Why is there no more of my online business loan page?

It is recommended that customers choose formal channels to apply for loans, such as the Agricultural Bank of China's "Netjet Loan".

Netfast Loan refers to a small-amount consumer loan issued by ABC to individual customers of ABC who meet specific conditions, and is self-applied for, quickly received, and self-serviced.

2) The borrower understands the product situation, the basic conditions of the loan and the handling process.

3) Fill in the basic information, the term of the loan to be applied, the borrowing and repayment account, the mailing address, etc.

4) The system verifies the validity of the mobile phone number.

6) Confirm the loan information, the amount of the loan to be applied for, the purpose of the loan, etc.

The maximum loan amount is 300,000 yuan, and the minimum loan amount is 3,000 yuan; The specific quota of the customer will be approved according to the customer's business situation in ABC.

MYbank is an operating loan launched by MYbank for small and micro enterprises and individual entrepreneurs, which is a pure credit loan without collateral and guarantee based on the operation and credit status of the operator, which is safe and reliable, fast and flexible in borrowing and repayment.

In [Alipay] - [My] - [Online Business Loan] you can see your online business loan limit. If you need authorization on the page, click Agree to the agreement and view the limit, and then click Borrow money. You can also apply for an MYbank loan.

If you don't see the online merchant loan entrance in [Alipay] - [My], or the prompt after clicking it says that it does not support opening and using it temporarily, it means that your account is currently unable to open online merchant loan, and it is recommended that you pay attention to it in the future. Whether the online business loan can be opened is comprehensively evaluated by the system from time to time, and manual intervention cannot be made.

If you can't open an online business loan, you can consider Alipay Borrowing, Tencent Micro Loan, Du Xiaoman Financial Money Spend and other big brand credit products. The application for money is simple, the loan is fast, and the borrowing and repayment is flexible, and users can take the initiative to apply. The interest fee for money is transparent, the big brand is reliable and the interest rate is low, and the maximum borrowing amount is 200,000, which can meet the needs of most borrowers.

In addition to individual consumers, small and micro business owners who need start-up or working capital can also consider having money to spend, and Money is committed to providing accurate, convenient and efficient financial services for small and micro business owners.

This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.

It's going to be turned off if it's not used for a long time, so it's important to use it often.

Normally speaking, the customer group targeted by online business loans is ** sellers, and there are no personal consumption users, and there are two main possibilities for users to have this kind of emotional sail hail situation:

1. Users often use Alipay collection codes to collect money, so the platform gives an experience limit;

2. The promotion entrance of online business loans is only, if the user does not meet the conditions, it will not be able to pass in the end.

3. The online business loan application will check the credit and go to the credit report, so it is recommended that you do not click on it because of curiosity, and you will report it in your own credit report.

shown above.

Extended Materials. How to open an online business loan.

1. If you want to open an online business loan, you must be Alibaba.

Or**, Tmall.

If not, the owner of the shop is not eligible to open it. The applicant must be between the ages of 18 and 65, and if the store registrant is too old, he or she cannot apply for an online business loan. The store registration time is too short, and the current business situation is not very good, and there are even cases of discontinuation and starting.

Applicant's personal credit information.

With a bad record, the bank's loan products are bound to have strict requirements for the applicant's personal credit. These are the basic requirements of online business loans, and if they are not met, they will basically be rejected. If you want to open a small partner, you can open a store within **, or you can be a salted fish, and at the same time apply for an Alipay money code, and usually use the money code to trade.

At the same time, ensure that Sesame Credit is guaranteed.

Good, not below 600.

2. Improve the personal information in Alipay, many small partners have only verified the basic personal information, such as education, social security, real estate and other information are vacant, try to complete the certification. Use Alipay more to consume, whether it is online shopping or offline consumption, if you can use Alipay, try to use Alipay. There are many public welfare projects in Alipay, whether it is Ant Forest.

Or love donations, etc., try to use them as much as possible, which is a very good plus. If you are a small partner who often uses loans, it is best to check your credit to determine your own comprehensive sedan car data, so as not to have an ID card.

If you don't know about the risk list and the risk list of small loans, these qualification issues will affect the final review of your online business loan.

There are two situations in which online business loans cannot be used, one is that the quota is closed, and the other is that the quota cannot be used, for the following reasons:

1. The reason why the loan line of online merchants was closed.

1. The online business loan limit is not applicable for a long time, and it is likely to be closed, after all, the market funds are limited now, and the quota will be given to those who need it more.

