At the age of 25, pay 10,000 yuan a year in the bank, is it enough to support yourself after 30 year

It shouldn't be enough, prices have always been in a state of **, and it's really hard to say whether the 300,000 can support the elderly. It is recommended that you save 10,000 yuan in the bank every year and then buy social security for yourself, so that your later life will be guaranteed.

I think that the 300,000 yuan saved until the age of 55 will not be able to support myself, because the RMB will depreciate, and the price of goods has been **, maybe the 300,000 yuan in 30 years will not be enough to maintain your life for five years.

I think there will be no problem, because there will be a lot of profit at that time.

To be able to support yourself, pay 10,000 yuan to the bank every year, and 300,000 yuan after 30 years, so that you can support yourself with interest in the future.

Vary. There are deposits of 50 to 600,000 yuan, deposits of about 30,000 or 40,000 yuan, and deposits of about 20,000 yuan.

When I was still in college, it was relatively normal to have no savings, and most of the savings were my own, this pocket money or a kind of accumulation of New Year's money, if I had a deposit of forty or fifty thousand at the age of 20, it was already very good.

The survey found that more than 65% of the population has a monthly disposable income of more than 3,000 yuan, of which nearly 40% have a monthly disposable income of more than 5,000 yuan. Relative to income is consumption, effective data show that these young people can earn and spend, and nearly forty percent of them also spend more than 3,000 yuan per month, with strong spending power.

2o years old can have a deposit is generally very small, the reason is that the working time is short, if it is long, it is about three years at most, the work experience is not rich enough, it is the accumulation stage, all the deposits will not be much, it is estimated that between 30,000 and 50,000, I hope it will help you.

How much deposit is a 20 year old? Depending on the individual's storage ability, some people earn a lot of money, but they spend money quickly, and some people are particularly good at managing money. Some people haven't started earning money yet, and they're still in school.

Work is your attitude towards life, I had an employee before, my husband is doing luxury cars and high-end car modifications, my husband's company is also very large, there are nannies at home, but in order to realize their own value, go to other people's companies to work, a monthly salary is only a few thousand yuan, every day to drive a luxury car to work, work can also work hard, we especially don't understand: your family is so rich, why do you still work or go directly to your husband's company to work, she said: good family conditions are the basis of conditions, Work is your attitude towards life.

If you have the conditions, you can drive a good car, but work is a reflection of value, and I have to let my husband see my value, rather than directly inheriting and enjoying it. Niu Ren, now he and his husband are making the company bigger and bigger, and the children's education is also very good.

This phenomenon is particularly common in Jiangsu, Zhejiang and Shanghai, I told my friends in Zhejiang about this, he said that you are too normal, and then pointed to the front desk and said: This child is very rich, driving a luxury car every day, sometimes in order to save face, I also borrow someone's car to drive, but this is one of my front desk, a lot of security uncles on the side of the face you must not look down on, people's houses and real estate may be unimaginable in your lifetime, work is an attitude towards life, do you have an attitude towards your life?

Okay, let's talk about the 5 million thing, in fact, if you want to live, you don't need 5 million, you are in the countryside, 5,000 yuan can be saved and you can live, the key is how to live, what is the quality of life? That's the key to thinking. There is a way to live, and a meal lives a different life.

Realistically speaking: 5 million in developed cities and megacities, is just an ordinary family, you really don't dare to be extravagant, I'm talking about the situation that you still have a house and a car, do you believe it? Not to mention the process of children from education to university, this is not the end of receiving nine years of compulsory education in the countryside, just various expenses are a lot of expenses, as well as the health and various expenses of the old and young, or that sentence:

Your way of living is not striving for some quality.

If, in fact, this assumption itself is impossible to realize, because a person really has 5 million, he will work harder, more desperately, why? 1. He has the ability to continue to make money, why not make money; 2. The meaning of life and the pursuit of quality of life; 3. The sense of responsibility increases the effort, because now that you are middle-aged, you can live no matter what, but your next generation may be eliminated. 4. People think completely different things in what environment, you can have 5 million, and your circle of friends and thinking will not have the kind of what you say; 5. Life has to be meaningful after all, since we are here this time, let's live hard and be wonderful.

Only you have given up the pursuit, one is that there is no hope of rising; the second is the pursuit of giving up, and those who accept their fate are very happy; The third is that there is no sustenance and thoughts in the heart, just live well. It's all a lifetime, each with its own way of living. It is often said that:

It's good to be healthy, money doesn't matter, the more you say that, the more unhealthy it is, because it's often an excuse for people who don't have money or can't make money, and rich people are not healthy? Is it really healthy without money?

If you save 5 million for three years, you can have an interest of 730,000 yuan, if it is just ordinary living expenses, you can support yourself, but if you want to live a well-off life, it is impossible.

To be honest, in the five-million-year period, if you don't work, you can really support yourself, but it means that you don't work with interest, which is not a long-term solution.

Yes, with so much savings, the monthly interest is also very much, which is completely enough for your daily expenses, and your life is also very easy.

Of course not, because there is so much money, there is simply not enough money to buy a house and a car, so it is impossible to support yourself.

You can support yourself, because although consumption is very high now, as long as we make reasonable consumption, there should be no problem.

Of course, if it's just yourself, you can still be satisfied in this aspect, after all, a person's expenses are not very much.

Absolutely. Because the interest rate on such a deposit will also be very considerable, you can survive on interest alone.

Yes, too. But don't go to some big cities, so your consumption will be very high, and it won't have much impact in small cities.

No. Because your savings are fixed, if you can't withdraw money, you won't have a stable income, so you can't support yourself.

Easy. Usually learn to manage the silver chain, and have a plan to save a little every month. At the beginning, you can start to have less, and with the growth of pure Bona's income, it is easier to save more every month, and save 300,000 yuan in 20 years.

Taking a 30-year-old master's degree as an example, if he plans to retire at the age of 60 and hopes that the silver sales will be able to meet the monthly expenses of 5,000 yuan within 20 years after retirement, then the total amount of funds he needs to save is at least 1 million yuan * (1 + annualized inflation rate) for 20 years, where the annualized inflation rate can be estimated based on the historical average. At the same time, if it is assumed that he invests the 1 million yuan and calculates it according to the annualized rate of return of 5%, he can also get an additional annual rate of return of 5% * 1 million yuan = 50,000 yuan after retirement, which can alleviate the impact of inflation on the cost of living.