How to delete the transfer record of Bank of China?

Note!!! Appointment Management provides the appointment order deletion service, only the appointment instruction that has not yet been executed can be deleted, and the executed appointment instruction cannot be deleted regardless of whether the execution result is successful or not. When you delete an order for a scheduled period, all orders that have not yet been executed in the scheduled period will be deleted.

Bank transfer records cannot be deleted, because the transaction records of bank cards can only be deleted if you cancel the card, or new records will be overwritten after a long time, because historical transaction records are generally a year's records, and the records of the previous year will be deleted in the next year.

Transaction records exist objectively and are also used for reconciliation and anti-fraud, so deletion is not allowed. As an online bank.

For the user, i.e. the account holder, your information is guaranteed by the bank and all transaction details are registered in the passbook.

or when you mail a statement, there is no other way.

Source: Bank of China Profile: The full name of Bank of China is Bank of China Shares****.

BankofChina Limited (BOC), founded on February 5, 1912, with its head office located at No. 1, Fuxingmennei Street, Beijing, is one of the five state-owned commercial banks. The business scope covers commercial banks and investment banks.

Insurance and aviation leasing, which is owned by Bank of China Hong Kong.

Bank of China International, Bank of China Insurance and other holding financial institutions, providing financial services to individual and corporate customers on a global scale.

Bank card refers to a credit payment instrument with all or part of the functions of consumer credit, transfer and settlement, cash deposit and withdrawal, etc., which is approved by commercial banks (including postal financial institutions) to be issued to the public. Bank cards have reduced the circulation of cash and cheques, making banking fundamentally different from the limitations of time and space. The use of the automatic bank card settlement system has made the dream of a "check-free, cashless society" a reality.

On August 1, 2017, the annual bank card fee management fee will be abolished, and some basic financial service fees of commercial banks will be suspended.

April 22, 2019, China UnionPay.

The Report on the Development of China's Bank Card Industry (2019) was released.

On August 15, 2020, the company.

Bacera Bank and China UnionPay jointly launched the first digital bank card in China, the QuickPass Card.

On August 31, 2020, China UnionPay released its first digital bank card, the UnionPay Borderless Card.

Personal bank transfer records cannot be deleted, as long as there is a receipt and payment transaction between two accounts, it will leave an indelible trace, that is, transaction records.

Bank of China's transfer records cannot be deleted, this will be retained, generally for a period of one to five years.

All bank transfer records cannot be deleted directly, and the information will be kept for a certain period of time in accordance with the bank's regulations, and the bank cannot delete this kind of data at will.

Bank of China's transfer records, you can delete the records in online banking or mobile banking, and the banking center will still have a record, and this record cannot be deleted.

There is no way to delete the transfer records of the Bank of China, even if you delete it on your mobile phone, then you can't delete it in the bank, he has a record, and it is meaningless to delete it.

The transfer record cannot be deleted, and the resulting transaction has a transaction serial number, which is unique and cannot be copied or deleted. And it is kept for at least 5 years from the current year.

Bank of China transfer records cannot be deleted, because the record is for customer inquiry and reference, and online banking and business halls do not support deletion.

The transaction history of the bank card cannot be deleted by an individual.

At present, transaction records (including bank card transfer transaction records) are recorded in the banking system, and the content of the banking system cannot be changed. So these records can't be deleted or changed.

1. Definition of bank statement:

1.The personal account statement refers to the bank card (debit card) or bank passbook in the customer's own name, and the details of the deposit and withdrawal business transactions with the bank within a period of time.

2.Corporate account flow refers to the list of deposit and withdrawal business with the bank in the corporate bank account of the bank customer "Corporate Customer" (opening a basic corporate account) for a period of time.

3.The main performance of the bank's input is as follows: the input performance is the credit side, and the output performance is the debit side, mainly including card deposit, existing, transfer-in, salary, renewal, online banking transfer, payment, labor fee, etc.

2. Classification of flow bills.

1.Personal water: personal transaction details, consumption, in and out of the account, transfer, online banking, phone bill recharge, etc. within half a year.

2.Salary: Individuals who work in local companies, and the company has the obligation to pay individual income tax for employees, monthly salary bank issuance, bank payment of individual income tax, consumption, in and out of accounts, transfers, online banking, phone bill recharge, etc.

3.Large-amount personal water: personal transaction details, consumption, incoming and outgoing accounts, transfers, online banking, phone bill recharge, etc., within half a year, and personal business transactions are reflected.

4.Personal non-local flow: personal non-local transaction details, consumption, in-and-out accounts, transfers, online banking, phone bill recharge, etc. within half a year; Non-wealth management gold card users need to deduct handling fees for remote transfers and cash withdrawals.

5.Enterprise flow: commonly known as the general account opened by the local bank where the enterprise is located, and the capital flow of the enterprise within half a year.

Bank transfer records cannot be deleted in the case of mobile banking.

Transfers are generally kept for about 3 to 6 months and will be automatically cleared by the system. However, there will still be transfer data in the banking system. In order to prevent illegal transactions, money laundering and other criminal acts, keeping transfer records is conducive to the supervision of regulatory authorities.

In addition, if you want to check bank transaction records, you can only check short-term transaction records on your mobile phone, and you can hold an ID card.

Go to the bank counter to check all transaction records.

