How to confess to the family with a debt of 400,000

First of all, I would like to tell you in general, whether it is a credit card or an online loan, once it is overdue, it will be a compound interest calculation model to quickly increase unnecessary expenses, and there are high liquidated damages.

In fact, for such a long time, I have met many very wise cardholders, who have just overdue and know to plan their debts, and will not let the debts snowball bigger and bigger, in fact, the approach of these smart people is very simple.

First: Analyze the priority of debt, first credit card, then online loan, there is no doubt.

Second: "confess" to your family, because after the deadline, "various departments" will notify your family and confess to your family in advance, so as to avoid physical discomfort caused by your sudden arrears.

Third: according to your own situation, make a repayment plan, earn as much money as possible, and protect yourself through legal means. In this way, not only stop the loss, but also negotiate with the bank to reach a personalized repayment, stop the increase of various expenses, and avoid lawsuits.

Although it takes a lot of courage to confess, but the most direct way, the simplest, in fact, your family cares about you, don't be afraid, do it, go to confess and overcome the obstacles in your heart, remember that paper can never keep the fire, and avoid giving"various departments"If you disturb your family, it's safer to confess to yourself in advance.

Finally, I hope you can go ashore as soon as possible.

I've never been able to figure out why I should confess? The result of confession is nothing more than two outcomes, One is that your parents help you pay it back, and the other is that your parents can't do anything and can't eat or drink from now on, this is what you want to see? Or do you want to throw the mess at your parents, and you're selfish, unless your parents are capable, and your parents know how many pounds and taels they have, and if they don't have the ability, you don't need to tell them, tell them, and make them more worried, find your own way to solve your own business and take it upon yourself.

I've been in debt for more than 300,000 since last year because of failed investmentsMy wife didn't know that she had worked hard for more than a year. If you don't have the resolve to tell anyone, it's useless to tell anyone, and it's either going to drag someone into the water, or they're going to see you and stay away. If you are in debt, you must know your own feelingsBesides, it's not terrible to be in debt, it's terrible to not have a clear mind, and you can change it by doing three things

1. Since you can't repay the loan now, then you must let it go, People who have come to tell you that it's not a big deal, many times you scare yourself, you have to come to that point sooner or later, since this is already the case, it is better to face it calmly as soon as possible, you don't have to worry about it and don't have to think about death. (Credit card) You have at least 3 years and will not sue you, which means that it will not have any impact on your life, and you don't have to worry about other online loans, and some of them can even be repaid. Credit cards are at least 3 years old, not to mention online loans.

Live well and work well At most, the credit is rotten, and the rest has no effect.

Second, open source and reduce expenditure, must save, can not be lavishly Many young people are in debt because of lavish spending, at that time consumption is not distressed anyway is not their own money, when it is a headache, now to change their consumption habits, try to save as much money, it doesn't matter if you are in debt, give yourself two years, slowly change on the line, it is nothing more than two years of hard work, it does not even take two years to find a good opportunity,.

3. Find a side hustle to do together, in addition to the main business, you must have an extra income. ,That's how I came over,Last year's debt of more than 300,000,000 yuan, more than a year to pay off, I am the homepage plus the form of a side hustle, I did two side jobs Although it is very hard, but the debt is over, people will really be very relaxed. You have to take care of the things you cause, don't think about finding your parents or friends, you can't afford to make money, you don't have to worry too much about anyone who is asking someone else to go into the water, you don't have to worry too much about it, you should now sort out your head and find things to do well, and work hard to make money.

First of all, don't feel pressured to do your own work of courage and then calmly talk to your family. You can start chattering, and then get to the point, and when you talk about it, be calm and not panic, and prepare for the worst. But if you are gambling, taking drugs, or other serious things and going into debt, I advise you not to talk about it, and find a way to solve things by yourself, since you can do something bad, it means that you are an adult, and adults have to face problems and solve problems by themselves.

Instead of telling your family that you want your family to help you, if there is something else that you can't control and cause debt, you can say it as appropriate....Don't be afraid, don't hide since it happens, real family members won't see you if you are in trouble or not. Then again, think about what the consequences are before you do anything. Don't be reckless, hurt yourself and the people who care about you.

