How much does it cost to insure 100,000 cars a year

Updated on Car 2024-03-15
17 answers
  1. Anonymous users2024-02-06

    About 5500 yuan.

    1. Compulsory traffic insurance 950 yuan (less than 6 seats);

    2. Commercial insurance is about 4600.

    Commercial insurance includes:

    Third party liability insurance ($877);

    Vehicle loss insurance (1627 yuan), basic premium + naked car**;

    Excluding deductible special insurance (500 yuan), (vehicle loss insurance + third-party liability insurance) 20%;

    Liability insurance for people on the bus (200 yuan for 4 people), the premium per person is 50 yuan, which can be filled in according to the actual number of seats in the vehicle;

    No fault liability insurance (175 yuan), third party liability insurance 20%;

    Spontaneous combustion loss insurance (150 yuan), new car purchase price;

    Glass breakage insurance (150 yuan), the purchase price of imported new cars, and the purchase price of domestic new cars;

    Body scratch insurance (400 yuan), 950 yuan for households with less than 6 seats, and 1100 yuan for families with 6 seats and above;

    Full car theft insurance (650 yuan), basic premium + naked car** rate.

    Commercial insurance can be purchased according to your own situation, to sum up, 100,000 car full insurance to pay about 5,500 yuan.

  2. Anonymous users2024-02-05

    If you want to buy car insurance, you can call Ping An Auto Insurance customer service**95511-5 for detailed consultation.

  3. Anonymous users2024-02-04

    1. Cruz. 2. Fox. 3. Kia K3 Kia Bora.

    5. Suteng. 6. Jetta. 7. Changan CS75 (SUV).

    8, Corolla. 9. Haval H6 (SUV). 10. Golf.

    11. Lavida. 12, Santana. 13, Yinglang.

    14, Kaiyue. 15, Peugeot 408.

    The other 13 models without an SUV are all compact cars, and six of them are Volkswagen cars.

    Name: Fox, Lavida, with an average annual sales volume of about 300,000.

    3rd: Kaiyue, with an average annual sales volume of about 280,000.

    Name: Cruze, Suteng, with an average annual sales volume of about 250,000.

    Name: Jetta, Bora, Santana, with an average annual sales volume of about 220,000.

    Name: Haval H6, Langdong, with an average annual sales volume of about 200,000.

    3. About 100,000 popular small cars: Rena, Kia K2, Polo, New Fit, Carnival, New Vios, Fengfan, Liwei.

    Sail is not listed because ** is low.

    Fourth, the SUVs of about 100,000 are more popular: Haval H6, Haval H2, Tiggo 3, Tiggo 5, Changan CS75, BYD S6, Ford Yibo (the only joint venture SUV).

  4. Anonymous users2024-02-03

    How much is the annual insurance for a car of about 100,000 yuan?

    The insurance of the vehicle** is related to the company purchased, the type of insurance, the amount insured, and whether the insurance was issued in the previous year. First of all, the compulsory traffic insurance must be bought for 950 yuan. The second is commercial insurance, depending on how you choose, if you only choose three (500,000 compensation amount) and car damage options, it is about 3,000.

    If you choose all-risk insurance, you may need about 5,000.

    What is the insurance coverage of compulsory liability insurance?

    The insurance coverage of compulsory traffic insurance is the victim's personal and property losses. The specific compensation items include medical expenses, nursing expenses, transportation expenses, nutrition expenses, hospital meal subsidies and other reasonable expenses incurred for ** and **, as well as the loss of income due to lost work. where disability is caused, compensation shall also be made for the cost of assistive devices and disability compensation; If death is caused, funeral expenses and death compensation shall also be compensated.

    What is Vehicle Insurance?

    Vehicle insurance, i.e., motor vehicle insurance, abbreviated as car insurance, is also known as car insurance. It refers to a kind of commercial insurance that is liable for personal ** or property damage caused by natural disasters or accidents of motor vehicles. Car insurance is a kind of property insurance, in the field of property insurance, car insurance belongs to a relatively young type of insurance, which is due to the emergence and popularization of car insurance is born and developed with the emergence and popularization of automobiles.

