How to open a U.S. bank account overseas

1.Contact a bank representative for assistance Some banks may allow you to submit your documents by scanning and emailing them to them.

2.If you are planning to open an account with a national bank, you can actually coordinate with them to assist you in opening a bank account in the United States. Your arrival.

Tutorial on how to open a USD account online:

1. Open. 2. Submit the information required for registration step by step.

The process is as follows: Preliminary review: first provide the information, and the bank will conduct a preliminary review, which will take 1 to 2 working days.

Next account: The bank will send an email to the customer's email address within 1 to 2 working days, including:

Postal shield: After the bank sends the customer for activation, the bank will send out the shield to you.

If the cumulative value of foreign exchange in the foreign exchange savings account is less than 50,000 US dollars (inclusive) on the day of remittance abroad, it shall be handled at the bank with the identity card; If the above amount is exceeded, there is a certificate of authenticity of the transaction amount under the current account.

If the amount exceeds the above-mentioned amount, it shall be handled with the authenticity certificate of the transaction amount under the current account, the Declaration Form of the Customs of the People's Republic of China for the Baggage and Articles of Inbound and Outbound Passengers signed and stamped by the Customs, or the withdrawal document of foreign currency cash from the original deposit bank.

In addition, the annual limit for foreign exchange settlement and foreign exchange sales for individual residents is US$50,000.

If you have a large amount of foreign currency deposit certificates that need to be remitted abroad, more than 50,000 US dollars, you need to provide authentic transaction history certificates, and there are strict regulations on foreign exchange, not as much as you want.

Open on the mainlandBank of AmericaThe process is as follows:

1. Choose a suitable ** organization, assist in handling Zao's answer, and pay a certain deposit.

2. It takes 1-2 days to submit personal or company information to us for foreign-related pre-examination.

3. After passing, submit it to Bank of America for inspection.

4. After passing, the documents of the open hidden account will be sent to the ** company.

Features of Bank of America:

The biggest feature is that it can be linked to a debit card, which is a bank card that can be used to make purchases, ATM deposits and withdrawals. Each bank will have different checking products in the low, medium and high-end, and the monthly fee and verification service content will be different. Usually, the basic version will waive the monthly fee for current students, and the specific fee can be checked with the bank.

Easily open an account with a simplified account opening process around the world, no login, no U.S. personal identification number, no proof of employment.

Proof of assets, account opening success in about 2 weeks; While ensuring the success rate of account opening, Global provides guidance on account use after successful account opening and 3-month account use consulting services to help customers achieve docking with banks without time difference and language barriers.

Bank of America abbreviates as BOA

The information required to open an account with the company is as follows: Client's email address, Certificate of Incorporation, Federal Tax ID.

EIN) Power of Attorney.

Our company provides a sample) scanned copy of the company's director's certificate.

Facilitate businesses to conduct on-the-ground business operations in the United States; Requirements for merchants to enter Amazon in the United States.

It is convenient for business collection and payment, and enhances the visibility and credibility of its own enterprise.

Bank of America, JPMorgan Chase.

Cathay Bank and others are solely responsible for opening an account, and the following is a brief description of the Bank of America (BOA) account opening process. It takes 1-2 days for the personal or company information to be submitted to the Bank of America for approval, and the approval is accurate. After the bank approves the account, the account opening materials will be sent to the domestic office; Face-to-face signing for domestic offices (Shanghai, Beijing, Shenzhen, Chongqing, and Xiamen can be selected for account opening); After the interview, all the materials will be mailed back to the United States, and the American account will be successfully opened, and you will get encrypted email and security code.

Two types of identification: Typically, you will need to bring your own passport and proof of legal status in the U.S. (e.g., passport and I-20** for international students, and passport and U.S. driver's license or green card for newcomers).

Proof of address: A document that can prove the address of your habitual residence, which can be a bill for water, electricity, etc., or a deed or a long-term lease. The applicant's name must appear on these documents, and it is recommended that it be no earlier than 90 days before the account opening date if it is a bill; At least $100 in cash; If you have a Social Security card, bring it to your bank.

