How much is the full insurance for a car of three million in a year?

1.The fixed base premium system implemented by third-party liability insurance is to directly search for premiums according to the type of policyholder, vehicle use, number of seats, tonnage, displacement, power, and liability limit. Due to its fixed rate system, there are cases where Mercedes-Benz and Besturn pay the same premium.

2.According to the relevant provisions of auto insurance, the maximum compensation limit of commercial third-party liability insurance is divided into 7 grades: 50,000 yuan, 100,000 yuan, 150,000 yuan, 200,000 yuan, 300,000 yuan, 500,000 yuan and 1 million yuan, which can be negotiated and determined by the policyholder and the insurance company when applying for insurance.

The corresponding standard premiums are 660 yuan, 954 yuan, 1088 yuan, 1182 yuan, 1335 yuan, 1602 yuan, and 2242 yuan respectively. The premium mentioned here is the benchmark premium, and the actual premium for purchasing third-party liability insurance can be discounted or increased according to the service life and the claim record of the previous year, and the premium discount range of each insurance company is also different.

3.Third-party liability insurance refers to the economic responsibility that the insured or its permitted driver shall bear in accordance with the provisions of the insurance contract if an accident occurs during the use of the insured vehicle, resulting in direct damage to the person or property of the third party, and the insurance company shall be responsible for compensation in accordance with the provisions of the insurance contract. Article 20 of Chapter 2 "Insurance Liability of Motor Vehicle Third Party Liability Insurance" of the Model Clauses for Motor Vehicle Commercial Insurance of the Insurance Association of China (2020) stipulates that "during the insurance period, if the insured or its permitted driver has an accident in the course of using the insured motor vehicle, resulting in direct damage to the third party's personal life or property, the third party shall be liable for damages in accordance with the law, and it does not fall within the scope of exempting the insurer's liability, and the insurer shall be liable for damages in accordance with the provisions of this insurance contract. It is responsible for compensation for the part that exceeds the compensation limit of each sub-item of the compulsory motor vehicle traffic accident liability insurance.

Article 21 stipulates that "the insurer shall bear the corresponding liability for compensation according to the proportion of the accident liability borne by the insured motor vehicle in the accident." If the insured or the insured motor vehicle chooses to negotiate on its own or have the traffic management department of the public security organ handle the accident in accordance with the relevant laws and regulations, but does not determine the accident liability ratio, the accident liability ratio shall be determined in accordance with the following provisions: if the insured motor vehicle party bears the main accident responsibility, the accident liability ratio shall be 70%; If one of the insured motor vehicles bears the same responsibility for the accident, the accident liability ratio is 50%; If the insured motor vehicle bears secondary accident liability, the accident liability ratio is 30%.

If judicial or arbitration procedures are involved, the final effective legal documents of the court or arbitration institution shall prevail. "In the event of a specific claim, the amount of compensation for calculating the amount of third-party liability insurance can be calculated as follows: (1) When the amount of compensation payable by the insured is higher than the compensation limit:

Indemnity Limit of Indemnity (1 Accident Liability Deductible) (1 Absolute Deductible). (2) When the amount of compensation payable by the insured is equal to or lower than the compensation limit: the amount of compensation payable (1 accident liability deductible odds) (1 absolute deductible odds).

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Dear, hello, I'm inquiring for you, it takes some time to inquire, dear, please be patient for a while, thank you!

Dear, hello, the base premium of 1 million yuan of car third-party liability insurance is about 2200 yuan, each insurance company's ** is slightly different, in addition, the premium is related to the number of your accidents and whether there is any insurance over the years, the minimum can be discounted by 3% for three consecutive years, on the contrary, the more times the insurance is the higher the premium.

Content expansion: third party liability insurance (referred to as three liability insurance), full name: commercial third party liability insurance.

It refers to the amount of compensation that should be paid by the insured in accordance with the law due to the direct loss of personal or property suffered by a third party due to an accident that occurs in the process of using the insured vehicle by a qualified driver permitted by the insured, and the insurer will compensate in accordance with the relevant provisions of the insurance contract. The maximum compensation limit for each accident of third-party liability insurance is the basis for the insurer to calculate the insurance premium, and it is also the maximum limit for the insurer to bear the compensation amount for each accident of third-party liability insurance.

Dear, I hope the above can help you, thank you! Have a great day!

The ** of the three insurance of 1 million is as follows: 1. If the insured car belongs to an ordinary family car (less than 6 seats) and is insured in the first year, the third-party liability insurance with an insurance amount of 1 million yuan is 2242 yuan; 2. Generally, the so-called full insurance purchased by the 4S shop for the car owner, the cost of compulsory traffic insurance for one year is 950 yuan, the third-party insurance (1 million) is 1917 yuan, and the car damage insurance is 2459 yuan, excluding the deductible (three + car damage + theft) is yuan, a total of yuan; 3. This is mainly for car owners who are new cars or slightly more expensive cars, and it is also a good choice for car owners with good financial resources to choose this insurance.

Vehicle insurance. The approximate amount of money in a year has a direct relationship with the value of the vehicle, the type of car insurance, and the amount insured. Generally, the cost of private car insurance is around 2000 to 8000.

The basic classification of car insurance: 1. Compulsory traffic insurance.

