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Generally, large supermarkets are OK. For ease of use, it is recommended to open online banking.
Steps to apply for online banking:
If you've never signed up for online banking, there are two ways you can do so. Activate the service immediately after registration. Take the example of the work force.
Click "Register" on the left and follow the relevant prompts on the webpage to register for yourself. Activate online banking services immediately after successful registration. If you need to make B2C transactions, please select the "e-commerce" function when registering, and then you can apply for a password card or U shield at the counter with your valid ID card and registered Peony Card, and then you can pay (except for Hong Kong cards).
However, after self-registration, you do not have the authority to transfer money to any other person's account or your own account that is not registered with online banking. If you need to activate this permission, please bring your valid ID card and online banking registration card to the outlets that provide personal online banking services to apply for the "external transfer function" of online banking, and apply for a password card or U shield at the same time, and then you can pay (Hong Kong credit cards cannot activate this function, and international cards cannot use the inter-bank remittance function).
Method 2: Please apply for registration at the counter of the outlets that provide personal internet banking services with a valid ID card (card issuance certificate) and Peony Card. If you need to transfer money or make B2C** purchases to any other person's account or your own non-online banking registered account through online banking, please activate the "external transfer function" and "e-commerce function" of online banking together, and apply for a password card or U shield at the same time before you can pay (this function cannot be activated for Hong Kong credit cards, and inter-bank remittance function cannot be used for international cards).
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You go and ask. Yes, you can't, it's over.
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Hengfeng Bank Kyushu Card (debit card) can be used for overseas spending.
1.Bank cards marked with the UnionPay logo can be used abroad.
2.Places where you can use bank cards abroad: one is a branch of the Bank of China abroad, and the other is an ATM and store with the UnionPay logo abroad.
Supplement: ATM cash withdrawals abroad.
There are many ATMs abroad where you can use UnionPay debit card to withdraw cash, and you don't need to deposit foreign currency in the card but directly deduct the RMB funds in the customer's card, so please deposit enough RMB before going abroad. It should be noted that ATMs in foreign countries may not all have the UnionPay logo, but as long as you see the ATMs with the CitiBank or Pulse logo, you can use the UnionPay debit card to withdraw cash.
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Very simple. If there is only the UnionPay logo, then you can only swipe the card on the UnionPay POS machine, and other machines cannot. In other words, you can't use it abroad, and you need to use a visa or other card.
In the U.S., most of the cards are cards with logos such as visa. Most UnionPay stores do not accept credit cards. It's just as rare as the POS machines that support Visa cards in China.
It is not difficult to get a card with a logo such as a visa.
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If the card has the Visa logo and the UnionPay logo, you can spend abroad.
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It can be used abroad, and foreign large supermarkets and shopping malls are basically equipped with pos machines to brush, and you can withdraw money at any time when you go to the bank and there is no handling fee, which is very convenient, and you don't have to have a visa card.
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Yes, debit cards, no overdrafts, free card application, no annual fees, no small account management fees.
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Yes, my Alipay is paid with Hengfeng card. You unbind it and try it in rebinding.
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Hengfeng bank card Alipay has been bad for a long time, and I don't know what's going on.
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How can Hengfeng Bank have a credit card?
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Hello, if the deposit is less than 300 or 500 yuan, you need to deduct 3-5 yuan per quarter, this is not an annual fee, it is a small account management fee, and the bank currently charges a small account management fee is roughly as follows:
ICBC, Agricultural Bank of China, Bank of China and China Guangfa will charge a service fee of RMB 3 per quarter for RMB small-amount personal current deposit accounts with an average daily deposit balance of less than RMB 300 (exclusive), which will be charged once a quarterly.
CCB: A service fee of RMB5 will be charged on a quarterly basis for RMB small-amount personal current deposit accounts with an average daily deposit balance of less than RMB500 (exclusive), which will be charged once a quarterly.
China Merchants Bank: Under the same ID card, if the total assets of China Merchants Bank in the previous month are less than 10,000 yuan, a monthly management fee of 5 yuan per card will be charged.
Other banks have not yet started.
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At present, for "debit cards", the banking institutions that do not charge annual fees mainly include: China Everbright Bank, CITIC Industrial Bank, China Minsheng Bank, Hengfeng Bank, Shanghai Pudong Development Bank, Industrial Bank, Shenzhen Development Bank, Guangdong Development Bank, as well as China Postal Savings, Credit Cooperatives, etc.
Credit cards are determined by the number of card swipes to determine whether the annual fee for the next year is waived, some 3 times, some 5 times. If you really can't brush it, you can go to the supermarket to buy a few bottles of mineral water, a bottle of brush, it only counts the number of card swipes, not the amount.
