What is the current status of the China Economic Affordable Housing Policy ?

If you can buy a commercial house, try to buy a commercial house. Affordable housing is essentially semi-property commercial housing. If you can afford affordable housing, you can afford commercial housing.

Some local policies require full property rights to be obtained after 5 years of residence. To put it simply, after a lot of complicated procedures such as registration, review, lottery, and publicity. All you get is a 5-year interest-free loan (no land transfer fee for the time being).

It would be best if the local affordable housing policy allowed for a long-term allocation. The affordable housing policy is a law enacted in various places. There is a high possibility of an early front.

In general, there are too many restrictions on affordable housing, and it is like a chicken rib. No wonder there was a stop.

1. Affordable housing that has been lived in for 5 years: For affordable housing that has been lived in for 5 years, the owner can now pay the comprehensive land price according to the current market, but after **, the owner needs to pay the comprehensive land price for the transaction amount. If the affordable housing has been purchased according to the market, it shall go through the transaction and property right transfer procedures with the deed tax payment certificate, house ownership certificate, housing transfer contract and other documents to the land resources and housing administration bureau where the house is located.

Affordable housing that has not been lived in for 5 years: For affordable housing that has not been lived in for 5 years, due to policy regulations, it is not allowed to be at the market price**.

Article 30 of the Measures for the Administration of Affordable Housing.

Due to the affordable housing policy introduced by the state, the pressure on home buyers has been greatly eased, so most people are in the middle and low income class. In order to reduce the burden of low- and middle-income people, ** while buying affordable housing, it will also appropriately reduce the taxes and fees that need to be paid. Affordable housing is a type of housing that is compared to commercial housing.

Therefore, you can enjoy some preferential policies of the state and local government, such as exemption from land transfer fees, reduction and exemption of various approval fees, and halving.

When purchasing affordable housing, you can enjoy the following special benefits: first, exemption from surcharges related to municipal infrastructure, construction fees for commercial outlets, deed tax, etc. Second, water and electricity bills, accommodation fees are halved.

Third, the local government allocates land and approves it first. Fourth, the cost of building and operating affordable housing is limited to only between 1 and 3 per cent, while market returns are limited to 3 per cent.

The relevant taxes that need to be paid for the purchase of an affordable house: first, housing taxes. 4% of the home** paid by the buyer.

If it is less than 120 square meters, it will be paid proportionally. When urban residents buy a house for the first time, they should be exempted from deed tax. Second, the house sales service fee.

Within 120 square meters, 250 yuan per set. If it is more than 120 square meters, it will be 500 yuan per square meter. Third, stamp duty.

Fourth, public maintenance funds.

Affordable housing is inheritable. There is no restriction on the market for five years, but the title to affordable housing can be retained after inheritance. All conditions must be met within five years of the first issuance of the title deed.

Due to the special nature of affordable housing, there will be certain restrictions on the change of property rights. The order of inheritance of the estate is as follows: first, the priority of spouse, children, parents.

Second, order. Siblings, grandparents, maternal grandparents. After the succession begins, it is inherited by one heir, while the next heir cannot inherit.

If there is no first heir, the second in line will be subrogated.

The above aspects describe what the affordable housing policy is and whether affordable housing can be inherited. Affordable housing can enjoy some preferential policies of the state and local government, and at the same time, affordable housing can be inherited, and affordable housing should be purchased in accordance with laws and regulations and customs policies.

1. Affordable housing does not need to pay urban infrastructure fees, commercial network construction fees and deed tax, and various taxes and fees such as water and electricity bills are halved. The construction land shall be administratively allocated**, and the relevant procedures shall be given priority. In addition, the management fee for the construction of affordable housing is limited to 1 to 3, and the market profit is limited to less than 3.

2. The composition of affordable housing includes exploration and design and engineering costs, housing community infrastructure construction costs, etc., and the management fees, loan interest, taxes, profits under 3, and fees based on the sum of the above items. **Determined according to the construction cost, sold at a small profit, only sold and not rented.

Absolutely. There are usually two situations, one is for those who have lived for 5 years or more, and the other is for those who have lived for less than 5 years.

1. For affordable housing that has been lived in for 5 years, the householder can carry out according to the current market, but the householder needs to pay 10% of the comprehensive land price according to the housing transaction amount. If the purchased affordable housing is sold according to the market, it is necessary to go to the land resources and housing management department where the housing is located to handle the transfer of property rights with the deed tax payment certificate, housing ownership certificate, housing transfer contract and other valid documents.