Compulsory traffic insurance [full name is compulsory insurance for motor vehicle traffic accident liability.

It is the first compulsory insurance system implemented by national laws and regulations in China.

Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability [hereinafter referred to as the "Regulations"

Provisions: Compulsory traffic insurance is a compulsory liability insurance that is compensated by the insurance company for the personal and property losses of the victim [excluding the personnel of the vehicle and the insured] caused by a road traffic accident of the insured motor vehicle within the liability limit.

2. Vehicle loss insurance.

Vehicle damage insurance refers to the insured vehicle suffering from natural disasters that are covered by the insurance.

Not included**) or accidents, resulting in the loss of the insured vehicle itself, the insurer shall compensate in accordance with the provisions of the insurance contract. This is the opposite of a third party, which is to take care of yourself, and if you take care of your car, you have to buy it.

3. Third party liability insurance.

Responsible for the liability for direct damage to the person** or property of another person (i.e. a third party) caused by an accident in the use of the insured vehicle. Crashing or hitting someone is the most feared when driving, and it doesn't count the damage to your own car, but also to spend a lot of money to compensate others for the loss. Because the compulsory traffic insurance (2008 version) has a lower compensation for the medical expenses and property losses of the third party, the purchase of the compulsory traffic insurance can still consider purchasing the third party liability insurance as a supplement.

Precautions for buying car insurance: 1. Do not take the vehicle out of insurance when buying car insurance:

Out of insurance means that the vehicle insurance coverage time has expired and the insurance has not been renewed. If you buy car insurance after you get out of insurance, you have to have your vehicle inspected by someone from the insurance company, which is very troublesome, so don't get out of insurance.

Car insurance can generally be bought after the new car gets the certificate, and if you renew the vehicle to buy car insurance, you can buy car insurance within one month of the expiration of the car insurance in the previous year.

3. Choose the right insurance item:

Buy insurance for new cars as complete as possible, especially for novices, car damage, three, robbery, separate paint, separate glass, etc.

If the age of the vehicle.

It is longer, the driver has a higher driving experience, and you can buy less items, general commercial insurance.

Just buy car damage insurance and 100,000 third-party liability insurance.

The three responsibilities are 3 million insurance amounts, and the premium is now between 800-1500, which is not expensive. I'm talking about a 5-seater private car.

Tax 480 and 950

More than 4,000 commercial insurance.

A total of more than 6,000 should be rounded.

Specifically, it depends on the sail cavity and the state of the forest driving permit.

The bid was placed on the platform.

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The basic cost of compulsory traffic insurance in the first year of 3 million car insurance is 950 yuan, and if there is no insurance in the first year, it will be reduced by 10%; If there is no insurance for two years, it will be reduced by 20%; There has been no insurance for three years, and it has dropped by 30%.

How much is 3 million car insurance a year.

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The basic cost of the first year of compulsory traffic insurance of 3 million car insurance is 950 yuan, and if the first side base has not been insured for one year, it will be reduced by 10%; If there is no insurance for two years, it will be reduced by 20%; There has been no insurance for three years, and it has dropped by 30%. Yun Ye Jin.

Extended information: In the first year, if there are two or more accidents that are responsible for the source answer, it will be increased by 15%; In the event of a fatal accident, the maximum increase is 30%. Premiums = benchmark rate.

The benchmark rate refers to the compulsory traffic insurance rate of various motor vehicles with different use qualities announced by the state.

Summary. Hello dear, it is a pleasure to serve you <>

The three liability insurance is 1 million and pays a premium of 2,000 a year. The amount of premium for the third party liability insurance of 1 million depends on the quality of the insured vehicle and the number of seats. For example, the premium required for a private car with less than 6 seats to purchase a third-party liability insurance of 1 million yuan is 2,242 yuan; The premium required for a family car with more than 6 seats to purchase a third-party liability insurance of 1 million yuan is 1,963 yuan; Purchase of corporate vehicles with less than 6 seats.

How much does the three liability insurance pay 1 million a year.

Hello dear, it is a pleasure to serve you <>

The three liability insurance is 1 million and pays a premium of 2,000 a year. The amount of premium for the third party liability insurance of 1 million depends on the quality of the insured vehicle and the number of seats. For example, the premium required for a private car with less than 6 seats to purchase a third-party liability insurance of 1 million yuan is 2,242 yuan; The premium required for a family car with more than 6 seats to purchase a third-party liability insurance of 1 million yuan is 1,963 yuan; Purchase of corporate vehicles with less than 6 seats.

Extended information: Automobile insurance is a popular type of insurance in commercial auto insurance, although the role of this type of insurance is very similar to that of compulsory insurance, but the amount insured is much higher than that of compulsory insurance. Most car owners will buy a three-party insurance with a limit of 1 million, and different insurance amounts have different **, and the premiums of the three insurances are also different.

The compensation amount of the three insurances is 5 million to 2 million yuan. Taking an ordinary family car with less than 7 seats as an example, the premium of 1 million third-party insurance is 1,824 yuan. The main insurance coverage of the three insurances is that the insurance company will compensate within the liability limit in accordance with the provisions of the liability determination and the insurance contract if the insured or a qualified driver is allowed to use the insured vehicle and cause personal injury and property damage to a third party caused by a traffic accident.