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We should compensate, even if we damage public facilities, we must compensate, no matter what we have to deal with according to this principle.
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If the driver breaks the roadside pole, the user should be compensated for the loss. If it is public property, it is also necessary to make compensation to **.
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In the city, the power supply bureau can generally complete the restoration of power supply in a short period of time, but if it is in the countryside, it is temporarily impossible to restore the power supply in a short time, and it may be claimed by the farmers for compensation.
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In tort liability compensation, the losses to be compensated include direct losses and indirect losses. The first is to compensate the power supply enterprise for property losses, and the second is to compensate for the losses caused (property losses caused to users).
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Should the driver compensate the user for the loss of the roadside electric pole if he hits it? Of course, he has to pay compensation, and if he violates the traffic law and breaks the book pole, he must be compensated.
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How much compensation is required for hitting a power pole while driving depends on the value of the power pole.
In addition, the wire stalk belongs to the three types of property damage, which is borne by the compulsory traffic insurance of your car.
If the loss of the pole exceeds 2000, it will be covered by your car's third-party liability insurance.
If you hit a power pole, you must first pay for the direct loss of the pole and wire. Compulsory payment of 2000, the commercial three responsibilities within the limit (excluding deductibles) to bear the rest, not enough to bear the individual.
Secondly, compensation for the economic losses caused by local power outages is not covered by this insurance.
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How much money do you need to pay for accidentally breaking the cement power pole in the village when reversing the road repair in the countryside?
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Only handle the compulsory traffic insurance to compensate the other party's property up to 2,000 yuan, and answer the rest of the self-care, a pole base is about 5,000 yuan, depending on the degree of damage.
Compulsory insurance for motor vehicle traffic accident liability.
Article 1 of the Regulations is based on the Road Traffic Safety Law of the People's Republic of China in order to ensure that victims of motor vehicle road traffic accidents receive compensation in accordance with the law and promote road traffic safety.
The Insurance Law of the People's Republic of China formulates these Regulations.
Article 2 The owner of a motor vehicle driving on the roads within the territory of the People's Republic of China or the manager of the banquet shall take out compulsory insurance for motor vehicle traffic accident liability in accordance with the provisions of the "Road Traffic Safety Law of the People's Republic of China."
If the insured suffers a traffic accident in the course of using the insured motor vehicle, causing the victim to suffer personal or property losses, the insurance company shall be liable for the damages borne by the insured in accordance with the law, and the insurance company shall be responsible for compensation within the compensation limit for each accident in accordance with the agreement.
Faxiang sells the law basis:
Business Insurance. It is a civil legal activity, according to China's civil and commercial laws, the conclusion of insurance contracts must follow the principles of equality, voluntariness and autonomy of will, and the conclusion of contracts by enterprises and individuals is completely the independent act of the parties, except for laws and administrative regulations.
Except as otherwise provided, no unit or individual may interfere.
As an exception to the general system, most countries have adopted legislation for the special interests of the state and the interests of the public to stipulate that contracts must be signed between specific subjects, for example, the state may requisition land and use means of transport for compensation according to the needs of national defense construction.
The above content reference: Encyclopedia - Compulsory Insurance.
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1. How much does it cost to hit a telephone pole?
1. The compensation fee for hitting a telephone pole is as follows:
1) Cement concrete poles are about hundreds;
2) If it is a steel pole, it should be more than 1,000 **, in addition, the wire stalk belongs to the three physical damage, which is borne by the compulsory traffic insurance of your car.
3) If the loss of the pole exceeds 2000, it will be borne by the third-party liability insurance of your car.
2. Legal basis: Article 2 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability.
The owner or manager of a motor vehicle driving on a road within the territory of the People's Republic of China shall take out compulsory insurance for motor vehicle traffic accident liability in accordance with the provisions of the Traffic Safety Law of the People's Republic of China on Closed Roads.
These Regulations shall apply to the insurance, compensation, supervision and management of compulsory insurance for motor vehicle traffic accident liability.
2. What to do if you hit a power pole while driving.
1. The driver must immediately organize the evacuation of the people on the vehicle to a safe place off the road under the principle of ensuring safety to avoid secondary accidents. If the driver has died or is injured in a road traffic accident and is unable to move, the other persons in the vehicle shall organize the evacuation by themselves;
2. In the event of a property damage accident and the vehicle can be moved, the parties shall organize the evacuation of the people on the vehicle to a safe place off the road, and under the principle of ensuring safety, fix the evidence by taking pictures at the scene or marking the location of the accident vehicle, and report to the police after moving the vehicle to a location that does not obstruct traffic.
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The insurance company pays for hitting a power pole while driving. After a traffic accident occurs, you must immediately report to the public security traffic management department at the place where the accident occurred, and at the same time notify the insurer within 48 hours, otherwise the insurance company can refuse to pay. After the vehicle is involved in a traffic accident, the policyholder should report to the insurance company as soon as possible.
Does the insurance company compensate for the death of the car owner due to a car accident.
However, it should be noted that if the driver is not qualified to drive or is drunk, the insured motor vehicle is stolen and robbed, or the insured intentionally causes a road traffic accident, causing property damage to the victim, the insurance company is not liable for compensation. In accordance with the law, if a road traffic accident occurs in an insured motor vehicle and causes personal and property losses to the victim other than the person in the vehicle or the insured, the insurance company shall compensate within the limits of the compulsory insurance liability for motor vehicle traffic accident liability in accordance with the law. If the damage caused by the road traffic accident is intentionally caused by the victim, the insurance company will not compensate for it.
law. Legal basisArticle 22 of the Provisions on Procedures for Handling Road Traffic Accidents.
Where the parties reach an agreement through negotiation on their own, compensation for road traffic accident damages may be performed in the following ways:
1) The parties make their own compensation;
2) Go to the insurance company or the road traffic accident insurance claim service place to handle the damage compensation. Where the parties fail to perform after reaching an agreement through negotiation on their own, they may apply to the people's mediation committee for mediation or initiate a civil lawsuit in the people's court.
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In the event of a traffic accident in which the vehicle collides with a telephone pole is insured, the car that has been insured with compulsory traffic insurance and commercial insurance shall apply for compensation in accordance with the normal procedures after the compensation for the accident loss is processed.
The loss of the car hitting the pole is mainly reflected in two aspects, on the one hand, the loss of the car itself, on the other hand, the loss of the pole and the communication line connected to the pole, the loss insurance company is only responsible for compensating for the direct loss, such as: the loss of replacing the wire and cable, and does not compensate for the indirect loss caused by the suspension of operation.
The loss of the car itself is responsible for compensation within the compensation limit of the commercial insurance, and the loss of the power pole and the loss within the compensation limit of the compulsory traffic insurance is less than or equal to the loss of 2,000 yuan, which will be claimed in the compulsory traffic insurance insurance, and the excess part will be claimed in the third-party liability insurance of the commercial insurance file.
The amount of loss claimed by the insurance company needs to be reviewed and determined by the insurance company, and the compensation for losses exceeding 2,000 yuan also needs to provide the accident liability determination certificate of the public security organ.
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