How to write an essay on how to manage money as an individual?

I'm an ordinary kid, and if there's one characteristic I have, it's financial management! Other parents may think that their children are learning money too early, but my parents think that it is not too early for their children to learn because my mother wants me to realize the hardships of my parents to earn money.

Every day when I come home from school, I pass by a toy wholesale store. There are a lot of knick-knick-kwanks in it, and I often go around it. If there's something new, I'll ask my mom to buy it for me.

So, my drawers are stuffed to the brim. Sometimes, my mother wouldn't buy it for me and said, "Waste money, don't buy it."

If you buy it, you won't have the money to go to college in the future! I said, "Then don't you buy cosmetics every day?"

When it came to my mother's death hole, my mother had to buy it for me. The days went by like this, day by day, and suddenly one day. Mom came to my room and she said

Chen Yun, mom will give you fifty yuan every month. Buy whatever you want. Mom doesn't care about you, but if you want to buy school uniforms, newspapers and periodicals... You're going to have to pull out the fifty dollars or something!

There are two conditions: first, you don't come to your mother to ask for money in the future, which will develop a bad habit. Second, you have to write the ** of the things you buy in a small book.

As soon as I heard my mother say this, I agreed without thinking. When I got home from school that day, I went to the toy wholesale store again. This time I saw a yo-yo and it was beautiful.

I wanted to buy it, and I bought this yo-yo. But when I got home, I didn't find it interesting to play, so I threw it aside. I picked up the small notebook and wrote "Yo-Yo" for 30 yuan, and the remaining 20 yuan, February 30, 2010.

I thought, no! If I go to the toy store every day, the money will be gone in a few days! Or I... Go once every five days?

No, it costs 30 yuan to spend once, and I still want to save a little money! Or I... Going once in fifteen days? No, it's a waste!

Looks like I only go once a month. I suddenly remembered how much burden my mother used to buy me toys every day! I cried as I thought about it, thinking that I must manage this money seriously!

If you don't have to buy it, you must not buy it, and you will no longer spend spare money!

In the future, my pocket money will be used for studying, for example, sometimes I buy some school supplies such as notebooks and texts, and when I think of the toy wholesale store, I want to say, "It's a harmful store, don't go there to spend spare money." ”

Since then, I feel that my mother is great, and the money she earns needs to be cherished.

The term financial management should not be very unfamiliar as a middle school student. In life, there are many middle school students who have learned to manage their money. However, for some unconscious students, it is simply a difficulty!

Let's talk about self-conscious students first, their view of financial management is to learn to manage money and use the money they organize to do something meaningful to themselves. Avoid unhelpful things from happening. Improving your own consciousness can also call on people to learn from you and be a moral person who learns to manage money and knows how to manage money, which is not only a meaningful thing for yourself, but also a meaningful thing for others.

In that way, you must feel very happy in your hearts, don't you?

And then talk about those unconscious students, their views on financial management are just the opposite of those self-conscious students, I don't think anyone will deny it! These unconscious students do not know how to manage money, but use the money they ask their parents to do something meaningful.

It doesn't have to be meaningful! This, in their hearts, may have been very happy at that time. However, over time, they may not necessarily feel happy in their hearts, and they may feel happier knowing how to manage money.

The above is the different views of conscious and unconscious middle school students on financial management. From the above text, you should be able to understand the difference between knowing how to manage money and not knowing how to manage money! I'm sure you'll choose the former over the latter.

However, I think that there are still some junior high school students who will choose the latter, which is indispensable. But I would like to advise those who choose the latter that you may change your mind after you think about it. I urge people to learn how to manage their money!

Although, there is not much money. However, I am also happy that the money I have gained through financial management is valuable. So, I chose the former, because people should always have a positive attitude, not a negative one.

So, I chose the former. And it is still beneficial for the economic development of our country.

In conclusion, I would like to make a sincere appeal to all of you for the sake of our future tomorrow and the brightness of our motherland. Let's fight! Towards this goal!

Perseverance can be cultivated on a desert island, perseverance can hone ambition, ambition can open up wisdom, and wisdom is the sail of hope! "Survival" is simple, but it cannot be ignored, "learning" is easy, but doing it is the way of perseverance, and the two words together are the main topic of today - learning to survive.

The sun is scorching and the cicadas are chirping. I went to Hualian with my parents, and after I finished buying things, my father went to pay, and followed my father in a daze, but my father disappeared as soon as he turned the corner, and all of a sudden, fear and panic came to me together, and those kidnapping children and kidnapping things all poured into my mind at once, and the bustling ** in front of me seemed to be full of danger, this familiar place suddenly became strange, I was scared and creepy, and I was about to cry, if I put a hat on it at that time, it would be down by the hair! I ran around aimlessly, there seemed to be a danger around me, my blood was boiling, in a hurry, I found a waiter aunt and told my aunt about my "unlucky journey", my aunt took my cold little hand with a warm big hand, gently brushed my hair, my heart was like a frightened deer, frightened, auntie wanted to take me to the radio room.

