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My self-choice** should be customized according to their actual situation, and different people choose different ways. A one-time purchase** generally requires a minimum amount of 1,000 yuan, and if it is a regular investment, it is at least 200 yuan a month.
The bank's "regular investment" business is an internationally accepted financial management method similar to the bank's lump sum deposit and withdrawal, which is a financial management method to subscribe for a certain product at the same time interval and the same amount. The biggest advantage of regular investment is that the investment cost can be averaged, because the way of regular investment is that no matter how the market fluctuates, it will be fixed, and when the net value is high, the number of shares bought is smaller; When the net value of the first is lower, the share of buying is more, that is, it automatically forms an investment method of reducing the amount of money on the high and increasing the weight on the low.
The index type is preferred for regular investment, because it is less disturbed by human factors, and is only a passive tracking index, and in the case of China's long-term economic growth, long-term regular investment will inevitably obtain better returns. The active ** is greatly affected by the ** manager, and the current active ** performance in China is not ideal in terms of sustainability, often the champion of the previous year, the second year is not good, the replacement of the ** manager may also cause performance fluctuations, so if you hold it for a long time, it is better to choose the index **. If there is an exponential type, it should be preferred.
Foreign experience shows that in the long run, the performance of the index is stronger than that of most active products, and it is one of the preferred varieties for long-term investment. According to U.S. market statistics, since 1978, the average performance of the index ** has exceeded more than 70% of the active type**.
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You can customize your selected ** on the Duolai Mi 123 website, and you can see your share and net value every time you log in.
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I bought it on the online banking of the Bank of Communications and the online banking of the Industrial and Commercial Bank of China, and I can log in to the online banking every day to check the growth of my **.
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First, the first choice actually refers to some of the most optimistic financial products that investors are more optimistic about, and these ** financial products are placed in a unified self-selected list after the selection of high leaks, similar to the operation of collection or subscription, and this kind of ** product is called self-selected ** product. Because there are many types of **, it is easier to view the selected good and bad ones separately and put them in the list of choices.
2. **Self-selected investment suitable for the population.
1. Office workers with regular fixed income. After subtracting their daily expenses, they often have some surplus funds, and the investment method of small fixed investment is the most suitable, and the funds saved every month can not only play the role of forced savings, but also achieve long-term compound interest growth.
2. People who are busy with work and have no time to manage their finances. After the ** regular investment is set, you can make automatic investment for a long time, and you no longer need to pay attention to and view it in the future.
3. For those who do not want to take too much risk in investment and financial management, and hope to invest steadily. Regular investment can amortize the investment cost, and then reduce the investment cost, which not only reduces the risk of volatility, so that investors will not be affected by short-term fluctuations, but also improves the opportunity to make profits, and can enjoy the wealth growth brought by compound interest.
Extended Materials. 1. Optional** does not look at the rating.
In fact, it is not particularly good, the rating of self-selected ** refers to the evaluation of the third-party agency, so that people can better know whether it is good or not, and in the case of finding that ** is not particularly good, people can consider not buying** to avoid causing certain economic losses to themselves, so when people choose **, it is best to be able to understand the rating information of **.
Second, the difference between self-selected ** and **.
And about the difference between self-selection and **, the difference between the two is also relatively large, self-selection ** is their own choice of more optimistic**, and ** is to include a large category, all ** products are directly called**.
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Tiantian**.com is a wholly-owned subsidiary of Oriental Wealth Information Co., Ltd. (**abbreviation: Oriental Wealth, ****: 300059) founded by Shanghai Tiantian ** Sales ****, Shanghai Tian Tian ** Sales **** is the first batch of independent ** sales agencies approved by the China Securities Regulatory Commission.
Extended Materials: 1. Basic Introduction.
Tiantian** is a wholly-owned subsidiary of the listed company Oriental Wealth, and the first batch of licensed third-party ** sales agencies. As a leading financial management portal in China, Tiantian.com is committed to providing investors with professional, timely and comprehensive financial services such as trading, information, net worth, data, ratings, analysis, and interaction.
Exclusive features] many products: ** variety in the industry, wide variety coverage.
Fast transaction: 10 seconds to quickly open an account and flash trading.
Good service: 365 days of uninterrupted customer service support.
Rate saving: 4% discount on subscription rate.
Feature Highlights] 1Current Treasure: The income can reach up to 11-28 times of the current deposit, and you can withdraw cash at any time within 7 24 hours, and it will arrive quickly.
2.Fixed Treasure: A short-term financial management tool, with a fixed deposit interest rate of over 1 year.
3.Trading: Supermarkets have a full range of products in the industry, and one-stop financial management allows you to enjoy benefits without leaving home.
4.Optional**: Log in to the pass, allowing you to **educate and browse optional**.
