How much does it cost to buy a car in installments, 130,000 cars?

Whether you buy a car in installments or in full, this insurance still has to be bought, not that you buy less installment insurance, or you buy less insurance in full, not like this, so how much do you want to buy? As you said, a car of 130,000 yuan, then you buy one, four or five thousand yuan or 5,400 yuan, because the first year of the new car is to buy full insurance, well, so it is about 5,400 yuan, which is relatively reasonable, such as commercial insurance and compulsory traffic insurance, this thing is all ah, if you add it up. In the second year, you don't need to buy this insurance in 10 or 10 days, you can get it yourself.

You can go to the insurance company yourself. If you're talking about a 30,000 yuan car, it's about 3,200 3,500, because generally speaking, these people who sell insurance will give you a price, about 4,000 yuan, and then he will give you 800 1,000 yuan fuel card, so that's what it looks like if you reduce it, it's 3,000 3,500, the second year.

Hello, if you buy a car in installments. The general requirement of insurance is all-in, about seven or eight thousand in the first year.

Summary. The full amount is about 130,000 yuan, and the car insurance is about 37,001The premium for the first year of compulsory liability insurance is 950 yuan, and if it is not the first year, the premium will fluctuate around 950 yuan.

If there is no insurance record, then you can get a 30% discount. 2.Car damage insurance is a commercial car insurance, car owners can buy according to their own choice, it is recommended that car owners can buy a car damage insurance for their own car, ** in about 1500 yuan.

Of course, insurance companies in different cities are different, and consumers can choose freely.

The full amount is about 130,000 yuan, and the car insurance is about 37,001The premium for the first year of compulsory liability insurance is 950 yuan, and if it is not the first year, the premium will fluctuate around 950 yuan. If there is no insurance record, then you can get a 30% discount.

2.Car damage insurance is a commercial car insurance, car owners can buy according to their own choice, it is recommended that car owners can buy a car damage insurance for their car silver, ** in about 1500 yuan. Of course, different insurance companies are different, and consumers can choose freely.

3.When purchasing car insurance, if you do not purchase deductible insurance, the owner needs to bear part of the loss after the vehicle is out of insurance, so the car owner can buy a deductible insurance. The premium without deductible insurance is generally 200 yuan a year.

4.Thirdly, Liang Nairen liability insurance is also an insurance that most car owners will buy, with an insurance amount ranging from 50,000 to 1 million, and consumers can choose according to the local compensation standards when they buy. Based on the third-party liability insurance chain of 300,000 yuan, the annual cost of the shed key is about 1,000 yuan.

It depends on your own situation.

Clause. 1. Compulsory traffic insurance: 850 yuan - 950 yuan.

Compulsory traffic insurance must be bought, which is clearly stipulated in the law. When renewing the insurance, the insurance company will adjust the amount of compulsory traffic insurance accordingly according to the owner's insurance record during the one-year insurance period, that is, when the car is renewed in the next year, the compulsory traffic insurance** can enjoy discounts.

Clause. 2. Commercial third-party liability insurance: about 800 yuan.

Generally speaking, the insurance amount of commercial third-party liability insurance is divided into 7 grades, namely 50,000 yuan, 100,000 yuan, 150,000 yuan, 200,000 yuan, 300,000 yuan, 500,000 yuan, 1 million yuan and more than 1 million yuan. Since the situation of each owner and vehicle cannot be exactly the same, each owner needs to insure the vehicle according to the actual situation. If the owner's economic conditions are better and the risk awareness is stronger, it is recommended to choose a higher amount.

Clause. 3. Car damage insurance: about 1,500 yuan.

Any car owner who drives a car does not dare to guarantee that the vehicle will not have an accident, even if he does not come out of the car late, it is inevitable that he will encounter vehicle losses caused by other people or natural phenomena. Insurance experts believe that car owners cannot save this money.

According to the bank's regulations, you can pay a certain amount of the first installment of the car purchase, notary fees and insurance premiums, and have the ability to repay the principal and interest of the loan in installments, have a local permanent residence account, and have full civil capacity.

Cost 1: down payment = car purchase** 30%, that is, 80,000 30% = 24,000 yuan. Answer.

Fee 2: The borrower's personal accident insurance (the first beneficiary is the bank), as well as theft insurance, vehicle spontaneous combustion insurance, third-party liability insurance and car damage insurance, the insurance premium is about 3,200 yuan.

Fee 3: 100 yuan for the notarization fee of the loan contract (charged by the notary office), and 300 yuan for the vehicle mortgage fee (charged by the vehicle management department).

Fee 4: Other normal expenses such as the same vehicle surcharge as the purchase of a car with a non-loan.

If you don't have enough money to buy a car, you can take out a loan, and the down payment for a car purchase is at least 3%.

If you are buying a car with a line of credit (unsecured and unsecured), the general amount is up to 3 years; If you have a mortgage on a property to buy a car (using a house as collateral), the maximum amount is generally 5 years. The exact interest rate also depends on which method you borrow, as well as your job, income, and credit status. The exact monthly repayment depends on the amount and tenure of your loan, and the annual interest is about 6%.