    At the same time, unlike modern motor vehicle insurance, in the initial stage of automobile insurance, the third-party liability insurance of the car is the main insurance, and gradually extended to the risk of collision damage of the car body.

    What are the common types of vehicle insurance?

    In addition to car damage insurance, there are three types of car insurance that must be purchased. First of all, compulsory traffic insurance, which is compulsory to purchase insurance by the state, is used to protect the rights and interests of victims in traffic accidents. The second is the three-party insurance, which mainly protects the personal and property losses of the third party, and is a supplement to the compulsory traffic insurance, with a higher amount. Finally, there is no deductible insurance, as the name suggests, it is car insurance with no deductible and no deductible, and there is no out-of-pocket expenses after an accident.

  5. Anonymous users2024-02-02

    Hello, first of all, compulsory insurance, you can't get on the road without this, the national unified price, 950 yuan a year (less than 6 seats). The next is commercial insurance, after the insurance company's brainstorm, there are many types, you have to look carefully to see if there is any need to buy it. One.

    Third-party liability insurance, 877 yuan a year, the sum insured is 100,000 yuan, and the cost of choosing a higher insurance amount is higher. Generally, car owners will buy third-party liability insurance, and if there is an accident and a car, it is all supported by it. Two.

    No fault liability insurance (additional insurance of third party liability insurance), 175 yuan per year, 20% of the third party insurance. The insured vehicle is not at fault, and the insured refuses to compensate for the unsuccessful, and the insured has paid to the other party and cannot recover the expenses. Three.

    Car damage insurance, 1730 yuan per year, the basic premium of naked car**, no matter whether your car is hit or burned, how much you lose. Four. Liability insurance for people on the bus, 200 yuan for 4 people, the premium for each seat is 50, calculated according to the seat of the car, divided into driver insurance and passenger insurance.

    Five. Excluding deductible special insurance, 522 yuan per year, (car damage insurance, third-party liability insurance) 20%, additional insurance, you can only buy third-party liability insurance and car damage insurance, which is to transfer 5% to 20% of the compensation liability that you are responsible for to the insurance company. There is also spontaneous combustion loss insurance (165 yuan, glass breaking insurance for the purchase price (165 yuan, purchase price, imported cars are calculated separately), body scratch insurance (400 yuan a year for a 4-seater car), theft insurance (703 yuan per year, basic premium naked car ** rate) and so on, as long as you want to spend money, the insurance company will have a variety of bright car insurance.

    After counting these insurances, if you basically buy them all, it will cost about 5,365 yuan per year

  6. Anonymous users2024-02-01

    About 5100 yuan.

    1. Compulsory traffic insurance 950 yuan (less than 6 seats);

    2. Commercial insurance.

    Around 4100.

    Commercial insurance includes:

    Third Party Liability Insurance.

    877 yuan), the compensation is 100,000;

    Vehicle damage insurance.

    1730 yuan), basic premium + naked car**.

    Purchase principle: 1. Priority to purchase sufficient third-party liability insurance.

    All car insurance.

    The third party is the most important. After all, you can't drive a car if it's ruined, but you can't be exempted from compensation from others, and you should put the ability to compensate others for their losses in the first place when buying car insurance.

    The amount of insurance for the second and third insurance.

    Refer to the compensation standard of the locality.

    According to the calculation of the maximum standard of car insurance compensation, if one person dies, the maximum compensation in Shenzhen can reach 1.5 million yuan, and the maximum compensation in Beijing may be 800,000 yuan. For example, if you pay full responsibility for a traffic accident in 2008, one person dies, the deceased is 30 years old, and the Beijing city hukou is located.

    The compensation is calculated as follows, and it is estimated that $600,000 will be required. Eggplant age.