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This can't be set, but you can keep the password and don't tell anyone else, as long as you know the password and don't tell others, others can't use it. It's safe. The setup you're talking about is unrealistic.
For example, if your friend knows your card password, how can you let the bank not allow him to use it, unless you report the loss, he will not be able to use it, otherwise he knows your password, and you have not reported the loss, he goes to the supermarket to swipe the card to buy something, how can others not buy it for him. Are you right?
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Hello. Depending on the services currently provided by banks in China, it is recommended that you choose BEA's Private Banking. The premise is that you have RMB 50 million in cash or cash equivalents managed by BEA.
When you become a VIP of Private Banking, you will be assigned a dedicated manager who will provide you with a full range of services. The VIP card can only be used by you.
Hengfeng Bank also offers a similar service.
Happy holidays to you.
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The bank card can only be used by yourself, please set a withdrawal password and do not tell others.
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In fact, the bank card can only be used by the person, so don't tell anyone after setting the password for withdrawal and inquiry.
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Then you apply to the bank to provide fingerprint recording service, and wait until they come out with this service!
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Hello 1, if you just want to check the balance online, then register directly online, but if you want to pay online early, handle business, then you have to go to the counter to sign a contract, open the online banking password is wrong because, the online banking login password is not the query password of the bank card 2, there is no annual fee, card fee and small account management fee, the postal green card can be considered and the postal savings bank also has online banking business.
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Nowadays, online banking generally has to go to the counter!
ICBC's online banking is very good, but there is an annual fee. It seems that Shanghai Pudong Development Bank does not charge annual fees, but it must be consumed frequently!
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You buy something online and go to CCB to set up an Alipay.
I have a CCB card that I logged in by myself, and I haven't had that kind of situation.
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You can only go to the counter of the Agricultural Bank of China to handle it, and it seems that it will take 3 or 7 days to do it.
Ordinary bank cards, the opening of the network is very much an annual fee, most of them are 10 yuan. There is also an online banking card, which does not charge an annual fee, but it is not easy to do this kind of card if you have to swipe the card 5 times a year in the supermarket, or if you have a fixed amount of sales fees within a year.
If you only buy something online, or get an ordinary card, the annual fee is only 10 yuan, which is not high.
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Bank of Communications.
Industrial and Commercial Bank of China. Abc.
Bank of China. OCBC Bank.
United Overseas Bank (this bank is Singaporean, and there is a credit card with UnionPay, which seems to be sold together with the Bank of China).
China Construction Bank. China Merchants Bank.
Bank of Chengdu has not yet launched credit card business, but it can apply for Jincheng Card Gold Card, which can also be like credit card points.
Hengfeng Bank. Shenzhen Development Bank (it seems to be changed to Ping An Bank, I heard that Ping An Bank's bank card does not charge fees for money at any ATM machine in the country).
Those small banks definitely don't have them, like Zhongjiu Industrial Bank, Tiansong Health Bank doesn't need to ask.
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**Apply, the card is charged, as long as the ID card = 10w limit.
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There are many banks that can apply for credit cards, but if you need to apply for a large amount of card, I can help you operate
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I don't know about this, but all banks should be able to do it, so let's take a look at the nearby bank.
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The biggest advantage of a credit card is that you have money to spend when you have no money, hehe, if you use a credit card to consume, there is a 50-day interest-free period, which is equivalent to spending first, and you don't need to repay the money to the bank immediately, and then repay it when it comes to the repayment date, without interest. However, there is a handling fee and interest charged for withdrawing cash from ATMs, so it is cost-effective to use a credit card or a credit card.
Credit cards do not mean that they have opened online banking, most of them have to go to the bank counter to handle them, but the credit card of China Merchants Bank can be opened by yourself on China Merchants Bank**, which is very convenient.
If you are in Shanghai, I suggest you apply for a China Merchants Bank card, because the credit card center of China Merchants Bank is in Shanghai, you can get the card quickly, and there are many types of China Merchants Bank credit cards, there is always a suitable one for you, hehe, I like China Merchants Bank's Hello Kiity card the most, MSN card, Doraemon card, all very beautiful.
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Online banking and credit cards are two different concepts. The advantage of a credit card is that it is convenient for payment and can be overdrawn to a certain extent.
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Money is a good thing, who doesn't want it.
Friends who use it remind you that the credit card is to spend first and then repay the money, but before you use the card, it should be, you have money before you spend.
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Why do so many people use credit cards, and what are the substantial benefits of using them?
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