I retreated again and again, but my aunt took me by the hand, blaming me, admonishing me, comforting me, and educating me along the way. When I got to the radio room, my aunt asked me about my situation, shouted to the radio, let my parents come to lead me, my parents were lost for me like ants on a hot pot, my mother almost cried, hearing this, they came to me like crazy, seeing my parents, I had been depressed for a long time and cried out all of a sudden, this experience, for a 5-year-old child, what kind of thrilling it should be!

To survive in society, we must have the will to struggle and an open-minded optimistic spirit, and if we encounter danger, asking people for help is not our own mistake, but instinctive wisdom. Only with wisdom, strength, perseverance, and faith can we survive.

Learning to survive, many parents in China now only care about spoiling their children, but make their children develop the bad habit of "stretching out their hands for clothes and opening their mouths for food", causing children to abandon labor and survival skills. I once saw a report that a junior in high school didn't even know how to ride a bus! It's so surprising; There are also some college students who can't even use a microwave oven.

Our society does not need people who are only highly educated and do not know even the most basic human existence. So, we have to learn to survive, we have to be the masters of the environment, we have to be the masters of ourselves.

Learn to live.

When I was a child, it was my parents who took care of us and didn't let us have any problems with our health. The parents' intention is to hope that their son will become a dragon and their daughter will become a phoenix; The love of parents is like a mountain, and the love of a mother is like water. Always help us with something!

That thing! Just let us learn, study, and learn again, in the eyes of parents, children's achievements must be refined from an early age, and they do not pay attention to life ability at all. But parents, have you ever thought about it, if the child does not do things by himself since he was a child, it is beneficial to pay a little hard work, after a long time, the child knows how to rest and live, and the learning will naturally come up, so as not to get the seedlings to help grow when it is too late!

There is a family, the child is very smart, the adult is particularly distressed about the child, arrange life for him, to the age of eight, more intelligent, but also to parents to send him to school, and later admitted to a good university, but go to school life is not good, they will not take a bath, carry water, eat, always hungry, hungry and have no energy to go to class, academic performance plummeted, more and more unable to keep up with the rhythm, after graduating from college, when going to work, the level of knowledge is only the level of high school, and the big mistake is not serious, causing the biggest loss to the company, was expelled, you see, in the end it was not a "bamboo basket for water." Therefore, children's life ability should also be paid attention to, and it should not be ignored.

Haven't you heard that the rice, tools, toys, and supplies that your children cook by themselves will be more delicious and cherished? Learning is important, but without the joy of life, how can there be two sentences in learning: "happiness in suffering" and "learning to rest, in order to study and work effectively?" ”

Teenagers, don't be obsessed with the secret pot greenhouse given by your parents, don't fantasize about a sunny day overhead, we must break free from the powerful hands of our parents, to find the joy of life, the joy of learning, let us learn to live, not to talk about survival, learn to live!

There are so many things in life, and there is one thing that has taught me to live.

Let's work together, and let me know if you have any good suggestions. Financial management may be a lifelong thing, because this is a gradual process, just like you can't eat a fat man in one breath, you can't get rid of poverty and become rich in a short time, for girls, the key to how much wealth you have lies in what kind of life you pursue and your personal attitude to life, that is, a matter of mentality. Personally, I think it's just to open up sources and reduce expenditure, no matter how much the amount is, you should learn financial knowledge, because if you don't manage money, money won't care about you.

In the future, you will have to bear the daily expenses of a family, so it is very important and crucial to learn how to manage money and how to grasp the rapid changes between the bits. How to manage money should be well grasped in the following points: First, no matter how much money you have or how little money you have, you should face up to its power.

Psychological preparation) Many people think that the key to making money is investment, so the prerequisite is to have more start-up capital, and the amount is not small, but in fact, the freedom of wealth can not be achieved in a day, but is formed over time, of course, excluding force majeure and some family environment innate giving. Second, learn bookkeeping. (Practical preparation) Bookkeeping is a science, no need to record very cumbersome and lengthy, the key is to find the key point of your expenditure, some things that may seem very primitive but are actually very effective, let us all be mortals.

Third, listen and watch more (preparation for action) Everyone has their own characteristics, and some people have a nimble mind and practical ability, and are naturally sensitive and insightful about numbers.