What is the current state of commission rates for margin credit accounts?

The brokerage margin commission has also been reduced from the initial to the current fluctuation, and the transaction fee of margin trading business is still decreasing.

In this regard, someone said: "More than 70 brokerages are doing two financial business, and the participation of the business department will inevitably have competition." The commission rate is negotiated by the headquarters and the sales department, but it can be changed according to the customer's transaction amount, generally speaking, it is not too low, and the brokerage also needs to pay for margin trading.

Less than 3 out of 10,000 is already a loss. ”

In this regard, the reporter consulted a number of brokerages and learned that the transaction costs of the two financial institutions in Beijing fluctuated around the left, and the specific transaction costs were negotiable according to the amount of customer funds and trading volume. The transaction fee is lower in Shanghai, Shenzhen and other business department saturated areas, Shanghai two financial transaction rates and the highest commission rate, that is, how much the transaction commission rate, the two financial transaction fees will be set, and the rate will fluctuate between.

Margin trading business not only has a leading battle for transaction fees, but also has a high and low investment threshold. A business department staff told reporters: "In order to control the risk in the early stage of the two financial institutions, the margin requirements of investors are higher, and 500,000 yuan is already the minimum entry threshold stipulated by the regulations, but the threshold has actually been reduced after the development, as long as the trading day is opened, the amount of funds in the trading account meets the standard, and the amount of funds reduced after opening an account is no problem."

Someone said: "The specific capital threshold of the two financial services is determined by the brokerage according to the market situation and risk tolerance, and each brokerage is different." "At this stage, the threshold for margin trading business is lowered, and each business department is different.

It is understood that the investment threshold of many brokerages such as Shenwan and GF has been reduced to between 200,000 and 300,000, and the investment threshold of CITIC and Anxin has also dropped to below 100,000.

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I am from the Bank of Communications, eighty percent is not familiar with the teller business for you, when you choose a brokerage firm for this business, he may directly choose "Haitong **" In fact, there is a special "Haitong ** margin financing and securities lending" option below You remind him to choose this to pass otherwise it is "the brokerage has not opened this business".

I'm the first company account manager, I can't do it below Qianyi, and it's good to give you Qianyi. Margin trading is just financing now, and relatively speaking, it is not too pretentious.

**In case of account opening commission, full commission.

Margin trading. Ultra-low commissions, the lowest commissions in the industry.

Many long-term customers or large customers are less than 6 out of 10,000.

Hello, the commission of the ordinary account and the credit account is not the same, but the difference is not very big, and now the commission and interest rate of the two financial account openings are very low.

No.

However, there is also a general account and a special margin account in the margin software.

The regular account, like your previous trading account, buys ** with your own money.

In the margin account, you can finance (borrow) and borrow (borrow).

You look at the ** below, which is the interface after you log in to the margin software. One is for ordinary entrustment, and the other is for margin trading.

Hello, the trading commission of the regular margin account and the credit account is not the same.

It's not the same, it can also be set to be the same, and now, the interest rate, commission and credit are all in case.

Margin borrowing funds and ** not only need to pay interest (if you choose to close the position on the same day, you do not need to pay interest), you also need to charge a transaction commission when trading, the rate is set separately from the A share ordinary account, the commission that needs to be charged for margin trading is generally more than the commission rate of the ordinary account, because for customers to do margin trading, the company's operating costs will be increased, because it is an innovative business, the commission charged is higher than the ordinary A share commission. That is to say, the commission for the purchase and sale of collateral is charged according to the ** transaction standard, and the commission for margin trading is charged according to the standard of margin trading, after all, the money used for the purchase and sale of collateral is your own.

Of course, there is a commission charged for margin trading, and the rate given by each brokerage is different, which can be negotiated when signing a margin agreement. The commission charged for margin trading and securities lending is of the same nature as the commission of ** account, and the rate is the same or different, which should be negotiated.

At present, the commission of the company's margin trading is generally 3/10,000 to 1,000, and the annual interest rate of financing is about 8%, and the annual interest rate of securities lending and borrowing is about 10%.

The calculation of interest first depends on how the contract is agreed: whether the interest calculation cycle is 360 days or 365 days, whether the interest is paid monthly or quarterly, and check the annual interest rate of financing and securities lending on the broker** (the two may be different).

The simplest is to pay off with the principal, assuming that the financing ** 100,000 yuan (including handling fees), hold it for 30 days to sell, the annual interest rate of financing, and the interest calculation cycle is 360 days: the interest is: 100,000 yuan a day;

As far as I know, the interest rate of 5 million funds can be given, and it is not clear whether it is the lowest! In fact, as far as the current situation is concerned, the interest rate of 6 is also considered low! Most of them are still, after all, sometimes it is not easy to change accounts!

What is a margin client credit** account? The credit account of the margin customer is an account opened by the company for the customer in accordance with the relevant regulations of the registration and clearing company, which is used to record the detailed data of the guarantee held by the company entrusted by the customer.

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The financing interest rate of the two financial institutions.

The operation process of the financing and securities lending business of the national financial society.

IFC ** Process Description:

2. Qualification review and credit investigation: IFC** reviews the investor's account opening qualifications, conducts credit investigation on qualified investors according to regulations, and evaluates the customer's credit status;

3. Sign the contract and risk disclosure letter: for investors who have passed the credit investigation, sign the "Margin Financing and Securities Lending Contract" and the "Risk Disclosure of Margin and Securities Lending Transaction" at the ** Business Department of the State Financial Corporation; The contract makes detailed and clear provisions on the rights and obligations of investors and companies.

4. Account opening: After being reviewed by the National Financial Association, the Business Department of the National Financial Corporation will handle the credit account opening business for the investor, and the investor will go to the commercial bank to sign a third-party depository.