There are two most common types of bank accounts in the country: checking accounts and savings accounts.

You need to register a company in the United States, then go to the bank for backup, make copies of all the copies, do a good job of tax payment procedures, find a guarantor, you can directly fill in the relevant account opening information, and then charge part of the money, you can register an account.

You can't open a U.S. account in China, you need to go to a U.S. bank to open an account, or you can find a bank that has cooperation between China and the United States, so you can open a U.S. bank account.

You can only open a U.S. bank account through online registration, and you must go through real-name authentication online.

After 40 years of development, Cathay Bank has grown from a small store with seven employees and a capital of $550,000 to a regional banking group with total assets of $2.5 billion, 23 branches, offices in Hong Kong and Shanghai, and subsidiaries in Taiwan. On December 4, 1990, Cathay Bank's holding subsidiary, Cathay Corporation, ——— listed on the NASDAQ, with a market capitalization of more than $800 million, making it one of the top 100 financial companies in NAS DAQ.

Cathay Bank account opening advantages:

1. Like any bank in the United States, there is a FDIC deposit protection of 250,000 US dollars.

2. You can open an account remotely without visiting the United States in person.

3. You can apply for a Visa card at a U.S. address.

4. The account opening time is short, and the account can be opened in 2-3 weeks.

5. There is Chinese customer service, which is very friendly to friends who do not speak English very well.

1. To the State Administration of Foreign Exchange.

Make an application. 2. Provide the corresponding documents.

3. Select the corresponding opening bank.

4. Confirm whether the account opening documents are valid.

5. If it is necessary to use the overseas account within 30 days, an application must be submitted to the foreign exchange administrative department, and if it is necessary to extend the use, an application must also be submitted to the foreign exchange administrative department.

6. Enterprises applying for overseas accounts must report the use of funds to the foreign exchange administration department within 15 days after the end of each quarter.

Extended Materials

Bank account is a general term for the deposit account, loan account, and current account opened by the customer in the bank. In China, according to the regulations, all state organs, groups, troops, schools, enterprises and institutions.

All must open an account with a bank. Depending on the purpose, bank accounts can be divided into basic accounts.

There are three types of special accounts and auxiliary accounts. In the accounting organization of bank accounting, in order to ensure the authenticity, completeness and correctness of the account books and records, the detailed ledger account is set up.

and the general ledger account, which is for banking operations.

and the funds caused by financial activities** and the use of funds are recorded and reflected in detail and summary.

Bank account: Bank account is a general term for the deposit account, loan account and current account opened by the customer in the bank. In China, according to regulations, all state organs, organizations, troops, schools, enterprises and institutions must open bank accounts.

According to the different purposes, bank accounts can be divided into three categories: basic accounts, special accounts and auxiliary accounts. In the accounting organization of bank accounting, in order to ensure the authenticity, completeness and correctness of the account books and records, the detailed ledger account and the general ledger account set up are the detailed and summarized classification records and reflections of the funds and the use of funds caused by the bank's business and financial activities.

If you issue a check and someone else takes your check to the bank to cash it, the money will be spent from your checking account, and the check you issue is a cash check.

In the U.S., checking accounts are much more prevalent. Along with plastic card, it generally refers to a debit card in the form of a plastic card.

and credit cards) have been gradually replaced by credit and debit card payments, and in recent years, mobile payments have emerged.

Share the market share.

Checks have become less and less used in the cashless payment of everyday life in the United States.

Basic Checking Account:

Basic checking accounts, also known as "no frills" accounts, provide the simplest but most core personal payment service by depositing a small amount of money (e.g. $250) to waive the account management fee. Note that this is a "payment service", i.e. the bank offers an alternative to cash and will not pay you interest! Some banks also limit the number of cheques that can be issued per month, and charge an additional fee if they exceed that.