How much is the down payment for buying a car in installments is the most cost effective

The down payment for a car must be more than 20%, and the loan unit may be different for each application.

Regarding applying for a car loan, there are two ways: personal line of credit to buy a car and a real estate mortgage to buy a car, and the down payment ratio of consumers choosing different car loan methods is different. Usually the down payment of credit loans is more than 4 percent (including 4 percent), the down payment of mortgage loans is more than 3 percent (including 3 percent), and a very small number of people can apply for car loans with a down payment of 2 percent.

Personal line of credit to buy a car.

A real estate mortgage loan for a car purchase can generally be borrowed for up to 5 years, and the down payment is more than 3%. The interest rate is mainly determined by a combination of your loan type and your personal qualifications.

According to the current Measures for the Administration of Auto Loans, the amount of loans issued by lenders for self-use vehicles shall not exceed 80% of the amount of the car purchased by the borrower**; The amount of the used car loan issued must not exceed 50% of the borrower's purchase of the car**, i.e. the minimum down payment for a new and used car is 20% and 50% of the purchase price, respectively. This means that the down payment for a new and used car must be at least % of the full price of the car.

Hello, now there are so many platforms that can provide lending business, you can apply for bank loans through mortgages, and a more convenient way is to apply for personal credit loans, it is recommended that you choose a formal platform when applying for a loan to better protect your personal interests and information security.

It is recommended to use Youqian Hua, which was formerly known as "Youqian Hua", which is a credit brand of Du Xiaoman Finance, which provides users with safe, convenient, unsecured and unsecured credit services.

It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security.

Share with you the application requirements for consumer products with money: it is mainly divided into two parts: age requirements and information requirements.

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card.

Note: Only debit cards are supported, and the application card is also your debit card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

This answer is provided by Youqianhua, due to objective reasons such as the timeliness of the content, if the content is inconsistent with the actual interest calculation method of the Qianhua product, it shall be displayed on the page of Du Xiaoman Financial APP-Youqianhua Loan. Hope this helps.

The down payment for buying a car in installments is between 30% and 50%, but the higher the most cost-effective, the lower the down payment for buying a car for your own household.

If you buy a car with an installment loan, the down payment ratio is generally between 20 and 50, and the specific amount depends on the model and the lending institution. The down payment ratio of the general bank is required to be 30 50, and the bank that gives the lowest percentage may open up to 30%. Of course, you can also find some financing companies or manufacturers' financial institutions to take out loans, and the down payment ratio can be as low as 20%.

It is possible to buy a car online with zero down payment, and you must choose to go to an individual account.

Dandan--- order-a-p-p is good. , the main down payment, on the personal account, good.

In general, the down payment of 1% when buying a new car online is 1%, that is, the low down payment is 10%, and the down payment method is different depending on the model.

It depends on the personal ability, basically if the down payment is more, the monthly payment will be less in the later period, but in some places online, the interest is not high, and the down payment can be seen on the individual account.

The down payment ratio of a car loan is mainly related to the institution of the loan, and the down payment ratio stipulated by different banks or different auto finance companies is also different. For example, the down payment ratio of car loans in banks is generally relatively high, usually around 40%; The down payment ratio of car loans from companies or lenders is lower than that of banks, with a minimum of 20%.

The down payment for a car is between 10 and 70 percent. It is not easy to buy a car without spending rice.

Buying a car in the detective, the down payment is low, 10 percent, and it is done.

It depends on what the car you want to buy looks like.

Like a detective buying a car, the down payment of 0-1 achievement is not bad.

With the development of society, the car has become an indispensable means of transportation in our lives. The Chinese New Year is coming soon, and I believe that there will be many friends who plan to buy a car in the near future. Now, whether you go to a 4S store to buy a new car, or to the second-hand car market to buy a second-hand car, the salesperson will first recommend you to buy a car in installments.

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Generally speaking, it is not recommended to pay in installments for too long.

The customers who buy cars are distributed all over the country, and basically the best friends have them.

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Is it cost-effective to buy a car? Or what should you say about it? If you don't have enough money, choosing a low down payment to buy a car is more suitable for your actual situation.

Detectives buy a car, pick up the car nearby, and pick up the car quickly.

The down payment is usually between 30% and 50%, but the more the better.

Detective buys a car and picks up the car nearby, and the model picks up the car for a week more.

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Buying a car is usually 30% down payment. For example, for a car with a 100,000 yuan (naked car price), a 30% down payment is 30,000 yuan, and a 40% down payment is 40,000 yuan.

It's okay to buy a car online, and you have to choose a personal account.

The detective bought a good car. , the main hit is a percent, on a personal account, good.

It is recommended to follow the instructions of the store! Because now the source of the car sales industry, competition.

Compete for big, and the pressure will be great. Each family has come up with a lot of preferential policies and strength. This includes a lot of policies for low down payments.

Even many models directly accept the method of 0 down payment. Therefore, it is impossible to say exactly how much a down payment is needed at this time, because the policies of each family are different. The more the down payment, the lower the monthly payment will naturally be, and vice versa!

How much money do you have to prepare in addition to the down payment to buy a car in installments? The old driver tells you the answer!

How much does the down payment cost and how much does it cost to pay each month?

If you choose: 50,000 yuan car, if the installment payment is 40%, the monthly payment for three years is about 1,200, the down payment is 20,000, and the interest for three years is about 7,000.

The down payment is 30% of the full price, 100,000 is 30,000, and the rest depends on the repayment plan you choose, and you have to pay it as soon as possible, usually more than 1,000 per month.