2. For affordable housing that has not been lived in for 5 years, it cannot be sold according to the market due to policy regulations. Therefore, the head of the household who really needs to buy and sell such a house can only pay no more than the price at the time of purchase**, and can only ** give it to the family who meets the conditions for the purchase of affordable housing. If the purchased affordable housing is bought and sold at the original purchase price, the first person shall provide the original housing transaction contract, housing transfer contract and other documents.

Affordable housing is commercial housing with the nature of social security. The focus of the Affordable Housing Division is how to determine housing prices. If the affordable housing is obtained in the state of existence of the marital relationship, the property belongs to the husband and wife.

In the case of divorce and division, because the appreciation of affordable housing is relatively fast, the division at the original price is not beneficial to the party who did not get the property, but the division according to the market price is contrary to the policy of affordable housing. Therefore, how to divide affordable housing has become a difficult point in the judiciary. In practice, because it is difficult to determine **, it is also difficult to determine the amount of division, therefore, the two parties can use the method of bidding, and the party with the highest bid will obtain the ownership of the house and give the other party corresponding compensation, which will be more fair.

If it is not part of the joint property of the husband and wife, it is not possible to request division at the time of dissolution of the marriage.

The policy stipulates that affordable housing that has not been lived in for 5 years according to the market can only be sold at a price not higher than the unit price at the time of purchase, and can only be given to families who meet the conditions for the purchase of affordable housing or purchased by relevant departments. If the affordable housing has been purchased at the original purchase price, the party shall provide the original housing sales contract, housing transfer contract and other documents. Buyers of such second-hand affordable housing must meet the conditions for affordable housing in order to purchase it.

After the original price is given to those who are eligible to buy, and still meets the conditions for purchasing affordable housing, they can also purchase other affordable housing purchase policies again. Legal Provisions]: Measures for the Administration of Affordable Housing:

Article 30 Buyers of affordable housing have limited property rights. If the buyer really needs to transfer the affordable housing for special reasons, it shall be repurchased according to the original and considering factors such as depreciation and price level. After purchasing affordable housing for 5 years, if the buyer goes on the market to transfer the affordable housing, he shall pay the land income and other relevant prices to ** according to a certain proportion of the difference between the price difference between the ordinary commercial housing and the affordable housing in the same area at that time, and the specific payment ratio shall be determined by the people of the city and county, and the ** can be repurchased first; The buyer can also obtain full property rights after paying the relevant price such as land income to ** in accordance with the standard set by **.

The above provisions should be set forth in the affordable housing purchase contract and the relevant liability for breach of contract should be clarified. "Measures for the Administration of Affordable Housing": Article 31 If a family that has already purchased affordable housing purchases other housing, the original affordable housing shall be repurchased by ** in accordance with the provisions and the contract.

**Buy-back affordable housing, which should still be used to address housing difficulties for low-income families.

Legal Analysis:1One is for those who have lived for five years, and the other is for those who have not lived for five years.

The specific time shall be subject to the time when the home-buying family obtains the deed tax payment certificate or the time when the affordable housing ownership certificate is issued. For affordable housing that has been lived in for five years, the owner can now proceed according to the current market, but after that, the owner needs to pay 10% of the transaction value of the comprehensive land price.

2.For affordable housing that has not been lived in for five years, due to policy regulations, it is not allowed to be market-rated. Therefore, owners who really need such affordable housing can only pay no more than the unit price at the time of purchase, and can only give it to families who meet the conditions for the purchase of affordable housing or be purchased by relevant departments.

Legal basis: Measures for the Administration of Affordable Housing

Article 3 The affordable housing system is an integral part of the policy system for solving the housing difficulties of low-income families in urban areas. The targets of affordable housing** should be linked to the targets of low-rent housing. The construction, use, supervision and management of affordable housing shall comply with these measures.

Article 4 The development of affordable housing shall be under the guidance of the unified national policy, and all regions shall take measures according to local conditions, and shall be led by the society and participated. The people of the city and county shall, according to factors such as the level of local economic and social development, the housing status and income level of residents, reasonably determine the policy objectives, construction standards, scope and objects of affordable housing, and organize their implementation. The people of provinces, autonomous regions and municipalities directly under the Central Government shall be responsible for the work of affordable housing in their respective administrative regions, and shall implement the target responsibility system for the management of the people of the cities and counties under their jurisdiction.