  7. Anonymous users2024-01-31

    It depends on what kind of insurance you buy... The type of insurance selected is different, and the amount of insurance will be different The key is that I don't know what kind of car you are? How many seats are there? Business or non-business?

    How old is the car? Generally, buy compulsory traffic insurance + 10 + 10 + without free accompaniment, within 2000 yuan.

  8. Anonymous users2024-01-30

    The compulsory traffic insurance that must be paid is about 900 yuan a year, and you can choose to purchase commercial insurance.

    It is determined according to the cost of the car, and the full insurance of 100,000 yuan is about 3,500 yuan a year. For novice drivers, it is best to buy full insurance for the first year.

    The vehicle insurance premium is calculated according to the type of vehicle insured by the policyholder, the nature of use and the type of insurance that needs to be insured, etc., and the corresponding amount is calculated according to the type of insurance.

    Vehicle damage is inadequate.

    The composition of the insurance premium is as follows:

    Vehicle Loss Insurance Premium = Basic Insurance Premium + Insured Amount x Rate (%)

    Third Party Liability Insurance.

    According to the type of vehicle and the nature of use, different compensation limit grades are selected to charge a fixed insurance premium.

    in car insurance.

    In the business, motor vehicles are divided into passenger cars, trucks, trailers, tank trucks (including fuel tankers, gas tankers, liquid tankers, refrigerated trucks), special vehicles, motorcycles, tractors and other types, as well as domestic and imported two categories, respectively, with different insurance rates.

    At the same time, according to the nature of the use of vehicles, vehicles are divided into: non-operating vehicles.

    That is, party and government organs at all levels, social organizations, enterprises and institutions.

    self-defeating vehicles or vehicles used only for personal and family life; Commercial vehicles refer to vehicles engaged in social transportation and charging fees. For vehicles that take into account the nature of both types of use, the high-grade rate will be calculated. Vehicles can also be divided into four types of use, such as administrative vehicles, production vehicles, business vehicles, and rental vehicles, and different charging standards are implemented.

  9. Anonymous users2024-01-29

    For a car of 100,000 yuan, then a year's insurance will cost about 4,000 yuan. But there is no standard answer to this car display, this is your own needs to buy car insurance. Because there are many kinds of car displays, so there are many types you buy, and the ** is naturally high.

  10. Anonymous users2024-01-28

    Generally, the compulsory insurance for 5-seater private cars is 950 original price, and there are no accidents between two parties, such as throwing other people's cars or hitting people, which will drop by 10% every year, with a minimum of 665.

    Commercial insurance includes: main insurance with third-party liability, car damage insurance, theft insurance, driver and passenger seat insurance; Additional insurance is commonly used for spontaneous combustion insurance, glass insurance, wading insurance, and deductible insurance.

    The third party supplements the compulsory traffic insurance compensation, because the compulsory traffic insurance kills 120,000 people, and there are more 500,000 1 million to buy, and the original price is about 2000.

    Car damage insurance is to repair their own insured vehicle, 100,000 cars will generally be nearly 2000 original price, specific** each car is different, look at the zero whole ratio, the cheapest in China.

  11. Anonymous users2024-01-27

    How much does a 100,000 yuan car insurance cost for a year depends on how much you want to buy, but in this case, the insurance is more than 1 million, well, it is more suitable between 4000 and 5000.

  12. Anonymous users2024-01-26

    In the first year, it must be between 4,000 and 5,000 yuan, and then every year if there is no insurance, it will drop every year, but at least more than 2,000 yuan.

  13. Anonymous users2024-01-25

    It depends on the project you insure, and the more projects you get.

  14. Anonymous users2024-01-24

    The cost of insurance for the vehicle, including compulsory traffic insurance and commercial insurance. Compulsory traffic insurance is mandatory, and commercial insurance is up to the car owner to decide whether to insure or not.

