Someone else s car has just been insured, do you need to buy it when the ownership is transferred to

Closing of ownership is required. If the original owner surrenders the policy, then you will have to buy it again.

1. Change of compulsory traffic insurance. In accordance with the provisions of the Regulations on Compulsory Traffic Insurance, in the purchase and sale of second-hand cars, compulsory traffic insurance cannot be surrendered in principle. The only situation that can be surrendered is when the vehicle is in a different place**, at which time the new owner can pay another compulsory traffic insurance at the place of settlement.

New car owners are required to bring their ID.

Transfer of ownership of new driving books and used cars.

The procedures and the new compulsory traffic insurance policy can be surrendered to the original car owner's insurance company;

2. Commercial insurance.

Timely changes. After the transfer of ownership of second-hand cars, we should not only pay attention to the transfer of compulsory traffic insurance, but also pay attention to the matters of commercial insurance. For local purchases of second-hand cars, the new owner and the original owner need to go to the original insurance company with the original insurance policy, ID card, new driving book and transfer certificate to handle the change;

3. For second-hand cars purchased in other places, because some insurance companies cannot underwrite in other places, the original owner can go to the insurance company to return the commercial insurance and then go back to the place where he settles to buy new commercial insurance. If it is an insurance company that is insured nationwide, the company in the place of withdrawal can contact the company in the original place of insurance to consult on matters related to the transfer procedures;

4. If you want to surrender the insurance, you need to provide the original owner's insurance policy and ID card, and after the surrender, you can go to any insurance company to buy car insurance again, and only need to provide a new driving license or vehicle transfer.

Proof is sufficient.

It depends on whether the other party has bought insurance for the car back then, if it has been bought, it is not needed, if not, it must be bought.

Summary. Hello, do you need to buy insurance again after the transfer of ownership of the car: No, after the transfer of ownership of a second-hand car, it is not mandatory to buy insurance again, and you can also directly transfer the car insurance to buy the insurance of the second-hand car depends on the situation.

Generally speaking, after the transfer of ownership of a second-hand car, the car insurance also needs to be transferred together, and you only need to bring the relevant information to the insurance company to make an endorsement change. Of course, if the new owner does not want the original car insurance, he can also ask the original owner to surrender the insurance and then purchase a new car insurance; Or the original car insurance has expired, then the new car owner can also buy a new car insurance. It should be noted that the surrender of car insurance also needs to meet certain conditions, such as the surrender of commercial car insurance must meet the two conditions of car insurance within the coverage period, and the failure to report or claim during the insurance coverage period before it can be refunded.

Hello, do you need to buy insurance again after the transfer of ownership of the car: No, after the transfer of ownership of a second-hand car, it is not mandatory to buy insurance again, and you can also directly transfer the car insurance to buy the insurance of the second-hand car depends on the situation. Generally speaking, after the transfer of ownership of a second-hand car, the car insurance also needs to be transferred together, and you only need to bring the relevant information to the insurance company to make an endorsement change.

Of course, if the new owner does not want the original car insurance, he can also ask the original owner to surrender the insurance, and then buy a new car insurance after laughing; Or the original car insurance has expired, then the new car owner can also buy a new car insurance. It should be noted that Xianghan also needs to meet certain conditions for car insurance surrender, such as commercial car insurance surrender must meet both the two conditions of car insurance within the protection period, car insurance coverage period without reporting or making a claim.

1.After the transfer of ownership of the second-hand car, the car insurance can also be transferred, and the new owner and the original owner can bring their valid identity documents, driving licenses, transaction bills and invoices, insurance policies and other required materials to the insurance company to go through the car insurance transfer procedures. Some insurance companies also support online transfer of car insurance, for example, Ping An car insurance can be transferred in the Ping An Good Car Owner app, you can enter "Check Policy" from the home page, click "Information Orange Modification" and select the insurance, and then click "Transfer"; 2.

If the conditions for surrender are met, for example, compulsory traffic insurance must meet one of the conditions of the vehicle being deregistered in accordance with the law, the vehicle being suspended, the vehicle being confirmed lost by the public security organ, and being repeatedly insured before the insurance can be surrendered. After the policy is surrendered, the new owner can purchase a new car insurance; 3.If the car insurance expires just after the transfer of ownership of the used car, then the new owner can buy the car insurance again.

Generally speaking, after the transfer of ownership of a second-hand car, the premium payment regulations are: when the compulsory traffic insurance is purchased, it is calculated according to the new insurance (standard premium), and the insurance record of the previous year does not affect the premium; The same is true for commercial auto insurance.

Summary. No, generally yes.

In accordance with the relevant provisions of the Insurance Law, the insured shall notify the insurance company in writing in advance and apply for Minhuqiao to handle the correction by reselling, transferring, donating to others, changing the use, etc. Once the insured vehicle is transferred, the original policy will be declared invalid. In addition, after the transfer of ownership of the second-hand car, the car insurance must go through the approval procedures so that the insurance department can continue to bear the responsibility for the protection of the insured vehicle.

I bought a used car in October and want to buy insurance tomorrow, can I buy insurance in the name of the previous owner?

I bought a used car in October and want to buy insurance tomorrow, can I buy insurance in the name of the previous owner?

Ok Ok. There will be no trouble if you have to go out of danger then.

No, generally yes.

But is it useful if the license plate number is different?

This is not a no-no.

The license plate number that has not been transferred is 27028, and the license plate number under my name is V9253, but the engine number and frame number are the same, so I can't buy it. Yes.

It works. After the transfer of ownership of the vehicle is completed, the insurance of the original vehicle can be used normally in the transportation hall without any impact. After the transfer of ownership of the vehicle, the insurance does not go through the transfer procedures, and the original vehicle insurance is not allowed. In the event of an accident, the insurance company has the right to refuse the claim.

