaged in real estate pawn business, the registered capital limit is 5 million yuan; Where engaged in the business of pledge and pawn of property rights, the registered capital limit is 10 million yuan. 2) Have a charter in accordance with laws and regulations; 3) There are business premises that meet the requirements and are shops facing the street. 4) There are management personnel and appraisers who are familiar with the pawn business; 5) There are two or more corporate shareholders, and the corporate shares are relatively dominant; The shareholder enterprise is an industrial company and has been established for more than three fiscal years; 6) Meet the requirements of public security administration in Article 9 and Article 10 of these Measures; 7) Meet the requirements of overall planning and reasonable layout.

Application materials 1, the establishment of the application (shall indicate the name, domicile, registered capital, shareholders and capital contribution, business scope, etc. to be established) and feasibility study report; 2. Articles of association, capital contribution agreement and capital contribution commitment; 3. Business rules, internal management systems and safety precautions; 4. Capital verification certificate issued by a legally qualified capital verification agency; 5. The resumes of individual shareholders, proposed legal representatives and other senior management personnel issued by the personnel department of the unit where the file is located, and the certificate of no record issued by the public security department at or above the county level; 6. A copy of the recent financial audit report and capital contribution ability certificate of the corporate shareholder issued by a qualified accounting firm (accounting firm of the Department of Commerce), the resolution of the board of directors (shareholders' meeting) of the corporate shareholder and the copy of the business license; 7. Natural persons shall provide bank (Chinese, agricultural, industrial, construction) receipts, confirmation letters, and copies of work resumes, recent ** and ID cards issued by their units or offices; 8. Valid proof of the place of business or the right to use the business premises that meet the requirements (the requirement is less than 3 years); 9. Notice of Pre-approval of Enterprise Name issued by the administrative authority for industry and commerce.

Pawnshops need to go through the following procedures:

1. According to Article 9 of the "Measures for the Administration of Pawnshops", the establishment of a pawnshop shall be approved by the local people's economic committee at or above the county level, approved by the provincial people's economic committee, and reported to the State Economic Commission for the record.

2. According to Article 10 of the Measures for the Administration of Pawnshops, the applicant for the establishment of a pawnshop shall submit the following materials:

1. Establishment application report (shall indicate the name of the institution to be established, the amount of registered capital and **, the domicile of the institution, the business scope and feasibility analysis of the institution);

2. Pawnshop charter;

3. Pawnshop business rules, internal management system and safety precautions;

4. Capital verification certificate issued by a legally qualified capital verification agency;

5. Resumes of the proposed legal representative and senior management personnel;

6. Valid proof of the property right or right to use the business premises that meet the requirements;

7. Notice of Pre-approval of Enterprise Name issued by the administrative authority for industry and commerce;

8. Other materials stipulated by the National Economic Commission.

To open a pawnshop, you need to apply for three certificates:

1. The applicant shall apply for the "Pawn Business License" to the city (prefecture) level business where the pawnshop is to be established, which is generally the first examination at the municipal level and issued at the provincial level.

2. Apply for the "Special Industry License" at the local public security organ.

3. Apply for registration with the administrative authority for industry and commerce and obtain a business license.

The indicators of each region are strictly controlled, and the corresponding indicators are given according to the local economic situation and market demand, so it is difficult to register.

If you want to do it in Mozhou, you will have to get at least 100,000 yuan.

There are three levels of registered capital of a pawnshop, corresponding to the corresponding pawnshop Fan Dan (3 million, 5 million, 10 million).

It is necessary to have qualified management personnel with appropriate qualifications for evaluation and storage of items.

There must be a fixed business place that meets the requirements.

The pawnshop shareholder must have at least 2 corporate shares.

Mandatory requirements for business premises:

1. Protective facilities are set up at the business counter.

2. Set up a pawn goods storage warehouse and safe (cabinet, warehouse) that meet the safety requirements 3. Set up an alarm device.

4. Protective facilities are set up on doors and windows.

5. Prepare necessary fire-fighting facilities and equipment in advance.

Legal analysis: To open a pawnshop, you need to apply for three certificates: 1. The applicant shall apply for a "pawn business license" to the city (prefecture) level business where the pawnshop is to be established, which is generally a preliminary examination at the municipal level and issued at the provincial level.

2. Apply for the "Special Industry License" at the local public security organ. 3. Apply for registration with the administrative authority for industry and commerce and obtain a business license.

Legal Department or basis:

Measures for the Administration of Pawnshops Article 7 An application for the establishment of a pawnshop shall meet the following conditions:

1) Have a charter that complies with the provisions of laws and regulations;

2) There is a minimum amount of registered capital in accordance with the provisions of these measures;

3) Have a business place that meets the requirements and facilities necessary for handling business;

4) There are management personnel and appraisal personnel who are familiar with the pawn business;

5) There are two or more corporate shareholders, and the corporate shares are relatively dominant;

6) Comply with the requirements of public security administration provided for in Articles 9 and 10 of these Measures;

Dressed as Lu Wu VII) meets the requirements of the state for the overall planning and reasonable layout of pawnshops.