I have a fixed limit of 1000 in Huabei and a fast charging limit of 5000, can I buy a 5000 mobile ph

No. If the account limit of Huabei is 1,000 yuan, the amount of installment purchase cannot be greater than 1,000 yuan when shopping.

If you want to buy more than 5,000 yuan and pay in installments, you can freeze the excess amount into Yue Bao.

For example: Huabei account balance of 1000 yuan, want to buy 5000 yuan of goods and pay in installments, you can deposit the excess 4000 yuan into Alipay's Yuebao account, and then choose to pay in installments when you go to buy goods, the 1000 yuan limit will be deducted, and at the same time freeze the 4000 yuan in Yuebao, and only need to repay the installment payment to the Huabei account before the 10th of the next month. If you do not use installment payment, you will need to make a lump sum payment by the 10th of the following month.

Yes, as long as your total quota exceeds the ** of the items you want to buy, you can make a purchase, and the fast charging quota can be used, so you can buy a mobile phone.

No problem, as long as your available credit exceeds 5,000 yuan, you can buy a mobile phone in installments.

HuabeiWith a limit of only 500, you can't buy a mobile phone of 2000 in installments. For example, if I spend 2,000 yuan, then I can buy a 1,900 yuan watch in installments, but I can't buy a 2,100 yuan watch in installments. Because when we settle the installment payment, it is calculated according to the real-time balance of the Huabei account, there may be many people who want to pay the Huabei quota is only 500, so pay back 500 first, and then repay 500, which is also a kind of installment, but in fact, Huabei does not provide such a service, if we want to pay in installments, then we can only buy within the existing scope of the Huabei quota, if it exceeds the quota of Huabei, then it is not possible to buy goods in installments.

Now that installment payment has become a new form of consumption, many young people are using installment payment to buy what they want. I think this is a very normal situation, because as long as you can afford to pay the balance of the instalment, then you can do it yourself. After all, it is impossible for us to buy the product directly, and we need to pay back some amount of money through a fixed amount every month, and then it will be more convenient to buy.

In this way, we can enjoy the feeling brought to us by this item in advance, but if we have to forcibly buy it in installments if we have no financial ability, then it is dangerous, and if we can't pay it back, it will have a certain impact on our credit and directly affect the future loan. <>

Therefore, if the spending amount is only 500, you can't buy a 2000 mobile phone in installments, which is beyond the payment limit of HuabeiTherefore, it is not possible to buy goods that exceed 500 yuan. When using Huabei, you also need to pay attention to the frequency and amount of use, which should be within the range of your own affordability, and need to be considered in combination with your actual situation. <>

It is not possible to buy, because your own limit is only 500, and the ** of the mobile phone is 2000 yuan, so you can't use Huabei.

No, the amount of installment purchase must be within the credit limit of Huabei, and the limit has been exceeded.

The first requirement for installment is that your amount must be greater than or equal to the amount you want to spend before you can install. If your limit is only 1500, you can only buy 1500 products with the full price in installments, and 5000 mobile phones cannot be bought in installments.

No, this limit has greatly exceeded the range, and it is also very unreasonable, your limit is only 500 yuan, can not exceed this limit?

No, the amount of installment purchase must be within the credit limit of Huabei, if it exceeds the credit limit of Huabei, then when paying, the system defaults to the payment method, and the Huabei icon is gray.

Ant Huabei credit line:

Based on consumers' online shopping, payment habits, credit risks, etc., Ant Huabei grants users consumption quotas ranging from 500 to 50,000 through big data computing and risk control models.

Ant Huabei's quota is granted according to the user's accumulated consumption, repayment and other behaviors on the platform, and the user's various behaviors on the platform are dynamic and changing, and the corresponding quota is also dynamic. Ant Huabei cannot open or raise the amount through others, please do not trust others and disclose personal information.

1. A mobile phone usually costs thousands of yuan, and if the available quota of Huabei is only 1,000 yuan, then Huabei needs to buy a mobile phone, and the user can go to receive the temporary quota. As long as the temporary quota is received, the Huabei quota is greater than the amount of the mobile phone, and you can use Huabei to buy a mobile phone. Generally, when encountering large-scale festivals and activities, such as Double 11, Huabei will provide temporary quotas to users.

2. In addition, users can also repay Huabei in advance, and after the Huabei quota is restored, the available quota exceeds the amount to be paid to buy a mobile phone, and then use Huabei to buy a mobile phone. After all, the Huabei quota is circular, and after the user repays the payment, the quota generally does not take long to recover.

3. Of course, users can also negotiate with merchants to see if they can buy mobile phones in the form of combined payment. Use the Huabei 1,000 amount to pay part of the amount of the mobile phone, and then use the remaining amount to pay in other ways, such as Alipay balance, Yuebao, bank card shortcut, etc. If the merchant agrees, then the Huabei limit of 1,000 can still buy a mobile phone.

Extended Materials. 1. Industry insiders believe that banks and other financial institutions have experience in capital and risk control, and Huabei has consumption scenarios and risk control data, and the two sides have their own strengths and complement each other. Therefore, cooperation can not only enable finance to truly serve the reasonable consumption needs of users, but also better control risks, reduce capital and service costs, and benefit the development of the industry.

2. Ant Huabei supports multi-scene shopping. Previously, the main application scenarios were ** and Tmall, ** and most merchants in Tmall can use its payment.

Ant Huabei has been officially launched since April 2015, mainly used for shopping on Tmall and **, and has been loved by the majority of consumers, especially post-consumers. In order to better serve consumers, Ant Huabei began to break the restrictions of shopping platforms and expand its services to more online and offline consumption areas.

3. Ant Huabei has stepped out of the Ali e-commerce platform and has access to more than 40 external consumer platforms: most e-commerce shopping platforms, such as Amazon, Suning, etc.; Local life services**, such as word-of-mouth, Meituan, Dianping, etc.; Mainstream 3C officials**, such as LETV, Haier, Xiaomi, OPPO and other official **; and the section on overseas shopping**.

Operating environment: Huawei Mate9 Alipay.

In order to ensure the safety of funds, some consumption scenarios may impose certain restrictions on the amount of payment that can be made.

In addition to the fact that there is no limit to the number of times Huabei can be used, there is no limit to the number of uses. As long as Huabei still has available quota, users can use Huabei for consumption, and they can use it as many times as they want. However, everyone should still be rational when using Huabei, and they can't consume blindly.

Otherwise, when it comes time to repay, the repayment pressure will be great. If it exceeds the scope of one's ability to repay, it will be bad to be overdue, and it will have a very bad impact on personal credit. In general, users can also set their own limits if they want to limit their consumption.

Definitely no, the goods purchased by Ant Huabei in installments must be greater than or equal to your Huabei quota before they can be purchased, not depending on your monthly installment amount, for example, if you want to buy a 3600 mobile phone, 300 a month in a year, although your quota is 1000, but the product installment will deduct the amount of 3600 in advance, and then pay in installments, your total amount does not reach 3600, you cannot buy more than 1000 goods in installments.