2. Frequently use online business loans to repay in advance.

It may also be one of the reasons, although early repayment is supported, but this also makes the institution Yeqin unprofitable.

3. There are changes in the credit situation, and there are generally two main aspects, one is the personal credit situation, and the other is the operation of your store.

2. Online business loans cannot be used if there is a quota.

1. Check whether it is operating in an unfamiliar network environment, which may be judged as an unsafe environment by online business loans and cannot be used temporarily.

2. Whether you have changed the bound mobile phone or used device, because switching the network and using the device will trigger MYbank.

's Ansong Nian full strategy, temporarily unavailable. This situation only needs to be done for a while, during which the normal store operation can be maintained, as well as the frequency of use of Alipay.

3. If the borrowing button cannot be clicked, check if there are any options that are not checked in the process of borrowing the first number, and just check it.

Extended information: Five differences between online business loans and borrowing:

First, the product types are different.

1. Online business loans.

Online business loans are mainly aimed at small and micro enterprises.

The operating payment for individual entrepreneurs is mainly open to some small and micro enterprises and some individual business users.

Product categories: credit payment, order payment, early payment and other services.

2. Ants borrow.

Borrowing is a cash lending product aimed at ordinary consumers, provided by Ant Financial.

Provide payment services for consumers.

Product category: credit payment.

Second, the platform is different.

MYloan is a loan product of MYbank, and borrowing is a loan product of Ant Financial. Although MYbank's major shareholder is Ant Financial, there is a big difference between the two in terms of product application.

3. The loan objects are different.

The scope of online business loans is relatively small, mainly for Alibaba.

The borrowers are basically the owners of the outlets. There are many loan objects to borrow, and basically all Alipay users can apply for it. The two are aimed at very different people.

Fourth, the amount is different.

There are two types of loans, one is the express version and the other is the standard version. The maximum loan amount for the Express version is 500,000 yuan, and the maximum loan amount for the standard version is 2 million yuan. The amount of borrowing is much smaller than that of online business loans, at most only 300,000 yuan.

The difference in loan amount between the two is obvious.

Operating environment: iqooneo3 Alipay.

1. Identity inconsistencyAt present, not all small, medium and micro enterprises can apply for loans from online business loans. Generally speaking, only Alibaba's partners can apply for online business loans, such as ** store owners, Alibaba's service providers, etc. 2. Poor credit online business loans have strict requirements in terms of credit, not only the credit of the enterprise must be good, but also the credit of the business owner himself.

If a company or individual has a stain on the central bank's credit information system and Sesame Credit score, it will be prompted that "online business loans cannot provide you with loans for the time being". 3. Business situationIf you want to apply for an online business loan, your business must be in good condition, with stable income and sufficient cash flow. Otherwise, you will receive a prompt that "online business loans cannot provide you with loans for the time being".

Extended information: Solution 1: Improve the level of operationOnline business loans show that you cannot provide loans for the time being, it is very likely that your business level is not up to standard. In the days to come, you need to work hard to run the business and further improve the daily turnover of the business.

2. Credit historyIf you want to successfully open an online business loan, you must have a good credit record. Therefore, business owners and enterprises must pay attention to protecting credit and ensuring that they are fulfilled on time. 3. Praise rateThe praise rate of an enterprise is also very important to whether it can open an online business loan.

For enterprises that open **, they must pay attention to maintaining the daily service work of online loans and try to provide satisfactory services to customer service. 4. The refund rate is also an important reference index for online business loans. For businesses that are temporarily unable to provide you with loans, try to reduce their customer refund rates.

Generally, the repayment of online business loans is abnormal, such as overdue repayment, borrowing and other risky behaviors, resulting in the closure of the quota. If the online business loan is not overdue, it means that there are credit cards and other loans in your name that are overdue, and the repayment is abnormal.

Alipay's online merchant loan is in MYbank, not suddenly there is no situation, and the arrears must be repaid in MYbank.

It is estimated that your personal qualifications are not good, and if your personal qualifications are risky, you will not have the authority to apply.

Because I don't use it often!!

There are overdue or too many credit checks.

Many people had online business loans before, but they suddenly disappeared later, which may be caused by the following reasons:

1. There is a problem in the operation of the individual store, and there is a possibility of loss or continuous loss;

2. Frequent early repayment of online business loans, and the system determines that individuals have little demand for loans;

3. The comprehensive credit rating of the individual is not high in the system, and it does not meet the conditions for continuing the next paragraph;

4. The quota of online business loans has been tightened, and the review conditions have been stricter;

5. There are stains on the personal credit report bureau and bad credit behavior.