5. Transfer collateral: Investors can transfer collateral to the credit account at the counter of the business department or other trading channels, that is, the investor transfers the guarantee funds to the credit fund account through the bank, and transfers the refillable margin from the ordinary ** account to the credit ** account;

6. Credit: According to the overall margin assets of the investor's credit account, the IFC** evaluates and determines the financing amount and securities lending amount that can be provided to the investor;

7. Margin trading: After the collateral is transferred, investors can conduct margin or securities lending transactions, including financing**, securities lending and selling;

8. Repayment of funds and **: In financing transactions, when investors sell transactions, the funds obtained are first returned to the company owed by investors, and the balance is retained in the investor's credit account; In the securities lending transaction, the investor returns to the company and pays the securities borrowing and lending fee. In addition, investors can also directly use existing funds to repay margin and securities lending debts to ** company in accordance with the contract.

9. Termination of margin trading: When the investor fully repays the margin and securities lending debts of ** company, the investor can transfer the remaining assets in his credit account to his ordinary account.

About 1%.

This also depends on the amount of funds, depending on the sales department and account manager.

At present, the margin trading commission is exempted from five in case of five, the interest rate is ultra-low, and the straight flush is supported.

If you are a customer of Guojin ** commission treasure, the self-owned funds in Guojin ** margin financing and securities lending are 2/10,000, and the financing funds will be asked to the official customer service in detail according to the amount of your funds.

I know that the Wanba of CITIC **, and the estimate of IFC is not as bad as **.

The margin and securities lending commission rates are all different for brokers, mainly depending on the amount of funds.

The financing method refers to the specific form of financing funds of the enterprise. More financing options means more financing opportunities available to businesses. If a business is able to obtain both business credit and bank credit.

It can also be directly financed through the issuance of ** and bonds at the same time, and can also be financed by discounting, leasing, compensation**, etc., which means that the enterprise has more opportunities to raise the funds needed for production and operation.

Principles of Financing. In a narrow sense, financing is the act and process of raising funds for an enterprise. That is to say, according to the company's production and operation status, the status of capital ownership, and the needs of the company's future business development, through scientific decision-making, adopt a certain way, from a certain channel to the company's investors and creditors to raise funds.

Organize the best funds to ensure the company's normal production needs and financial management activities required by business management activities. The motivation of the company to raise funds should follow certain principles, through certain channels and in certain ways. We usually say that there are three main purposes for companies to raise capital:

The business wants to expand, the business wants to repay the debt, and the mixed motivation (the motivation to expand and repay the debt together).

The margin ratio refers to the ratio of the margin paid by the investor when selling securities to the transaction amount. It is calculated as follows:

Margin ratio of securities borrowing and lending: Margin (Sell**Quantity, Sell**) 100%.

For example, if an investor has a margin balance of 1,000 yuan in his credit account, and the margin ratio of 50% of the margin to be borrowed and borrowed is **c, the investor can theoretically sell **c with a market value of 2,000 yuan (50% of the margin of 1,000 yuan).

Hello, the commission for margin trading is not more than 3/1000 of the transaction amount, you can contact the account opening business department to confirm the specific ratio.

Margin trading: also known as credit trading, refers to the act of investors providing collateral to ** companies with margin trading qualifications, borrowing funds ** listing ** (financing transactions) or borrowing and listing ** selling (securities lending transactions).

Financing transaction: refers to the transaction behavior of investors who pay a certain amount of collateral to the company and integrate a certain amount of funds. The funds required for financing do not enter the investor's credit fund account, and are paid by the ** company at the time of settlement.

Securities lending transaction: refers to the transaction behavior of investors who pay a certain amount of collateral to the ** company, integrate a certain amount of ** and sell it. The ** that the investor integrates does not enter his credit account, but is paid by the ** company on behalf of the company at the settlement of the transaction on the day of the securities lending and selling.

Difference from ordinary trading.

1) Investors engaged in ordinary ** transactions can only operate unilaterally, and when ****, they must have sufficient funds in advance; When selling, there must be a full amount. When investors ****** about to do *** and do not have enough funds on hand, they can borrow funds from **company**; When you want to ** and do not have ** on hand, you can borrow ** from **company ** and sell.

2) When the investor engages in ordinary transactions, there is only a relationship of entrustment between the investor and the company, so there is no need to provide guarantee to the company; When engaging in margin trading, there is not only a relationship of entrustment and trading between it and the company, but also a relationship of funds or loans, so it is necessary to pay a certain percentage of the margin to the company in cash or in the form of the company in advance, and deliver the funds obtained from the financing and securities lending and selling to the company as collateral.

3) When investors engage in ordinary trading, they can hold it for a long time**. For margin trading, **The Exchange stipulates that the contract period is up to 6 months.

4) When investors engage in ordinary trading, the risk is entirely borne by them, and they can buy and sell all those listed and traded on the exchange; When engaging in margin trading, due to the lending relationship, there is a leverage effect, and the returns and risks are magnified, such as not being able to repay the funds on time and in full, or **, it will also bring risks to the ** company, so investors can only buy and sell within the scope agreed with the ** company**.

Note to investors.

1) Stop-loss is an iron law.

Due to the effect of leverage amplification, if the direction judgment is wrong, the loss will be magnified accordingly, endangering the safety of the principal. Therefore, it is necessary to set up strict standards for margin trading and earnestly abide by the trading discipline.

2) Do what you can and participate cautiously.

Margin trading requires investors to have more investment experience and strong risk tolerance, so investors are advised to participate cautiously according to their own circumstances.

3) Keep an eye on your account.

Investors should pay attention to their own account situation and check the statement through the trading system in a timely manner to ensure that the guarantee ratio is maintained within a safe range.

4) Keep in touch.