Extended information: There are many ways to transfer and settle, which can be mainly divided into two categories: intra-city settlement and non-local settlement. Intra-city settlement includes cheque settlement, payment power of attorney settlement, intra-city collection and acceptance settlement, collection non-commitment settlement and limit check settlement, etc.; Non-local settlement includes non-local collection and acceptance settlement, non-local entrusted collection settlement, and exchange settlement.

Letter of credit settlement and limit settlement, etc.

Units that handle transfer settlement by bank and transfer settlement at the bank shall follow the principle of settling money and goods, safeguarding the legitimate rights and interests of both parties receiving and paying, and not making advances by banks. In addition, the transfer settlement should also comply with the relevant national regulations.

Transfer as a bank settlement method.

The range of applications is very wide. Transfers and settlements can be made between the same city and other places, between corporate accounts and corporate accounts, between corporate accounts and individual accounts, and between personal accounts and personal accounts.

On the morning of September 23, 2016, the six departments jointly issued the "Notice on Preventing and Combating Telecommunication Network Fraud Crimes", according to the "Notice", starting from December 1, 2016, individuals can pass through bank self-service ATMs.

If the transfer is made to an account with a different name, the funds will arrive in the account within 24 hours.

People's Bank of China.

The "Notice on Matters Concerning Strengthening the Management of Payment and Settlement and Preventing New Violations and Crimes in Telecommunication Networks" was issued to comprehensively strengthen the management of the real-name system for accounts, bank card operations, and transfers. It is clarified that from December 1, 2016, if an individual transfers money through an ATM, he or she can apply to the issuing bank to cancel the transfer within 24 hours after the card issuer accepts the transfer.

In order to effectively curb the behavior of buying and selling accounts and fake account opening, and comprehensively promote the management of the real-name system of accounts, the Notice on Strengthening the Management of Payment and Settlement and Preventing New Violations and Crimes in Telecommunication Networks clearly stipulates that from December 1, 2016, banking financial institutions.

If a bank settlement account is opened for an individual, the same person can only open one type of account in the same bank, and if a new account is opened after the same account has already been opened, a class account or a type account should be opened.

Bank of China transfer records cannot be deleted, transaction records are objective, and are also used for reconciliation and anti-fraud, so they are not allowed to be deleted.

Business operation records are the basis for the convenience of users and banks to inquire, if the records are deleted, money is lost or other search circumstances, there is no way to prove, so the records are not allowed to be deleted.

It will be kept for at least 5 years from the year in which the transaction is recorded. More than 5 years, the bank is no longer retained. According to the Administrative Measures for the Identification of Customers and the Retention of Customer Identity Information and Transaction Records of Financial Institutions, which came into effect on 1 August 2007, bank transaction records shall be kept for at least five years from the year in which the transaction is recorded.

How to check the bill details of a bank card in China:

1. Service desk view: Customers can bring their identity documents and bank cards to the service desk of Bank of China's Shanchu service outlets, and in addition, they can also check through the self-service equipment of the business outlets;

2. Online banking viewing: log in to Bank of China online banking, then enter the account information, look for the bank card account that needs to be viewed, and select the time to check the details;

3. Mobile banking viewing: Log in to the mobile banking of Bank of China, select "Income and Expenditure Records" directly on the homepage, and you can view it after selecting the date. <>

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I'm glad to answer for you, bank transfer records can't be deleted. Because the transfer records of bank cards are usually kept for a period of time, generally bank counters will be kept for 5 years, while mobile banking will generally be kept for 3-6 months. <>

<> Extended Materials; Card transfer transaction records cannot be deleted. The income and expenditure details of the bank card cannot be deleted, and the card holder and the cardholder's ID card can be checked. Therefore, the transaction details of the bank card are the evidence of the cardholder's material and banking transactions, which can be used for inquiry, and naturally the bank card transfer transaction records cannot be deleted.

The transaction details are stored on the bank's server, and the user does not have the authority to delete them. Although the transaction details of the bank card cannot be deleted, even the bank cannot delete it within a certain period of time. However, if the user continues to spend, the new transaction record will automatically overwrite the old transaction record.

The transaction details of the bank card are an important evidence to record the consumption of the account, and can be used as evidence when the bank and the user have been involved in the abnormal funds in the account before. In general, the transaction details of the card cannot be deleted, but the user can overwrite them with a new spending history. Because the transaction record is generally a year's record, the previous year's record will be deleted in the next year.

Therefore, the transaction record of the bank card can only be deleted if the card is cancelled, and the new record will be overwritten after a long time. No matter what business is being handled, as long as the financial institution asks the user to provide proof of personal information and good quality, most users will choose to submit personal salary certificate or bank statement. Under normal circumstances, if you need to retrieve bank statements, you only need to provide the bank card and ID card to the counter to print.

Bank transfer records are not deletable for Kirimono Tachibana.

Mobile banking transfers are generally kept for about 3 to 6 months and will be automatically cleared by the system. However, there will still be transfer data in the banking system. In order to prevent illegal transactions, money laundering and other criminal acts, bank transfer records cannot be deleted, and saving transfer records is conducive to the supervision of regulatory authorities.

How to recover bank transfer records:

1. If you have a transfer code or transfer voucher, you can try to check the transfer record.

4. If the bank account receives the transfer, you can try to check the transfer record in the bank account.

5. You can contact the transferor and ask him to send the voucher of the transfer in order to restore the transfer record. <>