What should I do if I don t reply within 30 days after the Taiping Life Insurance claim is reported?

Taiping Life Insurance has made relevant claims commitments: after receiving the customer's complete claim information, it will make an assessment within 5 working days for simple cases; In complex cases, the approval shall be made within 30 days, unless otherwise agreed in the contract.

If the situation is complicated, the verification shall be made within 30 days", which is also clearly stipulated in China's "Insurance Law".

If Taiping Life still does not reply within 30 days after the claim is reported, you can actively communicate with the insurance company to see what the reason is, and if necessary, you can also find a third-party platform to assist in the claim!

Taiping Life Insurance has provisions on the statute of limitations for claims: for cases with complete claim materials, clear accident liability and no problems, the case will be closed within 3 working days from the date of acceptance of the claim application; For cases where the claim information is complete but needs to be verified and verified, the case will be closed within 30 natural days from the date of acceptance of the claim application. You can wait patiently to see if the case will be closed within the stipulated deadline.

Under normal circumstances, if the contract claims conditions are met and the information is complete, the insurance company will settle the claim on time. However, there are also cases where the case cannot be closed in a timely manner due to other factors (in which case the insurance company will also inform the customer of the reason).

It is recommended that you check to see if you have found the right channel to report the case, whether there is any incomplete information, etc. You can refer to this article to see if you have missed any details: What are the general claim materials? Details determine the success or failure of a claim!

If it is confirmed that the claim process has been fully followed and the information is complete, you can further negotiate with the insurance company. If necessary, you can also find a third-party platform such as an insurance brokerage company to assist in the claim. For example, Shengshi Chuangfu Insurance Brokers **** has a "peace of mind claim" service, and a professional team (claims, legal, underwriting, and medical expert team) will strive for the best interests for customers when making claims.

Did you call 95589 or report the case to your business partner? If you call 95589 to report the case, it will be directly transferred to the branch of Taiping Life Insurance where you are located, and the claims adjuster will take the initiative to contact you. If you do not give a reply within 30 days, you can consult the local agency of Taiping Life for the reason, if the reason is inappropriate, you can complain to the local insurance industry association and the Insurance Authority!

Summary. Hello, the claim amount of Taiping Life is 0, which means that the insurance company has made an underwriting conclusion that the claim amount is zero according to the submitted claim information and the contract of the purchased product, that is, no compensation.

Hello, the claim amount of Taiping Life is 0, which means that the insurance company has made the claim information submitted according to the age and the contract of the purchased product, and the underwriting conclusion is that the claim amount is zero, that is, it will not pay.

Explain the expenses caused by the accident and the scope of compensation agreed in the contract for the insurance product that will no longer be purchased.

So the claim amount is zero.

If the parties have objections to the conclusion of the claim. You can contact the business staff of the service change, or bring your ID card to inquire about the reason for the refusal at the insurance company. If the conditions are met, but there is no claim, you can file a complaint through the CBIRC.

The China Banking and Insurance Regulatory Commission (CBIRC) is the leading functional department that supervises insurance companies and administers justice to consumers.

Summary. Hello, the Chinese life report case is not withdrawn is affected by the following reasons, if the vehicle is reported after the accident, and then there has been no claim, or there is no need to make a claim after that, this time should be withdrawn in time, if not withdrawn, when you buy car insurance next year, the system always hangs that you have a single claim that has not been claimed, and there is no withdrawal, which will affect you.

Hello, the Chinese life report case has not been withdrawn is affected by the following reasons, if the vehicle is reported after the accident, and then there has been no claim, or the late bend does not need to be claimed, at this time should be withdrawn in time, if not withdrawn, in Tandan call next year to buy car insurance let Kai wait, the system always hangs that you have a single claim not made, and there is no withdrawal, it will affect you.

Life. It's not car insurance.

Life insurance should not have any impact, reporting a claim is not a complete process, and it is not considered an accident, and it will not have any impact on future insurance.

However, you'd better talk to the insurance company and withdraw the report, anyway, it's a ** thing.

Claims can be processed within 10 days, 30 days, or longer. If the claim information is prepared and the situation is not so complicated, it may be easier to solve and the time consumed will be shortened.

The long claim settlement cycle due to the complexity of the case is only an isolated phenomenon, and in actual life, most of them are delayed due to incomplete materials. Therefore, it is recommended to consult the claims adjuster of the insurance company before preparing the claim information to ensure that the information is complete. If the information is ready, the claim will be made quickly.