The reason for the transfer of ownership is that there is a change in the owner of the motor vehicle, and the insurance of the motor vehicle is inconsistent with that of the owner of the motor vehicle. In this case, the insurance is not protected by law, and the insurance company does not need to make a claim against the motor vehicle after an accident involving the motor vehicle. After the transfer of ownership of the vehicle, the name change of the insurance must be completed.

Types of Car Insurance:

1. Compulsory traffic insurance: The state compulsorily purchases car insurance to protect the property and personal safety of the other party.

2. Excluding deductible special insurance: The most important aspect of this car insurance lies in the absolute deductible odds.

3. Car damage insurance: Car damage insurance mainly protects the car. If the car is involved in an accident or a natural disaster causes damage to the car, these losses can be covered by the insurance company through car damage insurance.

4. Three-party insurance: that is, third-party liability insurance, mainly protects the personal and property losses of the third party in traffic accidents. <>

Conveyancing of used cars.

After the original owner's insurance can continue to be used, but the insurance needs to be transferred. For second-hand car trading, there will generally be compulsory traffic insurance, and some vehicle commercial insurance.

There will also be, and consumers must transfer the insurance to their own name in a timely manner after buying a second-hand car.

After the transfer of ownership of the second-hand car is completed, if you do not want to surrender the policy, you must remember to transfer the commercial insurance policy to the travel store. Otherwise, once the insurance is needed, both the new and old car owners need to be present, and it is difficult to determine the responsible party in the insurance. The transfer of used car insurance is a change in the content of the policy, and you need to fill out a car insurance.

The transfer application form requires the presence of both new and existing car owners.

Summary. After the transfer of ownership, the car insurance is transferred to the new owner's name until the insurance expires, and the car insurance is not calculated according to the new one. And the compulsory traffic insurance "with the car" is not "with the person", and only the vehicle within the validity period of the compulsory traffic insurance can go through the transfer procedures, so about the vehicle compulsory insurance, the majority of car owners only need to do a good job of the transfer of the compulsory traffic insurance.

If it is commercial insurance, because it is not mandatory, the original owner may or may not handle it, for those who have been handled by the original owner of the car insurance and are still within the insurance period, the buyer also needs to notify the insurance company in time after completing the transfer procedures, and go through the procedures for changing the car insurance, and establish an insurance contract relationship with the insurance company.

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Hello dear for your question, oh <>

When the car is transferred, buying insurance is not counted as a new car.

After the transfer of ownership, the car insurance is transferred to the new owner's name until the insurance expires, and the car insurance is not calculated according to the new one. And the compulsory traffic insurance "with the car" is not "with the person", and only the vehicle within the validity period of the compulsory traffic insurance can go through the transfer procedures, so about the vehicle compulsory insurance, the majority of car owners only need to do a good job of the transfer of the compulsory traffic insurance. If it is commercial insurance, because it is not mandatory, the original owner may or may not handle it, for those who have been handled by the original owner of the car insurance and are still within the insurance period, the buyer also needs to notify the insurance company in time after completing the transfer procedures, and go through the procedures for changing the car insurance, and establish an insurance contract relationship with the insurance company.

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1. The original owner can surrender the insurance and refund the insurance fee to the insured for the time when the insurance has not been executed according to the insurance algorithm. (Compulsory traffic insurance cannot be refunded).

After the policy is surrendered, the new owner can choose the insurance company again. The policy and the original owner's ID card are required for surrender, and the driving license and second-hand car transfer certificate are required for new insurance.

3. Transfer the existing insurance to the new owner (registration certificate, driving license, second-hand car invoice and the original ID card of the buyer and seller need to be provided).

Generally, it is necessary to go to the place where the insurance was originally purchased to handle the insurance transfer, and after completing the transfer procedures at the vehicle management office, you must go to the insurance company to change the insurance, otherwise there is no way to make a normal claim after an accident. Bring a new driving license and the ID cards of both owners, as well as the original insurance policy, and the transfer of car ownership.

Extended Materials. Precautions for used car insurance transfer:

1. The place where the insurance transfer is handled: under normal circumstances, the place where the insurance is purchased and the place where the insurance is transferred must be the same; If the vehicle insurance is purchased in another city or province, and the information is complete, the staff of the local insurance company can assist the customer to contact the relevant departments of the insurance company in other cities for correction.

2. Information required for insurance transfer: ID card of the original owner and new owner, driving license of the new owner, vehicle registration certificate, compulsory traffic and commercial insurance policies.

3. Since the commercial insurance is voluntarily purchased by the original owner, the ownership belongs to the original owner, so the original ID card of the original owner is required to obtain the consent of the original owner when the commercial insurance is transferred.

Question: Compulsory traffic insurance can be used, right?

Commercial insurance has to be transferred, right?

They all have to be transferred. Question: What if the insurance is not surrendered, the original owner only bought compulsory insurance.

1.After the transfer of the car, the insurance generally has not expired the original insurance of the second-hand car, after the transfer of the second-hand car, it is necessary to change the information of the owner of the registration certificate, and after receiving the new vehicle number plate and driving book, the two parties can also handle the insurance transfer.

If you need more in-depth answers, you can click on the link below to receive the exclusive service2There is no cost for the transfer of used car insurance, and the materials are relatively simple. Both parties to the transaction go to the insurance company, bring the original insurance policy, driving license and license plate transfer invoice and other documents, and the vehicle does not need to be driven to the company.

After submitting the materials, the insurance company will review and issue an endorsement on the spot to complete the insurance transfer.

3.When it comes to second-hand car transactions, it can be troublesome. Because after transferring the second-hand car to the buyer, the buyer does not have to transfer the insurance of the original owner, he can choose to directly push off the original insurance, but he needs to retain the compulsory insurance.