What is the difference between a salary statement and a bank statement

Personal bank flow is divided into cash flow and salary flow, cash flow is self-employed or pay wages to cash to deposit money in the bank of self-deposited flow, salary flow is to have a work unit, wages are issued by the bank, print the salary card flow will show the word wage.

What does the salary statement mean.

Proof of mortgage income and bank statements:

The income certificate is generally issued by the borrower's unit and stamped with the official seal of the unit to be valid, and the minimum requirement of the bank when reviewing the borrower's loan is that the income certificate provided by the borrower must be at least twice the monthly repayment amount; The bank statement mainly refers to the borrower's own income statement, which is generally a detailed statement of salary income. What banks usually want to see is a stable and reasonable bank statement for the borrower, which must be continuous and consistent with the proof of income, and the bank statement is usually not favored by the bank.

Wage flow refers to the unit to pay the employee's salary directly to the salary card (debit card), because it is a monthly salary, so all the salary accounts are written out is the salary flow. The bank statement is the income and expenditure details or historical details of the account, which is divided into personal account statement and corporate account statement.

When dealing with certain credit transactions, the bank will ask for a payroll statement. The bank's salary statement is a guarantee to prove that the borrower has a normal fixed income every month and guarantees that the loan will be deducted on time, mainly to examine the stability of the borrower's first repayment and debt ability.

The borrower can bring the salary card and ID card to the bank branch where the salary card belongs and apply to print the salary statement. At present, printing is generally 3-6 months' salary, and most banks do not charge printing fees.

When you need to print the account (bill) statement for your personal account, you need to bring your ID card, card or passbook to the counter of your business outlet to apply for printing.

Salary flow refers to the employer's direct payment of an employee's salary to a payroll card (debit card.

Since wages are paid once a month, it is a wage flow to type out all the payroll accounts.

When dealing with some credit transactions, the bank will ask for a salary schedule. The bank's payslip is a guarantee to prove that the borrower has a normal regular monthly income and the loan is deducted on time, mainly to examine the stability and debt ability of the borrower's first repayment**.

Borrowers can bring their payroll card and ID card.

Go to the bank branch where your payroll card belongs and apply to print your pay slip. At present, printing is generally paid for 3-6 months, and most banks do not charge printing fees.

Extend your data. Hourly hours include: wages paid for work performed at the hourly rate; The basic salary and post (position) salary paid to employees by units implementing the structural wage system; apprenticeship salary for new employees (apprentice living expenses); Sports allowance for athletes.

Piece-rate wages refer to the labor remuneration paid for the work done at the unit price of the piece. Including: the implementation of the wage system of excess progressive piecework, direct unlimited piecework, limited piecework and over-quota piecework, and the payment of individual wages in accordance with the fixed amount and piecework unit price approved by the labor department or competent department; wages paid to individuals under the trade union task contracting scheme; Wages paid to individuals on the basis of turnover commission or profit commission.

Bonus refers to the excess labor remuneration paid to employees and the labor remuneration for increasing income and reducing expenditure. Includes: Production Awards; Conservation Award; Labor Competition Award; Incentives for government agencies and institutions; Other bonuses.

Allowance subsidy refers to the allowance paid to employees to compensate for special or additional labor consumption and other special reasons, as well as the price subsidy paid to employees to ensure that their wages are not affected by prices. Allowance. Includes:

Allowances, health allowances, technical allowances and other allowances to compensate employees for special or additional labor consumption.

**Subsidies include: various subsidies paid to ensure that the wage level of employees is not affected by prices** or fluctuations. Overtime.

It refers to overtime pay and overtime pay paid in accordance with regulations.

Wages paid in special circumstances include: in accordance with national laws and regulations.

and policy provisions, due to illness, work-related injury, maternity leave.

Family planning leave, marriage and funeral leave, personal leave, and family visit leave.

Wages paid according to the hourly wage rate or a certain percentage of the hourly wage rate for reasons such as regular leave, suspension of work, study, performance of state or social obligations; Additional pay, retained pay.

No, the pro-salary flow refers to the detailed account details of the monthly salary paid by the employee or the company unit to the employee. In specific daily life, the wage flow is mainly a proof of effect, which can prove that employees have a relatively stable income. If the bank takes out a loan, the employee's salary can effectively have a probative effect, so that the bank has reason to believe that the user can repay the money on time and have a certain ability to repay debts.

Usually, users can bring their ID cards and bank cards to the self-service printer or service desk of the bank branch to print out the salary statement.

If the salary card is printed out and reflects the transaction information, it has the word "salary" or has a normal fixed income flow. The bank's salary statement is a guarantee to prove that the borrower has a normal fixed income every month and deducts the loan on time, mainly to examine the stability of the borrower's repayment** and debt ability.

This is the real salary of the assembly line, and after reading it, I realized that we were all deceived.

The salary statement is the record on your payroll card.

Bank statementsBillingThe salary is not indicated, but yesBank loansReviews are useful for three reasons

The first bank statement does not only look at one month, but needs to look at 3-6 months' bills, which do not indicate that it is a salary, as long as it is an input.

Every month, and it's more balanced, it will be considered by the bank loan investigator.

Second, the bank checks the borrower's bank statement mainly to see whether the borrower has the financial strength to repay the loan, and it needs to consider how much the borrower's total monthly income is (overtime pay).

bonuses, various subsidies, and other income), and not just look at the value of wages.

Third, how much is the input and output and the balance on the bank statement, and what is the average monthly income, rather than just looking at the income of a certain month. If the borrower is willing to repay, the monthly income can meet the loan repayment requirements, the purpose of the loan is clear and meets the requirements of national laws and regulations, the bank will consider the borrower's application requirements.

The salary flow shows the word "salary"; Cash flow is not used as a salary.

Templates and fonts must be up-to-date!

Printed on bank paper, the amount must meet the requirements. To be in touch with non-stop!!

What is the salary turnover:If the information printed out of the salary card and reflecting the transaction information, there is the word salary or the information sheet with normal fixed income.

Salary statement is also a material that must be issued when applying for a loan from the bank, which is used to prove that the borrower has a normal fixed income every month and guarantees the funds to deduct the loan on time**, which is an important document to examine the stability and debt ability of the borrower's first repayment**.

The borrower can bring a salary card and ID card.

Go to the bank branch where the payroll card belongs and apply to print the payroll. At present, printing is generally 3-6 months' salary, and most banks do not charge printing fees.

What does the salary flow mean.