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If you handle the inward remittance business, 1. Because you cannot confirm the route, exact amount and date of remittance, you will not be able to start the inquiry from the remitting party, it is recommended that you inquire through the remitter, and ask the remitting bank to make a telegram inquiry on the grounds that the payee has not received the money, and the remitting bank will inquire from its original remittance path, and will provide the accurate remittance number, remittance amount and date, and Bank of China will make effective inquiries based on the relevant information provided. 2. If you have the remittance voucher of the remitter (including the remittance route, amount and date and the information of the payee), and you can also go to the remittance counter of the payee's bank account with your valid ID card, which is applicable to the situation that the money has arrived at the Bank of China, but there is a query fee. To sum up, since it is impossible to confirm whether the payment has reached BOC, it is recommended that you take the first method to make an inquiry.
The above content is for your reference, and the actual business regulations shall prevail.
Handle related business.
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The transfer from foreign banks to domestic banks can be received in two or three days at the earliest, and it will take about seven working days at the latest. Transfer from a foreign bank to a domestic bank.
There is no limit on the amount, but at the time of foreign exchange settlement (foreign exchange to RMB), it is subject to the annual total amount of SAFE, which is 50,000 US dollars or the equivalent in foreign currency per person per year. In the event of an over-redemption, proof of funds is required.
Extended information: 1. If users transfer money from abroad or in China, they usually use wire transfer.
This way is relatively fast. In real life, whether it is from home to abroad, or from abroad to China, most of them use wire transfer. Telegraphic transfer means that when a user sends money abroad to a foreign country, the banking system transfers the user's money to an electronic remittance method, and then transfers it to the account of a relative in China.
If you use wire transfer, the arrival speed is relatively fast, but the handling fee will be correspondingly higher.
2. Introduction to the transfer time.
In China, if a domestic user makes a domestic transfer, the arrival time is different for different banks. Because there are various channels for transfers, the specific arrival time cannot be determined. If the user goes to the bank counter to make a transfer, it is divided into ordinary remittance, real-time remittance, delayed remittance, etc.
1. Ordinary remittance: the speed of arrival is relatively fast, usually within 24 hours. If the user conducts the remittance operation on the basis code of the legal holiday, it may need to be postponed until after the end of the holiday.
2. Real-time remittance: It means that the payer knows where to make the transfer, and then the payee can receive it immediately.
3. Delayed remittance: It usually means that if the user chooses to delay the remittance, then the remittance will not be transferred out immediately, and will be returned to the account after the set delay time.
3. Precautions for cross-border land-based remittances:
1. Choice of banknotes: Both cash and cash remittance can be remitted overseas, but cash remittance will charge a banknote conversion fee.
2. Other party's information: When remitting money, you need to know the other party's name and country**.
Bank of account and other information.
3. Amount limit: There is a quota for cross-border remittance within one year, and if it is exceeded, it must be applied to the foreign exchange bureau.
5. Bank settlement: The bank of the settlement center is opened in the place where the payee is located, otherwise the remittance cannot be made.
Agricultural Bank of China Peer Transfer: 1. ATM channel transfer: According to the relevant regulations of the People's Bank of China, in order to ensure the safety of customers' funds, in addition to transferring money to their own peer accounts, the arrival of funds through the self-service ATMs of ABC needs to be delayed for 24 hours. >>>More
Personal mobile banking for domestic inter-bank ordinary transfer arrival time: ordinary transfer (50,000 yuan): within 2 hours; Ordinary transfer (50,000 yuan): real-time arrival during working hours; During non-working hours, you can choose to make an appointment and postpone it to the next working day. >>>More
Note!!! Appointment Management provides the appointment order deletion service, only the appointment instruction that has not yet been executed can be deleted, and the executed appointment instruction cannot be deleted regardless of whether the execution result is successful or not. When you delete an order for a scheduled period, all orders that have not yet been executed in the scheduled period will be deleted. >>>More
The arrival time of domestic inter-bank transfer in personal mobile banking is as follows: >>>More
For mobile banking.
The status of the transfer and remittance is a record of successful transactions, and you can view the electronic receipt through the transfer - transfer record function - share with WeChat friends, this electronic receipt is only used as a transaction reference and not as an official transaction voucher. If you need official documents, it is recommended that you choose to transfer and remit at a BOC branch. >>>More