It depends on what car you're buying, and the down payment is different.

If you want a lower down payment, you have to go to a car dealership or an online car buying platform to buy it.

If you buy a car in installments or with a loan, you need to make a certain amount of down payment first, and the down payment for a car usually depends on the type of installment plan or financial service you choose.

Taking Guangqi Honda's 10th generation Accord hybrid version as an example, there are 4 financial options to choose from, among which credit card installments do not require a down payment; GAC-SOLI balloon loan requires a 60% down payment; The down payment of GAC-SOLI All-Share Loan is 20% of the guide price; The down payment of GAC-SOLI Extended Warranty is 50% of the guide price.

Guangqi Honda Odyssey has only 3 financial options to choose from, among which credit card installments also do not require a down payment; The down payment of GAC-SOLI All-Share Loan is about 20% of the guide price; The down payment of GAC-SOLI Extended Warranty is 60% of the guide price.

It is understood that most 4S stores only provide % of these down payment ratios to choose from, and there are few 10% that is, a down payment. Specifically, you still need to communicate with the sales staff to understand, after all, the rules of 4S stores in different places may be different.

The down payment for buying a car also includes purchase tax, vehicle insurance, license plate and other expenses, so the down payment calculated according to the guide price and the down payment ratio is only one of the down payments, and finally you have to count the miscellaneous expenses. When calculating your budget for buying a car, you need to pay attention to understanding clearly.

If you buy a car in installments for four households, you can make a down payment of 10% or 2% or 30%. And it is still possible to travel according to ***.

The down payment for buying a car in installments can start from 0 yuan, depending on what model you want, now the low down payment on the car booking platform of individual households, FY transparent, the car is accompanied by market personnel throughout the process, and assist in handling, flexible and convenient.

If you buy a car online, you can generally make a down payment of 10% in installments, which is 100,000 for a car and 10,000 for 10,000.

The down payment for buying a car in installments can be as low as a down payment of 10% to buy a new car, and the whole series is the most advanced model. And launched a special service business with a personal license.

The minimum down payment is 30% in 4S stores, and the minimum down payment is 10% on online car buying platforms.

Depending on the place where individuals choose to buy a car, 4S stores are generally at least 30%, and online platforms are at least 10%.

Buy a car online with a minimum down payment of 10%.

It comes according to the price of your car, and there are many car buying platforms with low down payment.

Most of them are a down payment, and a car of 100,000 yuan can be driven away for 10,000 yuan.

Going to a 4S store is generally a 30% down payment. If you choose to buy a car on an online platform, a down payment of 10% is also possible.

Hello to the answer, I am very happy to answer for you, the general down payment for buying a car is the minimum 30%, and there is a claim of 0 down payment, but in general, the loan to buy a car, there will be an additional expense, the handling fee and interest are very high, buy a 100,000 car loan handling fee is estimated to pay more than 10,000 yuan, three years to pay off. The down payment for buying a car in installments is 20%-50%, depending on the loan method chosen by the consumer, the application materials provided are not needed, and the down payment ratio may be different.

There are also many ways to buy a car in installments, and there are three mainstream ones: bank loans, credit card installments and auto finance company loans.

Bank loans. The advantages of bank loans are large amounts, low interest rates, long repayment periods, and no restrictions on models and brands, so you can choose freely. However, it takes a lot of time and effort to apply for a bank loan, which is not very convenient.

Credit card installments.

The advantages of using credit card installment are low processing fees, zero interest rates, and fast approval, which is very convenient. However, there are large restrictions on the model, brand and amount of vehicles to be purchased.

Auto Finance Loans.

The advantage of auto finance loans is that they are fast, because we can apply directly through 4S stores, and the threshold is also low and the preferential margin is also larger. However, auto finance loans are prone to the vulgar phenomenon of "ride charges".

The down payment for the car is 20 50, the general bank requires 40 50, and some car dealers can find some financing companies to do 20, or even lower.

Generally paid off in 2 5 years, the monthly repayment depends on how much you borrow, you can use real estate as a guarantee to first know that the beneficiary of the installment payment for buying a car is a bank or financial institution, because now many banks have a relatively high threshold for loan to buy a car, and more financial companies, especially the financial companies with the same series of car manufacturers, began to handle convenient loan procedures for customers. (For example, Shanghai GM's finance company has a GMAC loan).

The second is the condition requirements for car buyers: generally those with normal salary income, preferably provident fund, real estate (with property rights) or married. Of course, if you have other written documents that can prove your ability to repay the loan, you can do so.

A new car loan usually requires a 40% down payment, but if your conditions are good enough, 30% can also be applied for. Some financial companies can even pick up the car with a 20% down payment. Banks will not let you make more than 50% down payment, after all, banks still rely on interest rates to make money.

At the same time, there is also a situation that we commonly use the "0 down payment" method, in which the lender is the car dealer's own financial institution or other financial company. The financial institutions of the main engine manufacturers are of course better, but there are still relatively few car manufacturers with such conditions. If you can find a reliable financial company, you can still rely on the 0 down payment, but the interest may be relatively high.

At present, most banks stipulate that the minimum down payment is 40% of the price of the whole car, and the minimum auto finance can reach 20%. The loan tenure is generally 3 years and 5 years, and the longest is not more than 5 years. Some also need to pay a deposit of about 10% of the price and related handling fees.

The monthly payment for the customer loan for 3 years is about 3,000 yuan, and the total interest expense is about 9,000 yuan, while the monthly payment for 5 years is only about 1,900 yuan.