How to buy PICC children s education insurance

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How to buy insurance for your child

This problem makes many parents have no idea where to start, today let's take a look at how to buy insurance for their children! Keep these three points in mind:

First, health insurance is essential, and so are children!

After the child is registered, it is necessary to handle the neonatal medical insurance (urban and rural residents' medical insurance) as soon as possible, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, so it is necessary to handle the medical insurance for the child.

Second, if you plan to buy commercial insurance, critical illness insurance + medical insurance + accident insurance, this is my advice to you.

Start with critical illness insurance, which provides coverage for a long time (up to a lifetime). In addition, critical illness insurance can directly pay a large amount of cash after getting sick, in addition to solving the ** expense, it can also solve other associated problems, such as taking care of sick children, the economic losses to the family, all need a lot of cash to make up. Buying a pure protection critical illness insurance can just solve these problems in the future.

Let's take a look at medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, the sum insured of 10,000 yuan is only 1,200 yuan per year, which is very cost-effective.

Finally, it is necessary to configure an accident insurance, the child's accident insurance is particularly cheap, 200,000 yuan per year is only sixty or seventy yuan, which can protect the child's disability, death and medical liability caused by accidents, which is particularly practical.

Third, what are the insurance policies that are not recommended for children?

Don't choose life insurance for your child, and try not to consider critical illness insurance with both liabilities attached. I know the specific reasons in this articleHow to buy the most cost-effective child insurance? The most complete insurance strategy!

There is a detailed introduction in it, and because it is written in detail, I will not introduce it here.

According to the above insurance ideas, if you are configuring regular protection for your child, you can configure it for 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is cost-effective and practical.

That's all for me"How to buy PICC children's education insurance"All of them, I hope it helps you! Hope!

There is no doubt that a good educational environment and conditions are the first step for children to succeed, and at present, the cost of education in China is gradually rising, in order to let your children win at the starting line, it is recommended that parents buy a suitable children's education insurance for their children as soon as possible. How to buy PICC children's education insurance.

If you come to Huize.com to buy education insurance, then first log in to the homepage, find the word children's education insurance in the hot words column, and click on it to see the purchase page of children's education insurance. However, it needs to be reminded that PICC's education insurance has the advantages of high brand awareness and high cost performance, but it may not be the most suitable for your child's specific education security needs. Here are a few things you need to pay attention to before you apply for insurance:

1.For most families, the expenses required for their children's college and adult years are larger, so the choice of education insurance for children must focus on the financial protection of these stages.

2.There are two types of education insurance for life and non-life, and it is not practical to plan for your child's life protection too early, so it is recommended that you choose the latter.

3.The earlier the education insurance, the better, the earlier the insurance time, the more education funds accumulated, the less annual contributions, and the earlier the protection. Choosing the right education insurance for your child, PICC education insurance is not necessarily the best insurance option.

Huize provides education insurance products from multiple insurance companies, so you may wish to compare and purchase them according to your child's specific protection needs. Sunshine Journey Education Fund Protection Plan (Participating Type) Coverage Content: *Junior High School, High School, University Education Benefit Optional*Death Benefit*Special High Incidence Illness - The minimum monthly cost of insurance sickness protection is 100 yuan iGrowth Children's Education Fund Protection Plan Coverage Content:

Growing Care Benefit, Maturity Benefit, Death Benefit*Special Benefit*Special Premium Waiver Benefit, minimum monthly cost of $436.

Children need to go to school when they reach a certain age, and they cannot be delayed for any reason. At a time when the cost of education is rising, it is necessary to build a suitable education plan for your child as soon as possible in order to obtain a good educational environment in the later stage. Is PICC education insurance good?

Although PICC education insurance is well-known, it may not be the best for your child's specific education security needs. Here are a few things you need to pay attention to before you apply for insurance:

1.For most parents, the cost of a child's college education is often higher than the cost of their child's adulthood, so it is a good idea to focus on college education insurance when buying education insurance for your child.

2. Combined with the actual protection needs of your child, comprehensively compare the relevant products of each insurance to choose.

3. We are providing education insurance products, if you plan to apply for insurance in us, you only need to log in to our **, find your favorite product, click to buy, in addition, free registration as our member, you can also enjoy our member preferential policies. Insure a suitable children's education insurance, PICC education insurance is not necessarily the best, you need a professional insurance platform to tailor for you, is an e-commerce platform that provides professional and personalized education insurance insurance solutions and products, you may wish to choose reasonably according to the specific protection needs of your child. Sunshine Journey Education Fund Protection Plan (Participating) Benefits:

Junior High School, High School, University Education Benefit Optional*Death Benefit*Special High-Incidence Illness - Insurance, Illness Benefit, Minimum Monthly Expenditure, iGrowth Children's Education Benefit, Coverage Content: *Growth Care Benefit, Maturity Benefit, Death Benefit*Special Benefit*Special Premium Waiver Benefit, Minimum Monthly Spend of 436 Yuan.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"