How to check a credit report on a mobile phone, how to check a credit report on a mobile phone

First, search online and enter the "People's Bank of China Credit Information Center"**. After entering**, click on the "Personal Credit Information Service Platform", and then there will be a prompt on the page that "Personal credit records, all under control", and then hit "Verify immediately". If someone already logs in, if not, they have to register.

The registration process for newbies is not difficult, just follow the prompts to fill in the basic information. In addition to submitting ID card and other information, users are also required to fill in UnionPay card information, and there will be a verification code sent to the mobile phone on the list during the process, so pay attention to checking.

Check your personal credit as such.

The above is the process of checking personal credit records on mobile phones, after filling in the information inquiry, you can wait for the credit records to come out with peace of mind! Although some people don't usually apply for loans and don't have the habit of using credit cards, it doesn't mean that there are really no stains on credit records. It is possible that you have done something to make the credit record stained and you don't know it, or you may be impersonated to do illegal things that affect the credit report, so it is still necessary to check the credit record occasionally.

It's okay to check your credit history, but you can't check it too often. Every time you check your personal credit records, the system has a record, if you check your personal credit records too often, maybe the bank will determine that you have some bad purposes, which will not be beneficial to your future loans.

The personal credit report records the individual's credit information, mainly including personal basic information, credit information (whether there is a bank loan, whether there is an overdue, credit card overdraft record, etc.), non-bank information (water, electricity, gas and other public utility payment information, tax arrears, civil judgments, etc.). This information will affect the individual's borrowing behavior at financial institutions. For example, when applying for a personal mortgage, the bank needs to look at the credit report, and if the credit status is good, it may get a discount, while if it has an overdue record, it may have to raise the price, or even fail to get a loan.

It can be said that a personal credit report is an individual's financial identity card. [1]

Chinese name. Personal credit report.

Content. The individual's credit information is recorded.

Effect. Lending behavior of individuals in financial institutions.

Whether there is a charge. There is no charge for the time being.

Provincial pilots. 9 in total.

How to check personal credit on the mobile phone, it is not recommended that you check it often.

Check personal credit on your mobile phone.

Here's how:

2. In My Interface, click Credit Inquiry - One-click Query;

3. Click Apply for inquiry;

4. Enter the application interface, check the agreement, and click Next;

5. Enter the confirmation information interface and click Confirm;

6. Submit successfully, wait for the application result, and check it on the credit information interface.

The method of checking the credit report on the mobile phone is as follows:

3. Then click "Start Now" on the Internet Personal Credit Information Service Platform, if you are a new user, you need to log in after completing the registration, if you have already registered, you can enter the password to log in directly.

4. After logging in, fill in the verification information according to the requirements of the page and submit, if the individual application is verified, you can get the personal credit report within 24 hours.

Operating environment: brand model: iphone13

System Version: Supplementary Information:

It is best not to trust the personal credit report inquiry service provided by any third-party application or software not authorized by the credit information center, otherwise there will be a hidden danger of personal information leakage.

To check credit on the mobile phone, you must choose a formal channel - the official website, the central bank credit information center. There is such a security notice on the homepage of the official website of the Credit Information Center of the People's Bank of China: The Credit Information Center does not authorize any third-party application (app) to provide personal credit report inquiry services.

Therefore, when checking credit through mobile phones, do not trust any credit inquiry software, otherwise there will be a major hidden danger of personal information leakage. Check credit information through the official website of the Central Bank Credit Information Center on your mobile phone: 1

Enter the keyword "Central Bank Credit Information Center" through the mobile app and search the official website; 2.Click to enter the official website and select to enter the "Internet Personal Credit Information Service Platform"; 3.Click "Start Now" to complete the registration and log in. 4.

Fill in the verification information according to the page requirements and submit; 5.If the individual application is verified, the result will be given within 24 hours.

The method of checking the credit report on the mobile phone is to open 360 Guard, click the toolbox to enter, and click More Tools on the Tools page to enter; Under Third-Party Services, click on Credit Enquiry to enter; Click Check Dishonesty, then enter the name of the person you want to check, ID number, and then click Query.

Credit reports are divided into personal credit reports and enterprise credit reports, which are records of personal credit information issued by the Credit Information Center of the People's Bank of China and used to inquire about the social credit of individuals or enterprises. There are three types of credit reports, namely basic personal information, credit transaction information, and other information. Credit reporting is an activity in which a professional and independent third-party institution establishes a credit file for individuals or enterprises, collects and objectively records their credit information in accordance with the law, and provides credit information services to the outside world in accordance with the law, which provides a platform for professional credit institutions to share credit information.

If there is a bad credit record, whether it is a mortgage loan for a house, a mortgage loan for a car, or a personal credit loan, it is difficult or impossible to handle it; If there is a bad credit record, the previous overdue repayment will be included in the credit reporting system, and even will be listed by the court as a dishonest and lucky person subject to execution, and personal travel will also be affected; Affecting employment, many large companies will conduct background checks before employment, and if Liang is called to a bad credit record, there will definitely be no way to enter the company; Affecting the family, in addition to having an impact on oneself, bad credit records also have a certain impact on the family.

After the user pays off the loan, the overdue record of the credit report will be kept for 5 years, after which the overdue record will be automatically eliminated. The repayment record in the credit report has changed from the previous 2 years to 5 years, and the previous credit card users can cover the original overdue by repaying on time for 2 years after the credit record is overdue, and if the credit card is cancelled, it is still within the range of the 5-year record, and there will be a repayment record in the credit report.

Operating Environment: Brand: Apple 12

System version: iOS14