Who is included in the insurance contract?

The parties to the insurance contract include the insurer, the insured and the beneficiary. In general, the insurer refers to the insurance company, which bears a kind of responsibility to the insured, that is, once the insured appears, the insurance company should compensate the insured in accordance with the terms of the contract. The insured is equivalent to another subject in the insurance contract, and he wants to obtain.

If the insurer pays compensation, then he has to pay some of his own costs, for example, he has to pay regular premiums every month. to fulfill this obligation, in order to be able to get compensation from the other party. The third is to include a beneficiary, and the general insured will have a third-party beneficiary after an accident, which is determined by the insured.

Who are the stakeholders of the insurance?

The person who is related to the insurance contract refers to the person who has an indirect relationship with the insurance contract, and the insured and the beneficiary in the insurance contract are both the parties to the insurance contract. The insured person is the person who is covered by the insurance contract, and the beneficiary is the person who is entitled to receive the insurance money, and the beneficiary only enjoys the rights in the insurance contract and does not have the obligation to pay the insurance premium.

The insurance contract can be concluded for the benefit of a third party, and the policyholder can also take his own or other people's property as the subject matter of insurance, so the insurance contract has a related party.

Who is included in the insurance contract?Mainly people who are related to the insurance contract are included. For example, the principal. Then there are the beneficiaries.

The parties involved in the insurance contract include: the insured and the beneficiary.

In the property insurance contract, there is no strict restriction on the qualifications of the insured, and both natural persons and legal hermits can be insured; In a life insurance contract, a legal person cannot be the insured, and only a natural person and only a living natural person can be the insured of the life insurance contract. The policyholder of life insurance shall have an insurable interest in the insured at the time of the conclusion of the insurance contract. The insured of property insurance shall have an insurable interest in the subject matter of insurance at the time of the occurrence of an insured event.

Life insurance is an insurance that takes a person's lifespan and body as the subject of insurance.

The policyholder of life insurance shall have an insurable interest in the insured at the time of the conclusion of the insurance contract. The insured of property insurance shall have an insurable interest in the subject matter of the insurance at the time of the occurrence of the insured event. Life insurance is insurance that takes a person's life and body as the subject of insurance.

Property insurance is an insurance insured whose property or related interests are the subject matter of insurance, and the insured refers to the person whose property or person is protected by the insurance contract and has the right to claim the insurance money.

The parties to the insurance contract include the insured and the beneficiary. The three elements of an insurance contract are: the subject of the contract, the object of the contract and the content of the contract.

Among them, the subject of the contract includes the parties to the contract and the related party, the parties to the contract are the insurer and the policyholder, and the related party of the contract is the insured and the beneficiary.

The insured in the insurance contract refers to the person whose property interests or personal life are protected by the insurance contract and who has the right to claim insurance money after the occurrence of the insured event. Usually, the insured is designated by the policyholder, and the policyholder is often the insured at the same time.

Legal basis: Article 12 of the Insurance Law The policyholder of life insurance shall have an insurance interest in the insured at the time of the conclusion of the insurance contract.

The insured of property insurance shall have an insurable interest in the subject matter of model insurance at the time of the occurrence of an insured event.

Life insurance is insurance that takes a person's life and body as the subject of insurance.

Property insurance is insurance that takes property and its related interests as the subject matter of insurance.