    If both compulsory traffic insurance and commercial insurance are insured, it also depends on the car's **, which types of insurance are chosen, and how high the insurance amount is chosen, and whether there has been an accident in the previous year will lead to a discount on the premium of this year.

    Generally speaking, if you choose the type of insurance and the amount of insurance recommended by the insurance company according to the usual practice, a car of 100,000 yuan may need a maximum of 5,000 yuan in annual premium.

  15. Anonymous users2024-01-23

    Hello! If you buy insurance for a car under 100,000 yuan, the ** for one year should be determined according to factors such as car price, model, and type of insurance. If you are insured in the first year, you can buy compulsory traffic insurance, third-party liability insurance, car damage insurance, deductible insurance and other types of insurance, the premium is about 5510 yuan, the following is the specific situation:

    1. For a car under 100,000 yuan, if it is a family car with less than 6 seats, the first year's compulsory traffic insurance** is 950 yuan;

    2. The premium of vehicle loss insurance = basic insurance premium + insurance amount of this insurance, which is about 2400;

    3. Third-party liability insurance premium = fixed insurance premium corresponding to the fixed grade compensation limit, if you buy 200,000 yuan of insurance, the premium is about 1,400 yuan;

    4. Excluding deductible insurance = (2400 + 1400) * 20% = 760 yuan.

    It's important to note that the more insurance you buy for your car, the higher the premium, and this is only for the first year of insurance. The premium for the next year needs to be determined according to the type of insurance, the previous year's insurance situation and other factors. Either way, you can save at least 15% on your premium by taking out car insurance.

  16. Anonymous users2024-01-22

    It depends on what kind of insurance you have.

  17. Anonymous users2024-01-21

    Every car must be insured, this is required by law. In the case of automobiles, insurance minimizes personal losses in the event of an accident. There are many types of car insurance, compulsory insurance is a must, and there are many types of commercial insurance.

    First of all, pay a compulsory insurance. You can't hit the road without this. National unity**, 950 yuan a year (less than 6 seats).

    Then the argument is commercial insurance. There are many kinds of insurance companies' brains. You should take a closer look to see if it is necessary to buy it.

    1. Third-party liability insurance, 877 yuan a year, the insured amount is 100,000 yuan, the higher the insured amount, the higher the cost. Generally, car owners will buy third-party liability insurance, which is an accident and crash. Two.

    No-fault liability insurance (third-party liability insurance additional insurance), 175 yuan per year, 20% of the three insurances. If the insured vehicle is not at fault and the insured refuses to compensate, the insured has paid irreparable expenses to the other party. 3.

    Car damage insurance, 1730 yuan per year, basic premium + naked car**, no matter how much your car is hit or burned, how much you lose. Four. Shipboard personnel liability insurance, 200 yuan for 4 people, the premium for each seat is 50, calculated according to the seat in the car, divided into driver insurance and passenger insurance.

    5.Excluding special insurance without compensation, 522 yuan per year, (car damage insurance + third-party liability insurance) 20%, additional insurance, you can only buy after buying third-party liability insurance and car damage insurance, which is to transfer 5% to 20% of your responsibility to the insurance company. There is also spontaneous combustion loss insurance (165 yuan, glass damage insurance (165 yuan, purchased, excluding imported cars), body scratch insurance (400 yuan a year for four cars), burglary insurance (703 yuan per year, basic premium + naked car** rate) and so on.

    As long as you want to spend money, the insurance company will have all kinds of eyes. After calculating these insurances, if you basically buy them, it will cost about 5,365 yuan per year. Are you surprised?

    The car has not yet hit the road, and more than 5,000 yuan is missing! Of course, don't worry, you don't need to buy any of these car insurances, but you need to buy them according to your real needs. Generally speaking, you can cover most of your land driving risks by paying for strong traffic insurance + third-party liability insurance + special insurance that does not include liability exclusions.

    In this way, you can get about 3,000 yuan, which is also a lot of money for ordinary people.

    Millions of car purchase subsidies.

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