Sit down and confess, and figure out a solution together. If you can afford to pay off your debts, don't tell your family.

You didn't say what you did with a debt of 400,000, let's be honest, say it out in 1510, if your parents are not in good health, it's best not to say it first.

How to confess to the family with a debt of 400,000Then tell the truth, explain the reason for the debt to the family, and the family will forgive it, and then slowly earn money in the future!

Let's tell you the truth, 400,000 is not a small amount, when you say it, your family will definitely be angry, and you will say some ugly things, you must endure it, no matter what the result is, you will be more down-to-earth when you finish speaking.

No matter what the debt is for, 400,000 yuan, you must confess to your family, your family will help you tide over the difficulties, and you can earn money to repay your family in the future.

If you can grit your teeth and survive by yourself, you should work hard to pay it back little by little, and don't touch those things again.

If you really can't afford it, it's better to confess to your family than to fall deeper and deeper, only the family can pull you in difficult times, brother, cherish.

If you fail in business, I think your family will understand, but if it is gambling, you have to correct it and work hard to make money.

If you have a debt of 400,000 yuan, you must make it clear to your family, it is natural to repay the debt, and your parents will forgive you and help you find a way.

With a debt of 400,000 yuan, how to confess to the family can only be truthful and truthful. Not? I can't say it, but I have to do it.

How did you get into debt? If it's a loss, can you stop it in the future? If you are losing money in business, you can tell your family directly.

What is the family situation like? If you can't bear it, confess it, parents always love their children

1. After the debt, you must first calculate how much you owe, and remember not to make a confused account;

2. According to their actual situation, they should come up with a feasible repayment plan and plan, such as how long the plan will be repaid, how much to repay each month, etc., so that they know in their hearts, and then negotiate with the creditor to deal with it;

3. Combine your monthly repayment goals and try to find a job that suits you and pays as much as possible. If a single main job does not meet the income requirements, you need to consider increasing your income from a side hustle;

4. During the repayment of debts, remember not to add new accounts to old accounts, and consume appropriately in moderation, and try to avoid unnecessary risks to avoid the re-accumulation of debts.

I confessed to my father today, at first I was going to pull him out and tell him alone, he didn't agree, let me talk to him on WeChat, and then confessed directly, he should have been very angry, and told his mother, my mother was very sad, I originally said that I wouldn't give it to me, let me go to prison, taste the taste inside, and then said that he has no money now, let my sister help me pay it back, I originally borrowed my sister's 20,000, said that there is only such a little, and I paid back the current period, and then I had no money, I didn't dare to say, my sister listened to what my father said, and I was also very angry, Said that I didn't know how to do it and so on, and then asked me to take a screenshot of the online loan to her, and my brother-in-law called ** to comfort me and said that he himself also had an investment failure and lost a lot, but he still came over, let me put my mentality right, who was not at fault when I was young, and promised not to borrow in the future, and I also understood that I was working outside alone, and I was responsible for some things (rent, water and electricity bills, living expenses) of my wife and children and my mother-in-law. There is no online gambling, that is, the turnover of living expenses cannot be turned, the salary reform, and the reduction of commissions have led to the disruption of the plan, and the later indiscriminate borrowing has become the current 12w online loan. Here's a warning to everyone, don't touch those who go ashore, confess as soon as possible if you don't go ashore, your parents' ability to bear is much greater than what you think, and those who are sincere to themselves are only their own families, don't borrow online loans.

It's not a small amount, it depends on whether your family is thick or not.

How should I confess to my family after my online loan is overdue? The family will understand!

Summary. Lost job.

Whether you voluntarily leave your job or are unemployed, you can't find a suitable job in the short term, and you may have to live on savings and other people's relief, so you can take the initiative to inform the people around you.

The best reason to confess your debt to your family.

Lost job. Whether you take the initiative to resign or lose your job, you can't find a job in Hexiang socks in the short term, and you may have to rely on savings and other people's relief to live.

