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WeLoan will deduct the money from the linked bank card according to the agreed date just like Money, which is very convenient without manual operation.
Money-Spent is the original credit service product, which can meet your daily consumption and turnover capital needs. Pure online application, no mortgage required, simple application materials, 30 seconds for approval, the fastest three minutes for loans, up to 200,000. Installment repayment is available up to 36 installments (3 years), and you are welcome to try it out.
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Click on it and check the information.
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When using credit products, in order not to affect personal credit, borrowers need to keep in mind the repayment date and repay on time.
The repayment date of the micro loan is not uniform. If it is the first loan, the borrowing date is one of the 1st to 27th of the month, and the repayment date is the disbursement date of the first loan (including the first loan borrowed through mobile QQ and mobile phone manager); If the first loan is made on one of the 28-31st of the month, the first repayment date will be from the 18th to the 27th of the following month, or from the 1st to the 17th of the following month. The specific repayment date is subject to the system display.
There are two main deductions in the micro loan system, the first is to be deducted from 0:00 to 12:00 on the day of repayment, and if the deduction is not successful, the second deduction will be made from 17:00 to 21:00.
Among the reliable big brands on the market, in addition to micro loans, Du Xiaoman Finance's money is also a good choice. Money is the credit brand of Du Xiaoman Finance, which provides users with safe and convenient, unsecured and unsecured credit services.
Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.
This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.
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1. If you borrow money on a micro loan, then you have to repay the principal plus interest every month. The interest rate of the loan is calculated on a daily basis, and the interest rate of the loan is between, generally for those who have just opened the micro loan, the loan interest rate is every day, and only when you borrow many times on the micro loan and repay the loan on time, your loan interest rate will be reduced. At present, the interest calculation formula for micro loans is as follows:
Total Interest = Outstanding Principal Daily Interest Rate Number of Loan Days.
2. The quota is high, the threshold is low, and the interest rate is low.
3. After borrowing money on WeLoan, you have to repay the principal and interest every month, and how much you have to repay depends on the number of loan periods you choose when you take out the loan. However, WeLoan supports early repayment, so as long as you have money, you can pay off the WeLoan in full in advance, and there is no liquidated damages, and the loan interest will only be calculated based on the actual number of loan days, which is good. In addition, the interest rate of micro loans is much higher than the interest rate of bank loans, but slightly lower than the interest rate of ordinary online loans.
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According to the official website of WeLoan, it can be seen that the repayment amount of each period of WeLoan = loan principal Number of loan periods + (loan principal - accumulated repaid principal) Loan daily interest rate The actual number of days in the current period. Generally, after we apply for a loan from WeLoan, the system will formulate a repayment plan, which will show how much the user should repay in each installment.
However, since the daily interest calculation method is adopted, the interest will be calculated from the day the loan is successfully disbursed, which is suitable for early repayment.
"WeLoan" is a pure online microcredit revolving consumer loan product launched by WeBank, a domestic Internet bank, for WeChat users and mobile QQ users, which was launched on mobile QQ in May 2015 and WeChat in September 2015.
Relying on QQ and WeChat, the invited users can see the entrance of "WeLoan" in the "QQ Wallet" of QQ on the mobile phone and the "WeChat Pay" of WeChat, and can get a maximum loan amount of 200,000 yuan.
Features: As an Internet banking loan product launched by WeBank, "WeLoan" has the following characteristics:
Unsecured and unsecured.
Most of the personal loans provided by traditional financial institutions require the borrower to provide collateral and other guarantees, and it is difficult for individual users who cannot provide guarantees or do not have fixed assets in their names to obtain loans. "Micro Loan" does not require collateral and guarantee, and does not need to submit any paper materials, which can better meet the small financing needs of users with good credit.
7*24 hours service, the fastest 1 minute to complete the loan.
Relying on strict risk control rules and a complete technical support system, "WeLoan" provides 7*24 hours online services, convenient and efficient procedures, all processes are completed on the mobile phone, and the loan can be received in 40 seconds at the earliest.
Borrow and repay at any time, and there is no handling fee for early repayment.
Most traditional financial institutions require users to repay on the day of repayment, and if users want to repay early, they need to apply and pay a handling fee. In addition to the regular default withholding repayment, "WeLoan" also allows users to settle the loan at any time without any additional handling fees.
On January 9, 2019, WeLoan won the 2019 Hurun New Finance Best User Experience Award.
As of the end of December 2020, the WeLoan Financial Poverty Alleviation Project has been officially implemented in 42 poverty-stricken counties across the country (including 32 at the national level), and the project has contributed a total of about 100 million yuan in value-added tax to poverty-stricken areas, effectively helping local poverty alleviation.
WeLoan is a pure online personal microcredit revolving consumer loan product launched by Tencent WeBank for WeChat users and mobile QQ users. WeLoan currently adopts an official invitation system, and invited users can see the "WeLoan Loan" entrance in the [QQ Wallet] of QQ on their mobile phone and the "WeChat Pay" on WeChat. For the time being, there is no other way to force the opening of WeLoan, and users are not supported to apply for opening. >>>More
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