Is Ping An Outsmart Life Whole Life Insurance good?

The so-called "omnipotent" of universal insurance does not mean that the product can meet all people's protection needs and income expectations, but that after applying for insurance, the insurance amount, insurance premium amount and payment period can be adjusted according to the protection needs and financial conditions at different stages of life, and the appropriate protection and investment ratio can be selected.

It is important to note that the minimum guaranteed interest rate of universal insurance is only for the funds in the investment account and not for the entire insurance premium.

Universal insurance, basically all companies are in strict accordance with the requirements of the insurance regulatory commission for unified product development and design.

Therefore, although the product names of each company are different, the basic product rules and forms are almost the same, and there is little difference.

When customers choose universal insurance products, because they are non-traditional life insurance, there is also a suspicion of excessive packaging in the publicity, so it is best to base on their own needs, clarify the product form, and truly understand before applying for insurance.

Considering the long-term and stability of the value of the universal policy, it is best to choose a first-tier insurance company, after all, it will be more secure.

There is too much information about universal insurance, so customers will be very confused when choosing one.

Be sure to find a ** person, explain, and ask to show, the official propaganda color page and the formal plan.

If conditions permit, be sure to demonstrate the different policy forms and benefits in different situations.

Ten years of payment is a misunderstanding and it is recommended to avoid it.

Be sure to pay attention to security first.

The most important thing is to clarify the needs, and it is an objective and feasible demand, the customer's demand is popular and blind, so it is necessary to rationally plan what is feasible and which is not realizable, and for the unfeasible demand, it is also necessary to plan the chronological order, not at the same time, everything is wanted. Universal insurance is not a panacea, and it requires reasonable planning in order to achieve both offense and defense.

In a word, communication is important.

The best insurance is to buy the right one for you.

Ping An Life's Smart Life Whole Life Insurance (Universal) is a high-coverage insurance with premiums between 4,000 and 6,000. Ping An Outsmart Life Universal Insurance is characterized by low premiums and high protection, integrating life insurance, accident, critical illness, medical treatment and pension, with comprehensive protection and adjustable insurance amounts, which can meet the different needs of different ages.

Sick can be treated, no disease can be old-aged, not only can give yourself a guarantee, but also can be mandatory to reserve a pension for yourself, which can be lower than the risk in the journey of life, escort for us, this product has 150,000 basic life protection, 100,000 critical illness protection, 100,000 accidental injury, 10,000 accidental medical treatment. It is indeed a very good type of insurance. Hehe, do you understand my explanation?

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