It can be said that because of some reasons, I lost my job, and then I was embarrassed to tell my family, so I owed a little foreign debt.

Or you can say that you are sick. This disease can be said to be acute gastroenteritis or acute appendicitis. said that he was afraid that his family would worry about Nakai's disadvantages, so he didn't sue Sun Shou's family, because he was in the hospital for medical treatment, so he owed foreign debts.

I borrowed more and more online loans, and the interest was increasing.

has been supporting loans with loans.

Dear, if the amount is relatively large, it is still recommended to tell the family.

Find the right time. If you owe money to someone outside, it's best not to hide it from your family, and you must find a suitable time to confess to your family and explain the reason for owing money. Confess to your family that you owe money outside, you must tell your family the details of what you owe money, explain the reason for owing money, and explain your mistakes.

Summary. If you want to confess very peacefully, it is basically impossible, the debt of 400,000 is not a small data, you must confess this morning, hurry up, stifle it, as long as you make up your mind, you can say it quickly. If it involves online loans, credit cards, and loans, the more it drags on.

If you want to confess very peacefully, it is basically impossible, and the debt of 400,000 is not a small data, you must be frank this morning, hold it tightly, and the interest penalty will be fined, as long as you make up your mind, you will hurry up and say. If it involves online loans, credit cards, and loans, the more the jujube loan is cleared, the more it is dismantled.

Make a breakdown of your debts, how much interest, how much you borrow, and how much you can afford at the moment.

Make sure you make a list of exactly how much you owe on your bill.

Then talk to your family and others, don't delay, and it's not too late to think about leaning on, the more you lean, the more you lean.

The more difficult it is for you to speak in the future, do you have to give them some psychological preparation when the collector comes to tell your family.

Then talk to your family and others, don't delay, don't think about leaning on it, the more you rely on.

The more difficult it is for you to speak in the future, do you have to give them some psychological preparation when the collector comes to tell your family.

After confessing, you must admit your mistakes. Don't take turns and ask them for help and you can pay them back in installments.

You must be responsible, work hard and repay the loan well.

Since you care, this is what will cause this kind of economic dispute, so at this time, you have to confess to your family, so how many reasons for the debt, all these details must be discussed with your family, if there is any problem, the family will understand and go to settle the matter, because no matter at any time there is an economic dispute, the family is a kind of umbrella for you, and it will cover you from the rain.

Answer 1, the sooner you confess your debts, the better, you are a fan of the authorities, outsiders can soberly help you analyze, put forward different suggestions, the sooner you confess your debts, the sooner you can stop the continued expansion of debts.

2. Complete the total amount of the debt, and disclose it all, especially if your family has the ability and willingness to help you solve all or part of the debt. Don't hide anything, especially the reason for the debt and the overall debt amount, especially because of gambling debts, if you are worried that your family can't bear it, and deliberately say that the amount of debt is lower, such a white lie, the gambler is likely to have other intentions, don't get addicted again, get involved in gambling, the end, there is only one, that is, losing. Don't repeatedly come up with new debts, so that your family members feel that they want to help are bottomless.

3. Confessing debts is more about showing your family that you are open to the knot of facing debts openly and positively, the debt itself may be just a number in a sense, you are not afraid of paying off the debts for a few more years, a few less years of free life, what you want to get is the people around you, or the important people you care about, understanding, tolerance, encouragement, and even assistance for the mistakes you have made. Debts, you can continue to carry it alone, pay it off slowly, and your family can accept not a penny, and they don't either.

4. Confess your feasible debt repayment plan, and the collection plan in the face of it, and the possible consequences of not being able to repay the debt, and show your family a planned and responsible attitude. If you are prepared, you can make your family feel at ease. You have to think clearly that all your current behavior determines your future development and affects your child's future.

5. In addition to confessing to your family, you may also have to disclose your situation to the company leaders or other important friends in the address book, especially the company leaders, because it is possible that you may not handle it properly, or encounter crazy collection, your debts may be passed on to the company leaders, and it is very likely that he needs you to be a positive, brave and honest person.

Ask how to open your mouth and talk to your family.

Like getting drunk and so on.