Articles 22 and 23 of the Insurance Law stipulate that when the insurer is requested to compensate or pay insurance money in accordance with the insurance contract after the occurrence of an insured event, the policyholder, the insured or the beneficiary shall provide the insurer with the following certificates and materials related to the confirmation of the nature and cause of the insured event.

1. Insurance claims must be made within the limitation period, if the insured or beneficiary does not make a claim to the insurer, fails to provide the necessary documents and does not receive the insurance money, it will be deemed to have waived its rights. It should be noted that the timeliness of claims varies depending on the type of insurance.

2. The statute of limitations for claims shall be calculated from the date on which the insured or beneficiary knows of the occurrence of the insured event. After the occurrence of an insured event, the policyholder or the insured must first immediately report the accident to the insurance company and then file a claim request.

3. After the insured submits a claim, if the insurance company believes that it is necessary to submit relevant information, it shall notify the other party in a timely manner; After the materials are complete, the insurance company shall make an assessment in a timely manner, and if the situation is complicated, it shall make an approval within 30 days; If it is an insurance liability, the insurance company will pay the compensation within 10 days after the payment agreement is reached; For those who do not fall under the insurance liability, a notice of refusal shall be issued within 3 days from the date of verification, and the reasons shall be stated.

Xueba says insurance, focusing on insurance evaluation! Many friends asked me to compare Taiping's products, so I spent a week comparing all of Taiping's critical illness insurance and other popular critical illness insurance"Comparison Table of 136 Popular Critical Illness Insurance in China".and click Claim.

Although we do not advocate choosing an insurance company first and choosing an insurance product later, no matter what, insurance companies will still have a great impact on us when we choose products. In order to answer this kind of question more intuitively and efficiently, I ranked 91 domestic insurance companies, mainly from multiple perspectives such as product cost performance, market awareness and claim settlement speedWhich of the top 10 insurance companies is reliable

Taiping Life has a lot of products on sale, and today I will share with you one of the most popular Fulu lifetime critical illness insurance in recent times, how cost-effective? Is it worth buying.

Let's take a detailed look at the product of Fulu Lifetime Critical Illness Insurance:

Let's take a look at the highlights and shortcomings of Flow Whole Life Critical Illness Insurance, the highlights are as follows:

Compared with Fulu Kangrui, there is more responsibility for moderate disease;

Taiping Life Insurance, as a veteran insurance company, has a large number of people and a high reputation.

However, there are some details of this product that we need to pay attention to, the proportion of compensation for mild diseases is low, only 25%, and the minimum standard on the market is 30%, and 25% is relatively insincere; There are also ridiculously high product rates, which are 50% higher per year than those on the market. In addition to these two points, in fact, there are many "dark pits" in the terms, because there are too many contents, I will not show them here, and directly look at the complete evaluation and analysis"If you want to buy insurance, is Taiping Life Insurance reliable"., The article also compares several popular products of Taiping, and you can learn about it if you are interested.

The terms of the critical illness insurance stipulate that "sequelae of stroke" is the insurance liability for critical illness, rather than "stroke (cerebral hemorrhage)", and the diagnosis of sequelae of stroke is only eligible for critical illness liability for sequelae of stroke if 180 days after the diagnosis of stroke disease, leaving one of the circumstances of complete loss of function of one or more limbs, loss of language ability or complete loss of independent living ability, and the diagnosis of the above sequelae needs to be confirmed by judicial appraisal after 180 days. If it is confirmed that the above circumstances are not met, the critical illness insurance benefit will not be paid.

For example, the insured amount of the main insurance is 50,000 yuan, and the additional critical illness insurance amount is 40,000 yuan, and after the critical illness claim is paid, the insured amount of the main insurance is reduced to 10,000 yuan, and if the insured amount of additional critical illness is also 50,000 yuan, the insured amount of the main insurance will be 0 after the payment of the critical illness insurance benefit, and the insurance amount of the main insurance will be 0, and the whole policy will be released.

Although it is still time to determine the sequelae of cerebral hemorrhage, according to the question, your mother was in a coma in February, and according to the agreement, if she is in a deep coma and has been on a ventilator for more than 96 hours, she is in a "deep coma" and can be considered according to her condition. Hope it helps.

Isn't there an early payment for critical illness? How do you buy that kind of after-the-fact compensation??? Okay, can you show me his insurance liability, maybe I can help you. If you are interested, please send an email to.

Hello Critical Illness is an insurance plan that pays in advance.

The contract is terminated after the sum insured is paid.