5.**Data: Net worth, valuation, ranking, rating updated 24 hours a day.
6.**Information: Get the latest industry trends and financial information anytime, anywhere.
7.**Bar: A popular **bar platform in China, together with masters, interact while managing money.
Second, the development process.
On February 20, 2012, according to the China Securities Regulatory Commission's "Reply on Approving the Qualification of Shanghai Oriental Wealth Investment Consultant ****** Investment Sales Business" (Zheng Jian Xu Xu [2012] No. 206), Tiantian ** became one of the first batch of approved independent ** sales agencies.
On March 6, 2012, according to the relevant requirements of the CSRC [2012] No. 206, the company changed every day.
The name and business scope of the company were changed, and the name of the company was changed from"Shanghai Oriental Wealth Investment Consultant****"Changed to"Shanghai every day ** sales ****", the business scope of the day ** changed to "** sales"。
In 2017, Oriental Fortune increased the capital of Tiantian**, and the registered capital of Tiantian** was 100 million yuan after the capital increase.
As of the first half of 2019, a total of 7,179 ** products managed by 133 ** managers have been launched every day (according to **** statistics), with cumulative sales of more than one trillion yuan.
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Summary. Hello, every day**How to add self-selection**: If you want to add self-selection**, in the lower left corner of this **page, there is a five-pointed star symbol, and this symbol is also written below to add self-selection, you click on it, and it will prompt that the addition of self-selection is successful.
After adding the self-selection, you can observe the daily rise and fall of this ** in the self-selection**.
How to add your own selection every day**.
Hello, every day**How to add self-selection**: If you want to add self-selection**, in the lower left corner of this **page, there is a five-pointed star symbol, and this symbol is also written below to add self-selection, you click on it, and it will prompt that the addition of self-selection is successful. After adding the self-selection, you can observe the daily rise and fall of this ** in the self-selection**.
1. First of all, you must open the daily **APP and log in to your personal account and password; 2. After entering the home page, click "Select", then click "Combination", and then click "+" in the upper right corner to complete the combination according to the relevant prompts; Tiantian **** is a professional **** under Oriental Wealth, and it is the first batch of independent sales agencies approved by the Securities Regulatory Commission.
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Choose your favorite ** type and add your own selection for observation.
The first is to choose the company first, before choosing, the people especially need to pay attention to the overall performance of the company, not just look at the performance of one of them. Only good overall performance proves the management ability of the investment team.
Second, look at the stability of the team. If a company has frequent turnover of talents, managers frequently change jobs, which may mean that the internal management and governance structure of the team is not perfect, which will bring uncertainty to the continuous growth of future performance.
Third, look at the sustainability of performance, investment should emphasize the word "stability", and the performance of steady growth of returns is more worthy of investors than the performance of skyrocketing.
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Fans often ask me, teacher, this **,**123456, can I buy it? If you want to be a successful investor, the first step is not to choose, but to choose! If you are a prudent investor, you should choose the low-risk type.
If you have a high risk appetite and want to get high returns, you can choose aggressive**.
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2.Set the goal you want to achieve: After you make up your mind to start regular investment, the time you need to stick to it is generally relatively long, so the goal of regular investment is particularly crucial. After 3-5 years, assets will be doubled, travel expenses, pension reserves, and children's education will be ......
**Regular investment uses time to flatten the risk of long and short, **net value fluctuations, so if you want to adhere to long-term regular investment, choosing a large fluctuation range can actually improve your returns. In terms of the choice of type, **type** and index** fluctuate greatly, which is more suitable for regular investment than currency ** and bond **. However, for students who are new to regular investment, the hybrid type can effectively diversify the risk and will be more suitable.
4.Time grasp of regular investment: long-term investment is the most important principle of regular investment, so it is best to last for more than 3 years in order to get better results. However, the duration of the regular investment is also determined according to market conditions.
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Regular investment**: Regular investment** is actually a wrong investment method. For example, if you buy **type**, you start to invest at 5000 points in the stock index, and if you start to invest at 2500 points, you will lose 50%.
And from 2,500** to 5,000 points, you need a 100% increase. Secondly, regular investment is actually a false proposition, a person's life cannot be smooth sailing, and there may be a shortage of funds, it is impossible to continue regular investment. Third, why don't we invest all the principal when the ** is relatively low, such as at present, and then patiently wait for the ** future rise to maximize the benefits?
How to choose the right one for you**: It mainly has a lot to do with your investment preferences. If you are a long-term investor who wants a stable, long-term return above the market average, it is recommended to buy an index.
If you are an investor who can take a certain amount of risk and the expected return is higher than the average return of the market, you can buy small and mid-cap ****. If you're a risk averse and just want to keep your money in value, you can buy a bond**.
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You can go to Zhonglu** to take a look.,They have a good recommendation**.。。
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