Do we need to tell our children about our savings when we get old?

I think it is necessary, because this way can let the children better understand the family situation in their own family, so that they can have a correct prediction of their own life.

Don't tell your children until you have to, after all, when you get old, your health will deteriorate, and you won't be able to make any money.

I don't think you can tell your children for the time being, you may be right to be worried, and tell your children that they will really "worry" about the money, which may not only give them some bad habits, but also definitely not do them any good.

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It is permissible for parents to transfer savings to one child during their lifetime. Parents can give all their property to one child. If it is the property of the parents during their lifetime, the parents can exercise their property rights according to their own wishes and in accordance with the law, without interference; If it is the inheritance of the parents, the parents can give the property to one child through a bequest maintenance agreement or will.

According to Article 130 of the Civil Code, civil subjects exercise their civil rights in accordance with their own wishes and in accordance with law, without interference. Article 131:When civil entities exercise their rights, they shall perform the obligations provided by law and agreed upon by the parties. Article 132:Civil entities must not abuse civil rights to harm the national interest, the societal public interest, or the lawful rights and interests of others.

Article 1123:After the commencement of succession, it shall be handled in accordance with statutory succession; If there is a will, it shall be handled in accordance with the testamentary inheritance or bequest; Where there is a bequest and maintenance agreement, it shall be handled in accordance with the agreement.

Is it OK for a parent to transfer money to a child during their lifetime?

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We'll be happy to answer for you. ：<

It is permissible for parents to transfer savings to one child during their lifetime. Parents can give all their property to one child. If it is the property of the parents during their lifetime, the parents can exercise their property rights according to their own wishes and in accordance with the law, without interference; In the case of the parents' estate, the parents can give the property to one child through a bequest and maintenance agreement or will.

According to Article 130 of the Civil Code, civil subjects exercise their civil rights in accordance with their own wishes and in accordance with law, without interference. Yu Hao Article 131:When civil entities exercise their rights, they shall perform the obligations provided by law and agreed upon by the parties. Article 132:Civil entities must not abuse civil rights to harm the national interest, the societal public interest, or the lawful rights and interests of others.

Article 1123:After the commencement of succession, it shall be handled in accordance with statutory succession; If there is a will, it shall be handled in accordance with the testamentary inheritance or bequest; Where there is a bequest and maintenance agreement, it shall be handled in accordance with the agreement.

Legal basis: Article 130 of the Civil Code of the People's Republic of China provides that civil subjects exercise their civil rights in accordance with their own wishes and in accordance with law, without interference. Article 131 of the Civil Code of the People's Republic of China provides that when civil entities exercise their rights, they shall perform the obligations provided for by law and agreed upon by the parties.

Article 130 of the Civil Code of the People's Republic of China: Civil entities must not abuse their civil rights to harm the interests of the state, the public interest, or the lawful rights and interests of others. Article 1123 of the Civil Code of the People's Republic of China provides that after the commencement of succession, it shall be handled in accordance with statutory succession; If there is a will, it shall be handled in accordance with the testamentary inheritance or bequest; Where there is a bequest and maintenance agreement, it shall be handled in accordance with the agreement.

If the elderly have a fixed deposit and are unwell and cannot withdraw it, their children and grandchildren can withdraw it on their behalf, whether it is a bank card or a passbook. As long as you write an identity certificate, let him give him the ID card of yourself and the elderly, and let the banker see your certificate, you can directly withdraw the money.

If it is a fixed deposit on a bank card, the amount is less than 50,000 yuan, and it can be withdrawn at the bank ATM with the bank card; If the amount is more than 50,000 yuan, you need to take your ID card and bank card to the bank counter to withdraw. If it is a fixed passbook and deposit certificate, whether it is due or not due, the withdrawal requires the valid ID card of the ** person and the head of the household, and it needs to be withdrawn at the bank counter. In addition, passbooks and deposit receipts cannot be withdrawn from other places, and passbooks can be withdrawn from any local deposit bank, while deposit receipts can only be collected from the opening bank.

A fixed deposit, also known as a "certificate of deposit", is a deposit in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit, and withdraw the principal and interest after maturity.

So, what happens to the savings that the family doesn't know about after the death of the person? First of all, we need to know that the bank will definitely not take the initiative to notify the family, because the bank has no obligation to do so. And, the most critical problem is that with so many depositors, the bank simply doesn't know about the depositor's death, so it can't tell the family.

In fact, regardless of whether the depositor dies or not, if it is a deposit that has not been claimed for a long time, it will be converted into a dormant account by the bank after certain conditions are met. The condition here refers to "no transactions have occurred in the current savings account for more than 15 years, and no customer has withdrawn the time deposit account for more than 20 years".

If the depositor or legal heir still does not come to handle the withdrawal business within two years, the bank will include it in the "non-operating income" and use it at its own discretion. Therefore, if you simply forget that there is a deposit in the bank, as long as the depositor's family members of the deceased remember it, they can go to the bank and withdraw the deposit at any time. However, it should be noted here that when the family of the deceased goes to the bank to handle the withdrawal business, they must bring the deposit certificate, the death certificate of the deceased, and the notarized relevant inheritance materials before the deceased's deposit can be withdrawn.

Otherwise, the bank will not directly give the deposit to the family of the deceased.

I think when people get old, they should choose to tell their children about the chengguan. Because in this way, you can let your children help you keep your savings.

Everyone needs to face the phenomenon of aging in life. But when everyone gets old, the state they have is different. So will make a different choice in this situation. <>

Savings should be shared with children.

First of all, as people get older, their memory will decline with age. Therefore, after reaching a certain age, you may not remember the password of your deposit. Therefore, I think that when people are old, they should tell their children about the savings and rent.

After all, for oneself, one's children are also the people they trust the most. And in this way, you can prevent yourself from being unable to remember your savings due to memory loss. <>

You can ask your children to help them keep their savings.

Moreover, after telling the children about their savings, the children will generally ask to take the initiative to help them keep their savings. And in this case, choosing to hand over your savings to your children for safekeeping is also a more correct decision. Because in the process of helping their children keep their savings, if they need to withdraw money, their children will definitely complete their ideas in the fastest way.

After all, for children, this kind of behavior is also a manifestation of their filial piety to their parents. <>

Make a decision based on your own situation.

If your current memory is relatively good, and your children are not self-motivated. In this case, I don't think I should tell my children about my savings. Because for unmotivated children, they will feel that the old man's savings are Gao Li's own money.

So I think the decision should be made on a case-by-case basis. After all, the actual situation of each old man is different, and the personality of each old man's children is also different. Only by making a decision based on the actual situation can you not let yourself have a state of regret.

There's really no need to tell yourself about the deposit'Ziwu is a good girl, as long as you have money to spend, if you have any difficulties, you can subsidize a little, there is no need to get out of your bottom and plate.

I think it should be, because after the old man is told, he doesn't have a lot of money to do a lot of things, and if the children need it, they can give the money to the children, so that they can develop with hail lead.

There are only two kinds, one is to tell, the other is not to tell, different people will accept different answers, but no matter which one it is, the truth reflected behind it is worth pondering.