Buy a car in installments. The second year of insurance can not be bought in 4s

Answer; If when you buy a car, there is a contract that requires you to buy insurance in a 4S store, then you have to buy it at a 4S store.

1. Generally, the SSSS store will require insurance in the store, and some will pay a deposit, if you pay a deposit, you will not be insured in the store, and the SSSS store may not be refunded.

2, see if you give a renewal deposit, if you don't have it, you can buy it casually.

3. Under normal circumstances, the upfront condition of 4S installment payment is to buy 3 years of insurance in our store, but it is not absolute, depending on how it was agreed at the beginning, the contract is so indicated, and it can be handled according to the contract.

4. Motor vehicle insurance generally includes compulsory traffic insurance and commercial insurance, and commercial insurance includes two parts: basic insurance and additional insurance. The basic insurance is divided into vehicle loss insurance and third-party liability insurance, full vehicle theft insurance (theft insurance), and vehicle personnel liability insurance (driver liability insurance and passenger liability insurance).

5. Additional insurance includes glass breakage insurance, scratch insurance, spontaneous combustion loss insurance, wading driving insurance, no-fault liability insurance, vehicle cargo falling liability insurance, vehicle suspension loss insurance, new equipment loss insurance, excluding deductible special insurance, etc.

6. Glass breakage insurance, spontaneous combustion loss insurance, and newly added equipment loss insurance are additional insurances for body loss insurance, and vehicle loss insurance must be insured before these additional insurances can be insured.

7. Vehicle liability insurance, no-fault liability insurance, vehicle cargo drop liability insurance, etc., are additional insurance for third-party liability insurance, and third-party liability insurance must be insured before these additional insurances can be insured.

It depends on the contract you choose from the dealer and you sign, if it doesn't say that you can buy insurance in the store, you can choose the place to buy it yourself.

No, you must buy it at a 4S store.

The analysis is as follows: 1. You can't buy car insurance by yourself before you repay the loan, and you have insurance in your installment project, whether you buy insurance in a 4S store or not.

2. There is no rebate for the car in the first year of insurance in the 4S store, and there is no rebate for the first two years of hunger and repentance, in addition to the discount (the car is not insured in the first year), there is also the possibility of rebate for the former, different insurance companies have different policies, and the specific situation is consulted with the staff.

No, as long as you buy a car in installments, you can't choose an insurance company before the car is paid off, when you buy a car, the 4S store will sign an agreement with you, the insurance is by their 4S store**, and it must be fully insured, you can only choose the type of insurance and the insurance company after the car is repaid, in fact, the 4S store also earns your insurance company's commission.

This depends on whether you pay a deposit in a 4S store, and if you pay a deposit, you will have to deduct the deposit if you buy it yourself. If you don't pay it, you can buy it yourself.

Yes, you have to choose between strong traffic and business.

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Generally speaking, he has an insurance discount for the first few years, and he can buy insurance by himself later.

Summary. Hello, that's okay. As long as there is no clear provision in the contract, the car bought in installments will be insured for the second year, and the full insurance can be purchased.

Hello, that's okay. As long as there is no clear provision in the contract, the car bought in installments will be insured for the second year, and the full insurance can be purchased.

The vehicle you buy with an installment loan, as long as there is no clear agreement in the installment purchase contract, you must buy full insurance every year, and when you apply for insurance in the second year, you can not buy full insurance, only compulsory traffic insurance must be purchased, and like third-party liability insurance, car damage insurance, you can voluntarily buy.

Thank you. However, if the contract clearly stipulates that you must purchase all risks, in this case, the contract shall prevail, and if the contract does not expressly agree, then you can not take out all risks.

Loan installment insurance for the second year does not necessarily have to be bought in a 4S store. Under normal circumstances, under the premise that the user has not signed a second-year insurance-related agreement with 4S, the user can freely choose the insurance company he likes to buy the second-year car insurance according to his personal situation, so it is not necessarily to buy it at the 4S store, but if the user has signed a relevant second-year insurance agreement with the 4S store, then it must be purchased at the 4S store. In addition to the above questions, whether the user needs to purchase full insurance in the second year needs to be comprehensively judged based on the loan term and the repayment situation of the previous year.

If the user chooses to take out a two-year loan and does not overdue during this period, the bank also agrees that the user will only purchase the insurance that is needed. The above is the relevant content of whether you must buy car insurance in installments in a 4S store in the second year.

If the next party has a commitment to buy what kind of insurance to buy and how much insurance amount to buy, the car buyer can only apply for insurance according to the regulations, otherwise the loan chain will not be delayed. If the next party does not have insurance regulations for the car buyer, then, the car buyer can buy according to personal requirements, traffic compulsory insurance must be bought, car damage, three liability insurance, car theft insurance, excluding free odds insurance, scratch insurance, spontaneous combustion insurance, wading insurance, etc.

Generally speaking, the mortgage car, that is, the loan car, the user is not the first beneficiary when purchasing the car insurance, therefore, the loan vehicle to return the commercial car insurance, you also need to get the permission of the first beneficiary or provide a loan settlement certificate to return the insurance, please consult the insurance company's surrender department for details. If the user wants to surrender the compulsory insurance, the user also needs certain conditions to surrender the insurance, such as the cancellation of the insured vehicle in accordance with the law, and the loss of the insured vehicle determined by the public security department.

Installment does not affect personal credit reporting. Installment usually refers to the borrower's choice to divide the loan into several episodes to repay the loan under the condition that the borrower's pressure to repay the loan in the current month is very large, which can relieve the pressure of repayment, which is naturally a loan repayment method for the bank to implement credit cards, for the bank, in addition to obtaining interest, it can also ensure that the customer does not default on the loan. This article mainly writes about the knowledge points about whether you must buy car insurance in installments in a 4S store in the second year, and the content is for reference only.